Of the 280-odd equity schemes that have been in existence for five years or more, 190 funds or about 70 per cent of those funds have outperformed their respective benchmark indices.
Experts say investors should stay patient and stay invested in mutual funds.
While debt funds have emerged as the flavour of the season, not all investors understand debt funds. So the best they can do is put trust in the fund manager and the fund house.
The stock market regulator's definition of large, mid, and small-cap companies has irked mutual fund managers, reports Samie Modak.
Steep volatility in the markets has made fund managers cautious, awaiting opportunities to deploy the cash.
One-sponsor-one-fund rule may set off merger as Amundi seen sponsoring two funds following buyout.
'A fund investor could pick, say, three of the top active funds in any given category.'
If you plan to send your child to the US five years from now and expect the rupee to depreciate five per cent every year, adding US funds to your portfolio might be a good idea, says Ashley Coutinho.
Inflation indexed bonds assure a positive return over inflation.
'Indians are great savers, but they are lousy investors.'
BSE's, NSE's overnight liquid fund facility can help stock investors maximise returns
Market regulator also announces measures for mutual funds sector.
Monday's steep fall turned Sensex's yearly returns to - 2.57%, but only two large-cap funds did worse.
The raising of the entry age in NPS has opened up an attractive new investment avenue for senior citizens, says Arnav Pandya.
Ten Indian states contribute a lion's share of 95% or Rs 12.25 lakh crore.
A mistake here can prove costly.
For non-callable deposits above Rs 1 crore, the interest rate is only five basis points more than the regular FD.
Risk-averse investors can hold up to 10 per cent of their portfolio in gold, while aggressive ones can keep five per cent.
Only if you are a conservative investor satisfied with index returns; but over long term actively managed funds give better returns in Indian markets
But this might not be the best time to enter these, as probability of further reductions in near future is low
Arbitrage schemes can give investors better post-tax returns than debt funds.
While there is little one can do when the fund house restricts redemptions, it's best to exit even if it means some losses.
These schemes are expected to perform in the next 2-3 years.
Balanced funds may be a good option for first-time investors.
Gilt funds make sense only if you want to take a tactical view on interest rates and are looking for a short-term duration.
Bull markets need a a charismatic leader and a fancy destination.
While stocks are at cheap valuations, the volatility can be unnerving.
This works only for longer-tenured ones such as income funds, as the element of interest rate risk is reduced.
Such schemes try to exploit an anomaly in taxation, but aren't in violation of laws, experts say.
In front-running case, some fund houses have settled with Sebi and paid the amount lost to trustees.
How do you pick a mutual fund scheme that suits your needs?
Experts believe that one should not allocate more than 5-10 per cent of one's equity portfolio to international funds.
Institutional investors - both foreign and domestic - lapped up the government's big-ticket share sales on Friday, helping it add nearly Rs 9,000 crore to its revenue kitty.
Ask about the fund house's other schemes and how these have performed over time.
Mid- and small-cap funds dominate the list, opening up opportunity for investors to make contra bets in large-cap funds
Measured by returns in 2013, the top 10 funds had only three from large houses; nimble strategy could be a factor.
'To ensure you remain with the better performers, you need to consistently monitor your MF portfolios and weed out the non-performers, even if they are from a star fund manager or a fund house with a sound record.'
Asset managers are betting big on ETFs these days.
The one common theme across companies that have rewarded shareholders is consumption.
Most large fund houses, such as HDFC MF, ICICI Prudential AMC, Reliance MF, Reliance MF, Birla SunLife MF and SBI MF, have the backing of large banks or financial institutions, giving them reach and understanding, they say.
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