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Need a loan? First check your personal loan score

The Credit Information Bureau India Ltd and TransUnion on Thursday launched a 'personal loan score' to enable lenders to make informed decisions, in the backdrop of rising defaults on unsecured......

Now a Risk Index to gauge corporates' credit history

The Credit Information Bureau (India) Ltd On Tuesday said it will come up with a risk index which will help banks and financial institutions in the process of granting loans and advances to......

Why RBI Is Worried About The Rise In Personal Loans

In the June quarter of FY24, 51 per cent of consumers who took small-ticket personal loans already had more than four credit products at the time of accessing yet another new loan, compared with......

Why it makes sense for banks to lend to MSMEs

'In times of recovery, we may see a rural-urban divide with the urban pockets affected more by COVID-19, but the MFI business model should encourage banks to handhold them in this hour of crisis,'......

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