England included Kevin Pietersen, Mathew Hoggard and Gareth Batty in place of Owais Shah, Lian Plunkett and Sajid Mohammed for the fourth ODI.
Though they have more than one legal option to recover dues, till NSEL has funds, little can be done.
The recent default on deposit payments by a couple of Yash Birla Group companies has brought to surface difficulties an investor has to face in recovering his money.
Only in case of equities will the nominee will automatically get the money.