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Parijat Garg

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  • Business

EMIs shouldn't exceed 35% of net income

Also build a contingency fund equal to 9 to 12 months of expenses, experts tell Sanjay Kumar Singh. Illustration: Uttam Ghosh/Rediff.com Self-employed borrowers have been borrowing more from......

Why loan against property can be risky

Most borrowers of loans against property pin hopes on future cash flows from their business, but in case of failure to repay the loan, the lender can repossess the property and sell it.Sanjay Kumar......

How best to protect your identity from thieves

Documents such as PAN card, Aadhaar card and I-T return papers, which are used for KYC, can get leaked from a number of sources, says Sanjay Kumar Singh, including the local xerox shop. Recently,......

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