'Economic activity appears to have peaked in the second quarter of FY26, with industrial output, exports, and business confidence all softening from October 2025.'
Indian capital markets are witnessing a boom in IPO activity in 2025, with the current calendar year being expected to be the largest IPO year in India's history, according to India heads of foreign banks on Wednesday.
Batting for further consolidation in public sector banking, the executives of top public sector banks (PSBs) said there should be at least two Indian banking entities among the top 20 global banks.
'As the team builds, each of them will bring in a different perspective, new thinking.'
'Given the lag in transmission, further softening of lending rates may happen in the coming months.'
'The statistical confidence bands of the fan charts of the forecasts will provide a better sense of the potential variability of outcomes.'
'India is a big market for StanC, and it is also fastest growing economy in the world.'
'Deposit and lending rates have started to fall considerably. It is likely to spur investment and consumption of durables.'
'Many global investors have been overweight on dollar assets, so some diversification or hedging is naturally expected.'
'The brand, the team, and the people have to make the transition from playing league matches to Test matches.'
'India has the potential to grow at more than 7%, with the monetary policy providing a supportive hand.'
'Entering India is exciting, but it's also challenging. You have to be prepared for long-term investment.'
'The way the bank is doing in the past 4-5 quarters, no reason to see why we will not be able to achieve that.'
'We have seen something do very well when the times are good but maybe not as well when the times are bad.'
'Within India, people want high-quality, personalised banking services, and the demand for such services has exploded.'
'The Casa ratio is at 33.4 per cent, which has to keep improving. Right now, there is a bit of liquidity pressure in the market.'
'A possible post-election growth momentum may be lost.'
'The real repo rate is very high in terms of core inflation.'
'Have a long way to go even as a small finance bank, both in terms of size, and in terms of fulfilling our aspirations for financial inclusion.'
'As these segments are growing at 25 per cent for the last three years, credit quality has been extremely good.'
'Opportunity is there in each segment of the market. There is opportunity in affordable and specifically governed by government initiatives as well as for housing for all.'
The board of HDFC Bank has approved the appointment of Keki Mistry and Renu Karnad as the additional non-executive directors of the bank, and V Srinivasa Ranjan as its executive director. Mistry was the chief executive officer and vice chairman of HDFC, which merged with the bank today (1 July 2023). Karnad has been the managing director of HDFC since 2010. Ranjan was the executive director and chief financial officer of HDFC.
'There is a behavioural shift and conservativeness with companies cutting down on manpower and rationalising the number of people.'
'Investment creates capacity and reduces inflation. Income, employment, and savings rise.'
'Our unsecured loan is not exactly unsecured. It is backed by cash flow of customers.'
'Pandemic has triggered interest and awareness among the people about the need for healthcare.'
'We are committed to achieving the targets we had outlined.'
'For the first time ever it has come below 1 per cent, at 0.97 per cent.'
'We are focused on playing on our strengths, which are technology, and building a large profitable business by working with banks as well as non-banks and NBFCs for loans.'
We are, therefore, setting up more branches in more tertiary terms, like tier 2 and tier 3 terms. Going forward, that is where the growth will come.
'We started affordable housing loans that has good traction and the books have grown to Rs 750 crore as of the end of last quarter.'
'...because it is still a legal tender.'
'Data-dependence means you can raise or drop rates. The present stance is only for raising rates.'
'If all goes well, we may well hit or even surpass the forecast growth rate.'
'At the policy's maturity, the total premium is refunded.'
'We have a plan to plough back a 'This year in the first half we had profits of more than Rs 31,000 crore.' significant amount of profits this financial year.' 'We have seen this organic plough back of profit is one of best ways to support the equity of the bank.'
'We created war rooms -- from an IT perspective and also a customer war room -- to address any challenges that come up.'
Indian Bank expects recoveries to be more than slippages in this financial year, which will result in improved asset quality.
'If through growth and serving the customer we become number one, we will be very happy and very proud.'
State-owned Punjab & Sind Bank is targeting salary accounts to boost the share of low-cost deposits. Swarup Saha, managing director and chief executive officer of the New Delhi-based lender, tells Manojit Saha that the bank may see gross non-performing assets (NPAs) fall below 8 per cent if there is resolution of the stressed assets.
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