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Why loan against property can be risky
Most borrowers of loans against property pin hopes on future cash flows from their business, but in case of failure to repay the loan, the lender can repossess the property and sell it.Sanjay Kumar......
Low-cost ways to get out of credit card debt trap
If banks won't lend, seek a loan from fintech lenders or P2P platforms to help you get out of a debt trap, experts tell Sanjay Kumar Singh.Illustration: Uttam Ghosh/Rediff.com While Indians have......
Now a Risk Index to gauge corporates' credit history
The Credit Information Bureau (India) Ltd On Tuesday said it will come up with a risk index which will help banks and financial institutions in the process of granting loans and advances to......
Applying for a loan? Know your credit report
In last one year, Harshala Chandorkar, senior VP (consumer relations) at Credit Information Bureau (Cibil), says the organisation has received thousands of requests for credit reports from......
Credit score? Loans' sanctions don't depend on it
Lenders use these scores only as a preliminary filter. Actual loan sanctions depend on their internal mechanism. Until now, the Credit Information Bureau or Cibil provided consumers access to......
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