'Investors may have made money in mid and smallcaps due to market momentum, but now they need to focus on fundamentals.'
'Many do not have robust business models, and their prospects of survival and long-term growth are poor.'
IPOs inherently carry more risks than stocks that have been listed on the exchanges for some time.
People in full-time jobs should especially avoid intraday trading as it results in loss of focus and affects performance.
While near-term performance is difficult to predict after a huge run-up, fund managers believe the PSU theme's prospects remain sound over the medium to long term.
Patience can be rewarding. 'Post-listing, sanity often returns to valuations of newly-listed businesses within six to nine months. Buy then.'
If a 5% to 10% fall in the equity market gives you sleepless nights, you are not cut out for a 75% to 80% allocation to equities and must reduce it.
Despite its recent underperformance, gold must be a part of your portfolio.
Another major development is REITs coming closer to reality
The Pay Commission's award will provide a windfall that can be used to both spend and invest wisely.
HNI investors need an optimal mix of oversubscription and listing-day gain to make money on leveraged bets, notes Sanjay Kumar Singh.
Having exposure to international funds and gold is a must for those who have foreign currency-denominated goals.
Even if the bull run may continue, most experts say some profit booking is called for, points out Sanjay Kumar Singh.
One risk of investing in a very low-cost ETF is if a fund house runs it at below cost, it could close it if it fails to attract institutional money
Gold has risen sharply due to rising risk aversion
The aggressive life cycle fund will allow equity exposure of up to 75%, up from the current limit of 50%.
Why the case for investing in passive funds is becoming stronger.
Retirees must also try and purchase a senior citizens' policy, despite steep premiums.
Allotment could be low, and expected listing-day gains can quickly morph into losses if sentiment takes a turn for the worse
Exposure to debt funds and gold is essential even if current returns from these asset classes are low, suggests Sanjay Kumar Singh.
The pandemic should force you to take a hard look at the downside risks that could jeopardise your finances.
'Decide on an asset allocation you are comfortable with and stick to it for the long term.'
Take a moment to consider ways to improve your finances.
A new couple's financial situation changes from their bachelor days.
Developers are likely to start announcing their festive season offers soon, reports Sanjay Kumar Singh.
The first step in your order of priority should be to pay off any high-cost debt you might have incurred.
If new goals have emerged, this is the time to make fresh investments.
When an NRI returns to India, he should be aware of his tax residency status.
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