Tinesh Bhasin

All stories by Tinesh Bhasin

Want to gift a financial product? Read this

Want to gift a financial product? Read this

Rediff.com3 Dec 2019

Each financial product is governed by a different regulator and the rules for gifting vary, points out Tinesh Bhasin.

Property transfers through PoA not valid

Property transfers through PoA not valid

Rediff.com29 Nov 2019

An income tax tribunal held that the PoA could not be construed as an instrument of transfer concerning any right, title, or interest in the immovable property.

Is compensation received from employer taxable?

Is compensation received from employer taxable?

Rediff.com27 Nov 2019

There are judicial precedents where it has been held that if payment is made for temporary disablement, it would be taxable, points out Tinesh Bhasin.

Why home-buyers may have to renegotiate with builders

Why home-buyers may have to renegotiate with builders

Rediff.com1 Aug 2019

After the NHB asked housing finance cos to desist from offering interest subvention schemes, disbursement of loans are likely to get delayed, points out Tinesh Bhasin.

How to steer clear of online classified sites fraudsters

How to steer clear of online classified sites fraudsters

Rediff.com18 Jul 2019

It's best to avoid deals that sound too good to be true.

Want to invest in start-ups? Here's how

Want to invest in start-ups? Here's how

Rediff.com26 Jun 2019

Investing in start-ups can be highly rewarding, but direct investing is not meant for everyone. For the majority of wealthy investors, taking the private-equity route could still be the better option.

Why small investors must avoid gilt funds

Why small investors must avoid gilt funds

Rediff.com5 Jun 2019

If you are a retail investor, you can allocate a portion of the portfolio to the medium- to long-term debt fund category instead of gilt funds.

Planning to sell property? Here's how to save on tax

Planning to sell property? Here's how to save on tax

Rediff.com5 Jun 2019

Selling property below market value can lead to litigation. Tinesh Bhasin offers tips on how to avoid it.

Should you invest in quant funds?

Should you invest in quant funds?

Rediff.com31 May 2019

'Investors need to understand that these schemes may not do well in the market that is in a bull run, but quality stocks would protect the downside.'

Rented property income can't be business income

Rented property income can't be business income

Rediff.com21 May 2019

If you are merely letting out the property and enjoying the rent as an individual or as a company, in most cases, you will need to mention rental income under the head 'income from house property' in the income-tax return form, points out Tinesh Bhasin.

When you should disclose jewelry, cash in your tax returns

When you should disclose jewelry, cash in your tax returns

Rediff.com13 May 2019

Those earning over Rs 50 lakh a year need to disclose all jewellery and cash in their returns, says Tinesh Bhasin.

Check out all offers before taking car loan

Check out all offers before taking car loan

Rediff.com10 May 2019

Interest rate and tenure are not the only two factors to consider.

Go paperless. Use DigiLocker

Go paperless. Use DigiLocker

Rediff.com10 May 2019

In DigiLocker, a user can get different government departments to issue documents in digital format. At present, there are 117 such issuers. You can get PAN, Aadhaar, vehicle fitness certificate, vehicle tax receipt, class ten and twelve mark sheets, driving licence, caste certificate, ration card, birth certificate, college degrees and diplomas, marriage certificate, and many more.

Deductions claimed? Keep documents ready

Deductions claimed? Keep documents ready

Rediff.com9 May 2019

Employers will now need to furnish detailed break-up of exemptions that an employee has claimed.

How your health insurance policy may soon change for the better

How your health insurance policy may soon change for the better

Rediff.com17 Apr 2019

Irdai to allow 12 minor changes including expansion of critical illness and day care procedure lists, premium payment in instalments, change sum assured, etc.

Want an education loan to study abroad?

Want an education loan to study abroad?

Rediff.com8 Apr 2019

The biggest challenge with public sector banks is the processing time, which is why starting early helps.

Studying abroad? Here's how you can save on health insurance

Studying abroad? Here's how you can save on health insurance

Rediff.com13 Mar 2019

General insurers in India have started campaigns highlighting the benefits of buying a student's travel insurance in India, as opposed to buying one offered by the university abroad, says Tinesh Bhasin.

A rare case, when I-T withdrew money from start-up accounts

A rare case, when I-T withdrew money from start-up accounts

Rediff.com12 Feb 2019

It's not unusual for the tax departments to freeze bank accounts and there have been instances of the authorities recovering the outstanding from the bank, though such course of action is not common.

Now you can insure your pets!

Now you can insure your pets!

Rediff.com9 Feb 2019

'Our pet insurance policy is similar to the health insurance for humans.'

Want to save LTCG on property sale?

Want to save LTCG on property sale?

Rediff.com5 Feb 2019

'To save the LTCG, it's always better that the owner of the property that was sold also becomes the title holder in the new one.'

A MUST read for all property sellers

A MUST read for all property sellers

Rediff.com2 Feb 2019

Besides LTCG tax relief, permitting taxpayers to declare two houses as self-occupied brings a huge relief.

Problems with loans? Read this please

Problems with loans? Read this please

Rediff.com16 Jan 2019

For a borrower, who has serviced his loan without missing any repayment, the banks will be willing to take over the loan, give a top-up, and would offer lower interest rates, says Tinesh Bhasin.

Wanting to buy a house? It's a good time!

Wanting to buy a house? It's a good time!

Rediff.com7 Jan 2019

If you have been planning to buy a house, don't postpone your purchase. Developers are offering discounts, freebies and attractive payment plans.

Ordering online from international sites? Read this first!

Ordering online from international sites? Read this first!

Rediff.com5 Jan 2019

Here's a quick guide to navigating and ordering from global websites.

Why expensive gifts are bad tax news

Why expensive gifts are bad tax news

Rediff.com19 Dec 2018

Tinesh Bhasin explains the tax liabilities that accompany receiving a gift.

Why RERA scores over consumer courts for home-buyers

Why RERA scores over consumer courts for home-buyers

Rediff.com16 Dec 2018

State real estate regulators are the best option for home-buyers when it comes to seeking relief. The cases are disposed much faster, and the individuals don't need to engage lawyers as the process is simpler, says Tinesh Bhasin.

Should you invest in smart-beta funds?

Should you invest in smart-beta funds?

Rediff.com13 Dec 2018

'Investors should allocate about 5% to 10% to such funds.'

Want to buy gold this Dhanteras? Look at Sovereign Gold Bonds

Want to buy gold this Dhanteras? Look at Sovereign Gold Bonds

Rediff.com5 Nov 2018

The best part is that an investor gets price appreciation and earns interest income as well, which is unique only to sovereign gold bond.

Mobile wallets vs UPI-based apps: Which should you use?

Mobile wallets vs UPI-based apps: Which should you use?

Rediff.com25 Oct 2018

UPI transactions are growing faster, but wallets remain relevant for those without a bank account and seeking cashbacks.

This Dussehra, hike gold allocation in your portfolio

This Dussehra, hike gold allocation in your portfolio

Rediff.com19 Oct 2018

Analysts say investors should increase their exposure to gold up to 10% of their portfolio, depending on their comfort with a 2-year horizon. But avoid investing in physical gold or deposit schemes run by jewellers

Investing in PMS? Here's what you MUST do

Investing in PMS? Here's what you MUST do

Rediff.com15 Oct 2018

Don't forget to ask for quarterly audited statement of transactions in your account. This will make it easier for you to calculate your tax liability and pay it on time.

Why it makes sense to invest in small savings schemes

Why it makes sense to invest in small savings schemes

Rediff.com4 Oct 2018

Those willing to take a higher risk for higher returns can look at AAA-rated non-convertible debentures from reputed issuers.

Buying a car? Opt for bundled auto insurance

Buying a car? Opt for bundled auto insurance

Rediff.com12 Sep 2018

Experts suggest that it's best to go for the bundled product that has only one-year own damage cover.

Planning to sell bonus shares? Watch out for LTCG tax

Planning to sell bonus shares? Watch out for LTCG tax

Rediff.com23 Aug 2018

If your equity gains are less than Rs100,000 in a financial year, you can breathe easy.

What you must know about the new car insurance policy

What you must know about the new car insurance policy

Rediff.com14 Aug 2018

For the vehicle-owner, the overall cost of buying a car can go up by 2% to 3$%. For two-wheelers, the cost can rise by 1% to 1.5%

Why small investors should shift from dividend to growth option

Why small investors should shift from dividend to growth option

Rediff.com3 Aug 2018

Sooner the investors shift, the better it is as a majority of equity funds have single-digit returns since January 31.

Living Will: Accepting death on your terms

Living Will: Accepting death on your terms

Rediff.com2 Jul 2018

Using a Living Will, individuals can specify that they don't want any resuscitation if the death is apparent.

How to make more out of your MF investments

How to make more out of your MF investments

Rediff.com28 Jun 2018

For investors, every cost-saving means higher returns.

What homebuyers MUST know

What homebuyers MUST know

Rediff.com21 Jun 2018

Tinesh Bhasin explores the limitations of rights granted to homebuyers under the Insolvency and Bankruptcy Code.

Taking an education loan? Read this first

Taking an education loan? Read this first

Rediff.com16 Jun 2018

When taking a loan, it is important to look at various factors, and not just the interest rate, says Tinesh Bhasin.

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