Santosh Agarwal

All stories by Santosh Agarwal

5 important facts your insurance agent won't tell you

5 important facts your insurance agent won't tell you

Rediff.com8 Jan 2020

Did you know that annual premium-paying option is cheaper than a monthly premium paying option?

Ulips are attractive investment options

Ulips are attractive investment options

Rediff.com2 Jan 2020

'It is advisable to invest in them early in life and stay invested for a longer period to achieve long-term goals and accumulate wealth.'

Should a 20-year-old buy insurance?

Should a 20-year-old buy insurance?

Rediff.com19 Dec 2019

To determine the amount of coverage one should purchase, first add up all of your financial obligations, such as student loan, credit card debts and your mortgage balance.

Which settlement plan must you opt for in term insurance?

Which settlement plan must you opt for in term insurance?

Rediff.com4 Mar 2019

While buying a term plan, do check how much money will be paid in lumpsum and how much of the money will come to the surviving family as a regular payout, suggests Sarbajeet K Sen.

Ulips are attractive investments

Ulips are attractive investments

Rediff.com24 Sep 2018

'If you are looking to fulfil imminent long-term commitments, the new online Ulips are the right product for you,' notes Santosh Agarwal/Policybazaar.com.

Buying life insurance? Please read this

Buying life insurance? Please read this

Rediff.com7 Aug 2018

Agents often influence customers into buying new products every year instead of continuing with their existing policies

Buying term insurance? 6 must-knows

Buying term insurance? 6 must-knows

Rediff.com31 Mar 2018

Don't sidestep the idea of investing in term insurance. Here's why.

ULIPs vs MFs: Where should you invest?

ULIPs vs MFs: Where should you invest?

Rediff.com23 Feb 2018

While there's tax arbitrage advantage in ULIPs now, experts say investors should prefer mutual funds for long-term savings.

6 money tips to secure your post-retirement

6 money tips to secure your post-retirement

Rediff.com8 Jan 2018

If you plan to withdraw money from your corpus regularly to meet expenses, have a portfolio of stable instruments.

How to secure your family's financial future

How to secure your family's financial future

Rediff.com28 Nov 2017

Use whole life term policies for legacy planning. By doing so, your annual outgo will come down and returns will improve, suggest Chirag Madia and Tinesh Bhasin.

Four add-ons to get more out of term insurance

Four add-ons to get more out of term insurance

Rediff.com28 Nov 2017

Add-ons such as critical illness or disability due to accident are available on payment of a little extra money, and they can take care of any unforeseen, unfortunate developments, says Santosh Agarwal

Guaranteed returns for golden years? Go for annuities

Guaranteed returns for golden years? Go for annuities

Rediff.com6 Oct 2017

Conservative investors and those in the lower tax bracket should opt for these, experts tell Sanjay Kumar Singh

Why you must revive your lapsed insurance

Why you must revive your lapsed insurance

Rediff.com23 Nov 2016

You are charged the same premium and also enjoy continuity benefits