All stories by Santosh Agarwal
5 important facts your insurance agent won't tell youRediff.com8 Jan 2020
Did you know that annual premium-paying option is cheaper than a monthly premium paying option?
Ulips are attractive investment optionsRediff.com2 Jan 2020
'It is advisable to invest in them early in life and stay invested for a longer period to achieve long-term goals and accumulate wealth.'
Should a 20-year-old buy insurance?Rediff.com19 Dec 2019
To determine the amount of coverage one should purchase, first add up all of your financial obligations, such as student loan, credit card debts and your mortgage balance.
Which settlement plan must you opt for in term insurance?Rediff.com4 Mar 2019
While buying a term plan, do check how much money will be paid in lumpsum and how much of the money will come to the surviving family as a regular payout, suggests Sarbajeet K Sen.
Ulips are attractive investmentsRediff.com24 Sep 2018
'If you are looking to fulfil imminent long-term commitments, the new online Ulips are the right product for you,' notes Santosh Agarwal/Policybazaar.com.
Buying life insurance? Please read thisRediff.com7 Aug 2018
Agents often influence customers into buying new products every year instead of continuing with their existing policies
Buying term insurance? 6 must-knowsRediff.com31 Mar 2018
Don't sidestep the idea of investing in term insurance. Here's why.
ULIPs vs MFs: Where should you invest?Rediff.com23 Feb 2018
While there's tax arbitrage advantage in ULIPs now, experts say investors should prefer mutual funds for long-term savings.
6 money tips to secure your post-retirementRediff.com8 Jan 2018
If you plan to withdraw money from your corpus regularly to meet expenses, have a portfolio of stable instruments.
How to secure your family's financial futureRediff.com28 Nov 2017
Use whole life term policies for legacy planning. By doing so, your annual outgo will come down and returns will improve, suggest Chirag Madia and Tinesh Bhasin.
Four add-ons to get more out of term insuranceRediff.com28 Nov 2017
Add-ons such as critical illness or disability due to accident are available on payment of a little extra money, and they can take care of any unforeseen, unfortunate developments, says Santosh Agarwal
Guaranteed returns for golden years? Go for annuitiesRediff.com6 Oct 2017
Conservative investors and those in the lower tax bracket should opt for these, experts tell Sanjay Kumar Singh
Why you must revive your lapsed insuranceRediff.com23 Nov 2016
You are charged the same premium and also enjoy continuity benefits