Sanjay Kumar Singh, Karthik Jerome, Business Standard

Stories by Sanjay Kumar Singh, Karthik Jerome, Business Standard

Don't Exit Midcaps. Think Long Term

Don't Exit Midcaps. Think Long Term

Rediff.com   2 hours ago

'Stopping now would defeat the core purpose of an SIP, which is to average out the purchase cost over market cycles.'

Sebi Eases IPO Lock-In Rules

Sebi Eases IPO Lock-In Rules

Rediff.com   14 Nov 2025

Sebi has proposed allowing depositories to mark such pledged shares as 'non-transferable' for the duration of the lock-in period, based on instructions from the issuer.

'Don't Consider Gold, Silver As Asset Classes'

'Don't Consider Gold, Silver As Asset Classes'

Rediff.com   11 Nov 2025

'An asset must generate income. Equities yield dividends, bonds pay coupons, deposits give interest, and real estate earns rent.' 'Gold, silver, and even Bitcoin produce no income, they merely store value. So, they should not be compared to productive assets.'

Save First, Spend Later

Save First, Spend Later

Rediff.com   7 Nov 2025

Young earners with high incomes and few responsibilities can save more than 30 per cent, while those with low salaries and high expenses may save less.

How to Beat the Festive Debt Trap

How to Beat the Festive Debt Trap

Rediff.com   5 Nov 2025

Those who have binged on credit must spend less, cut discretionary expenses, and focus on repayment.

'Banks Need To Reinvent Themselves'

'Banks Need To Reinvent Themselves'

Rediff.com   3 Nov 2025

'Reinvention is not a hugely difficult task. With technology as available today, you can reinvent yourself pretty quickly.'

UPI Goes Global, Fintech Hits A Wall

UPI Goes Global, Fintech Hits A Wall

Rediff.com   1 Nov 2025

'When you think of cross-border payments, the first things that come to mind are risk, compliance, taxation, speed, and cost.'

Missed Investing In Gold? Read This

Missed Investing In Gold? Read This

Rediff.com   24 Oct 2025

New investors should not allow themselves to fall prey to FOMO and rush headlong into gold.

JLR Cyberattack Triggers $2.55 Billion Shockwave

JLR Cyberattack Triggers $2.55 Billion Shockwave

Rediff.com   23 Oct 2025

At an estimated 1.9 billion in losses and over 5,000 UK organisations affected, the Jaguar Land Rover cyberattack has been labelled the most economically damaging cyber incident in UK history, exposing the deep vulnerability of interconnected supply chains.

Why 80% Indian Households Avoid Financial Risk

Why 80% Indian Households Avoid Financial Risk

Rediff.com   22 Oct 2025

'It takes time and the experience of a few market cycles to develop awareness about one's true risk appetite.'

Pilot Training In India Is Below The Mark

Pilot Training In India Is Below The Mark

Rediff.com   14 Oct 2025

The principal problem lies in lack of training infrastructure and relatively lax safety standards.

Home Loans: Banks Roll Out Festive Offers

Home Loans: Banks Roll Out Festive Offers

Rediff.com   6 Oct 2025

'Do exhaustive research and then select the one that best fits your budget and requirements.'

Gold, Silver Shine As Stocks Slip

Gold, Silver Shine As Stocks Slip

Rediff.com   1 Oct 2025

'The frenzy for gold is primarily due to the uncertainty surrounding the tariff war.'

Want To Invest In MMFs? Read This

Want To Invest In MMFs? Read This

Rediff.com   26 Sep 2025

'They are positioned as defensive products and can potentially give marginally higher returns than liquid funds.'

Want To Buy Farm Land?

Want To Buy Farm Land?

Rediff.com   25 Sep 2025

'Legally clean farmland is difficult to find. It requires time, money, and legal effort to verify the title.'

Loan Against Insurance? Read This

Loan Against Insurance? Read This

Rediff.com   24 Sep 2025

Use these loans to meet emergency needs, and not to fund holidays or luxury purchases.

Munir's Moves: Why India Must Be On High Alert

Munir's Moves: Why India Must Be On High Alert

Rediff.com   26 Aug 2025

A Pakistan that is more secure in its relations with the US is also one that might well wish to indulge in another cross-border misadventure.

Limit Crypto Bets: 2%-5% Is Safe Zone

Limit Crypto Bets: 2%-5% Is Safe Zone

Rediff.com   5 Aug 2025

Investors should be mindful of the high volatility in cryptos: Bitcoin has fallen more than 80 per cent in past corrections.

How to Choose Right Home Insurance

How to Choose Right Home Insurance

Rediff.com   28 Jul 2025

Understand policy inclusions and exclusions to avoid surprises during claims.

Debt MFs Vs FDs

Debt MFs Vs FDs

Rediff.com   24 Jul 2025

Despite similar tax treatment, debt MFs enjoy certain advantages over FDs.