Moral of the story: it is not your fault if you are born poor, but if you stay poor, it certainly is!
No matter how much money you have, you need expert help to manage it
An annuity product gives you a steady income for as long as you live.
Now, the circumstances to get financially fit are easier than ever before, given that you are educated and earning fairly well.
It especially helps if you are nervous about how to achieve your goals or want a reality check on your current plan.
Here's how Mr Murli does it. What's your strategy?
Confusion over investments arises from the fact that people tend to act on information without applying knowledge.
Goal re-planning for your lifestyle and emotional aspirations would indicate the resources you have, how long they will last how much you need to deploy additionally.
This is not as obvious as you think - if you think really hard or closely observe people around you, you will notice that people are not so ambitious about wealth per se as much as about their career.
If you are the proud owner of a ULIP - go back and check the premium you pay and find out the minimum premium that is payable for your policy.
There are two immediate things that need consideration - extent of using the legal system and talking money matters.
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