Joydeep Ghosh

All stories by Joydeep Ghosh

What Sebi's multi-cap circular is all about

What Sebi's multi-cap circular is all about

Rediff.com23 Sep 2020

The recent circular follows the 'true-to-label' concept, but large funds in the multi-cap category may be forced to merge in the absence of sufficient small-cap options.

IL&FS board faces challenges as resolution takes a Covid-19 knock

IL&FS board faces challenges as resolution takes a Covid-19 knock

Rediff.com14 Sep 2020

With real estate valuations falling and other deals coming unstuck, the current management's improved target faces significant challenges.

Is anyone using the loan moratorium?

Is anyone using the loan moratorium?

Rediff.com22 Jun 2020

'Banks have to be braver, willing to take more risks and give confidence to the customer,' observes Joydeep Ghosh.

Tax hike on rich will also hurt global companies

Tax hike on rich will also hurt global companies

Rediff.com6 Jul 2019

Tax experts said that in FY17 around 80,000 people had reported incomes of over Rs 1 crore

How IL&FS' misadventures made India Inc poorer by Rs 9,000-crore

How IL&FS' misadventures made India Inc poorer by Rs 9,000-crore

Rediff.com20 May 2019

Almost 2,000 companies whose private provident and pension funds have invested in non-convertible debentures of IL&FS group firms are staring at the prospect of booking losses to the tune of Rs 9,000 crore or more if the interest income is added.

Continue your SIPs in 2019 please!

Continue your SIPs in 2019 please!

Rediff.com22 Jan 2019

When you buy a stock, especially a mid- and small-cap one, have a price target. Once you hit the target, exit the stock, advises Joydeep Ghosh.

IL&FS mess: 'The only way out is that someone like LIC bails it out'

IL&FS mess: 'The only way out is that someone like LIC bails it out'

Rediff.com2 Oct 2018

Keki Mistry, bottom, left, vice-chairman, Housing Development Finance Corporation (HDFC), tells Joydeep Ghosh that debt fund investors could become risk-averse, leading to problems for other non-banking financial companies.

'RBI must intervene to reduce excess volatility in rupee'

'RBI must intervene to reduce excess volatility in rupee'

Rediff.com25 Sep 2018

'For the RBI, it is also strategic to allow the rupee to over-depreciate, then come and buy the rupee, and benefit from its appreciation. Speculators who have driven the rupee too low then make losses,' says Ashima Goyal.

How expense ratio impacts MF returns

How expense ratio impacts MF returns

Rediff.com6 Apr 2018

The average difference in expense ratios between a regular and direct plan is 100 to 120 basis points. For those who need hand holding, spend the 100 to 120 basis points and get advice on the right schemes that suit you. Don't land up buying a scheme with low expense, but lower returns.

Why you must buy shorter-term debt funds

Why you must buy shorter-term debt funds

Rediff.com23 Oct 2017

With RBI holding on to rates, investors should avoid longer duration funds for the near future, experts tell Joydeep Ghosh

'The medium-term correction isn't over still'

'The medium-term correction isn't over still'

Rediff.com11 Oct 2017

Avoid fresh investments, as there might be more opportunities in the coming months, market experts tell Joydeep Ghosh

Is this a good time to buy debt funds?

Is this a good time to buy debt funds?

Rediff.com4 Jul 2017

While an impending rate cut is a good reason to enter debt funds, another is the high valuations in equity markets.

How not to lose money in stocks

How not to lose money in stocks

Rediff.com31 May 2017

Overcome your greed. Rebalance your portfolio

Why you should buy gold bonds now

Why you should buy gold bonds now

Rediff.com29 May 2017

If you missed the primary market bus but still want to invest in Sovereign Gold Bonds, then feel lucky.

The NPA problem: 'There is no silver bullet'

The NPA problem: 'There is no silver bullet'

Rediff.com24 May 2017

Resolution to the bad loans problem has to be incremental, and the RBI has to ensure NPAs are not swept under the carpet, HDFC chairman Deepak Parekh tells Joydeep Ghosh.

The silent giant of the stock market

The silent giant of the stock market

Rediff.com5 Apr 2017

The stocks Radhakishan Damani enters or exits are closely watched by fund managers, says Joydeep Ghosh.

Lump sum investments dry up for MFs

Lump sum investments dry up for MFs

Rediff.com24 Feb 2017

SIPs keep MFs afloat as investors redeem Rs 1.3 lakh crore in one year

'RBI has been against demonetisation'

'RBI has been against demonetisation'

Rediff.com19 Jan 2017

'It is like bombing a building with 200 people to kill 5 terrorists.'

Demonetisation = Up to 25% increase in monthly budget

Demonetisation = Up to 25% increase in monthly budget

Rediff.com29 Dec 2016

Joydeep Ghosh takes stock of personal finances after the life-altering surprises of 2016.

Jai Anmol: Meet the low-profile Ambani scion

Jai Anmol: Meet the low-profile Ambani scion

Rediff.com26 Aug 2016

The new executive director of Reliance Capital has big shoes to fill in every way.

Tax on pension corpus: Jaitley just shrank your retirement kitty

Tax on pension corpus: Jaitley just shrank your retirement kitty

Rediff.com1 Mar 2016

Withdrawals from EPF and NPS to have same tax rates.

Why you must be very careful before buying cheap stocks

Why you must be very careful before buying cheap stocks

Rediff.com22 Jan 2016

There cannot be value in every stock, whether large cap or otherwise. Thus buying a stock cheap does not always translate into value buying

Times are bad but investors should keep faith

Times are bad but investors should keep faith

Rediff.com15 Jan 2016

Investors continue to make losses on investments.

Submitted tax-saving documents? Do it now and save money!

Submitted tax-saving documents? Do it now and save money!

Rediff.com11 Jan 2016

Ensure the employer has all relevant documents. Else, your pay will take a serious hit in the next two months.

Why 2015 has been unhappy for investors

Why 2015 has been unhappy for investors

Rediff.com28 Dec 2015

Fund managers weren't too worried in 2014, as it was a year of positive surprises.

If the US Fed hikes rates, will the Indian markets overreact?

If the US Fed hikes rates, will the Indian markets overreact?

Rediff.com14 Dec 2015

It could be a tough week In the run-up to such an event, the market is always nervous.

Why investing in IPOs may not always be a great idea

Why investing in IPOs may not always be a great idea

Rediff.com8 Dec 2015

Financial planners also believe that retail investors should avoid the IPOs or direct stock route because it is too risky for them.

Index rejig: Tips to buy and sell stocks

Index rejig: Tips to buy and sell stocks

Rediff.com30 Nov 2015

For retail investors who are into direct stocks, buying one when it enters the index can be a good strategy.

How fixed maturity plans can help investors

How fixed maturity plans can help investors

Rediff.com27 Nov 2015

While FMPs no longer offer the same short-term advantage, it is still a good product for the medium term.

Jobless and burdened with an education loan?

Jobless and burdened with an education loan?

Rediff.com18 Nov 2015

Banks and financial institutions provide 6-12 months of additional time, beyond which you need to negotiate.

Unless unique, avoid investing in IPOs

Unless unique, avoid investing in IPOs

Rediff.com12 Oct 2015

Unless unique, avoid investing in IPOs.

Samir Arora on why China slowdown will not hit India hard

Samir Arora on why China slowdown will not hit India hard

Rediff.com8 Sep 2015

The credibility of India in the eyes of foreign investors has also relatively gone up, with China's blunders in this crisis.

Volatile markets? Keep calm and carry on

Volatile markets? Keep calm and carry on

Rediff.com31 Aug 2015

For a while, it seemed the markets were going on a free fall.

Market crash: Why you need not panic

Market crash: Why you need not panic

Rediff.com25 Aug 2015

Wait for a few days before deciding to buy shares or MF schemes.

Right time to invest in banking stocks? Here are few expert tips

Right time to invest in banking stocks? Here are few expert tips

Rediff.com17 Aug 2015

Laggards yet, a number of smaller PSBs in the category have balance sheets which do not give much comfort.

Why bank stocks may be a good bet

Why bank stocks may be a good bet

Rediff.com17 Aug 2015

Laggards yet, a number of smaller PSBs in the category have balance sheets which do not give much comfort.

Facing a home loan default? Here's help

Facing a home loan default? Here's help

Rediff.com10 Aug 2015

Sell the property if bought for investment purpose.

Don't get worried if Sensex falls, you can still make money

Don't get worried if Sensex falls, you can still make money

Rediff.com4 Jun 2015

There are few strategies to invest safely in a volatile market.

Move over Apple, India has its own share of super stocks

Move over Apple, India has its own share of super stocks

Rediff.com4 May 2015

The company has a market capitalisation of $743 billion.

Since you 'met expectations', you are sacked

Since you 'met expectations', you are sacked

Rediff.com22 Jan 2015

The rating system requires more transparency and better communication because it lies to employees

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