Himali Patel, Business Standard

Stories by Himali Patel, Business Standard

Want A Credit Card? Read This

Want A Credit Card? Read This

Rediff.com   3 days ago

'First-time applicants may witness longer approval times or higher rejection rates and requests for more documentation.'

Early Heart Disease: Insurance Challenges, Specialised Policies

Early Heart Disease: Insurance Challenges, Specialised Policies

Rediff.com   23 Apr 2026

As heart disease increasingly impacts young Indians, understanding the complexities of health insurance, including higher premiums, waiting periods, and the benefits of specialised cardiac policies, becomes vital for financial protection.

Jio IPO Set To Break All Records

Jio IPO Set To Break All Records

Rediff.com   4 Apr 2026

Only 2.5 per cent of the equity in Jio Platforms will be offloaded through the OFS route -- meant for secondary share sale.

Goldman Cuts India Market Outlook

Goldman Cuts India Market Outlook

Rediff.com   27 Mar 2026

Goldman Sachs has materially lowered its earnings growth forecast for Indian companies by a cumulative 9 percentage points over the next two years.

Market Volatility: What Investors Must Do

Market Volatility: What Investors Must Do

Rediff.com   27 Mar 2026

Do not exit in panic or buy falling stocks without reassessing fundamentals; instead, build a watchlist and invest gradually with a disciplined, long-term approach.

Hiring Outlook Brightens for FY27

Hiring Outlook Brightens for FY27

Rediff.com   26 Mar 2026

Hiring demand strongest in ecommerce, tech startups, healthcare, and energy sectors, with Bengaluru, Hyderabad, and Pune leading.

Leakage Or Seepage? Know Your Rights

Leakage Or Seepage? Know Your Rights

Rediff.com   23 Mar 2026

Buyers should understand the distinction between the losses the policy covers, those that need add-ons, and those it excludes.

Compensation: What Digital Fraud Victims Must Know

Compensation: What Digital Fraud Victims Must Know

Rediff.com   23 Mar 2026

Customers will qualify for compensation even if they mistakenly share the OTP.

'No Governance Issue In HDFC Bank'

'No Governance Issue In HDFC Bank'

Rediff.com   20 Mar 2026

'Being an important institution in the banking system, we are subject to regulatory supervision, both offsite and onsite.' 'When you look at the intensity at which these levels of supervision come, we, on the board and in management, believe there should not be any surprises.'

Gulf War: How To Manage Investments, Household Budget

Gulf War: How To Manage Investments, Household Budget

Rediff.com   17 Mar 2026

Households should moderate large discretionary expenses for the time being.
'They should prioritise essential spending. They should maintain an emergency fund covering 6 to 12 months of expenses.'

Smallcap Segment Is Volatile

Smallcap Segment Is Volatile

Rediff.com   12 Mar 2026

'Except for extremely conservative investors, others can consider allocating 10 to 20 per cent of their portfolio to small caps.'

'You End Up Firefighting': Finance Minister

'You End Up Firefighting': Finance Minister

Rediff.com   26 Feb 2026

'Uncertainty level A in the morning, uncertainty level B in the afternoon. If I answer about tariff rates now, I'll be outdated by the evening.'

'India Is A Reverse AI Trade Globally'

'India Is A Reverse AI Trade Globally'

Rediff.com   25 Feb 2026

'The day that the market realises that they've overspent (on AI) and there's a sudden collapse in the capex, then India can start outperforming again.'

How Couples Can Avoid Money Fights

How Couples Can Avoid Money Fights

Rediff.com   25 Feb 2026

Regular money talks, setting up joint goals, and regular reviews can help couples stay aligned.

How Couples Can Avoid Money Fights

How Couples Can Avoid Money Fights

Rediff.com   25 Feb 2026

Regular money talks, setting up joint goals, and regular reviews can help couples stay aligned.

Quality Funds: Should You Invest?

Quality Funds: Should You Invest?

Rediff.com   23 Feb 2026

'Long-term investors seeking sustainable gains from resilient, fundamentally strong companies may go for these funds.'

AI Can Make India World's Creative Capital

AI Can Make India World's Creative Capital

Rediff.com   21 Feb 2026

'Not the back office for the world's content. The leader. The standard-setter.'

Zero-Coupon Bonds: All You Want To Know

Zero-Coupon Bonds: All You Want To Know

Rediff.com   12 Feb 2026

Zero-coupon bonds suit investors with long-term goals such as retirement or education planning.

How Will Silver Fare In 2026?

How Will Silver Fare In 2026?

Rediff.com   9 Feb 2026

New investors should enter gradually and with a long horizon. 'Staggered investment through systematic purchase plans is advisable rather than lump-sum buying.'

Planning To Invest In NPS Vatsalya?

Planning To Invest In NPS Vatsalya?

Rediff.com   5 Feb 2026

NPS Vatsalya offers a disciplined investment avenue that parents can use to create intergenerational wealth by contributing even small sums.