PAYD suits infrequent drivers who can estimate annual mileage.
Used-car financing has seen significant growth, but borrowers must be aware of higher interest rates, conservative loan-to-value ratios, shorter tenures, and the risk of owing more than the car's depreciated value. Understanding these factors is crucial for making informed decisions.
Investors opening new brokerage accounts must choose a broker suited to their style.
BAFs seek to offer a smoother experience across market cycles, not the full upside of a bull market.
Investors should cap gold allocation at 10-15 per cent and consider staggered purchases through gold ETFs.
Futures and options (F&O) trading suits investors with good market knowledge, sufficient risk capital, a tested strategy and strong discipline.
A savings or current account with no customer-induced transaction for more than 24 months is classified as inoperative.
Taxpayers must provide more details to support deduction and exemption claims.
Long-duration bonds allow investors to match investment tenure with long-term liabilities and also stabilise their long-duration portfolios.
Smallcap funds give investors access to businesses that can grow much faster than the broader economy.
An Home Loan Protection Plan repays the outstanding loan if the borrower dies or suffers a covered disability.
Investors now have 27 passive smallcap funds to choose from 17 index funds and 10 ETFs.
Salaried taxpayers should not use these forms blindly to file their income-tax returns.
Students and families must stress test repayment capacity based on Indian salary standards.
LAMF allows investors to access liquidity while staying invested.
'Customers do not recover the original making charges paid on old jewellery. Sentimental value is lost when heirlooms are exchanged.'
Investors can begin investing in mutual funds with as little as Rs 100.
Young buyers often underestimate future health risks.
'It has always been viewed as a hedge against inflation.'
Deferred payment plans may come with a cost, which may not be immediately visible.
