Bindisha Sarang

All stories by Bindisha Sarang

How to make the most of RBI's new customer-friendly credit card rules

How to make the most of RBI's new customer-friendly credit card rules

Rediff.com9 May 2022

The Reserve Bank of India (RBI) announced new rules for credit cards, applicable from July 1. "These directions cover the general and conduct regulations relating to credit, debit and co-branded cards which shall be read along with prudential, payment and technology & cyber security related directions applicable to credit, debit and co-branded cards, as issued by the Reserve Bank," the circular by RBI said. Business Standard culled out key rules from the list, and asked financial experts for advice on them, along with the thumb rules one needs to follow while using credit cards.

PPF: Why Timing Is Important

PPF: Why Timing Is Important

Rediff.com14 Apr 2022

While investing in PPF, investors must remember to put in the money at the right time to maximise the return they earn from it.

If You Live On Rent, You Have To Pay TDS

If You Live On Rent, You Have To Pay TDS

Rediff.com21 Mar 2022

'Tenants who pay rent above the threshold limit must be extra cautious about TDS fillings.'

What Today's Millennials Want From Govt

What Today's Millennials Want From Govt

Rediff.com12 Feb 2022

Tax benefit on WFH expenses, regulatory clarity on cryptos figure high on their wish list.

Report All Income In Tax Returns

Report All Income In Tax Returns

Rediff.com19 Jan 2022

Failure to do so leads to incorrect filing and under-reporting of income, with adverse consequences, advises Bindisha Sarang.

Start Financial Planning for Retirement

Start Financial Planning for Retirement

Rediff.com15 Jan 2022

Those who have crossed 50 must show the greatest urgency. They need to achieve a corpus that can sustain them and their spouses for at least 25-30 years after retirement.

Stick To Shorter Tenure FDs For Now

Stick To Shorter Tenure FDs For Now

Rediff.com5 Jan 2022

'Stick to FDs of shorter tenures, preferably one-two years.'

ITR: Don't Fail To Make Full Disclosures

ITR: Don't Fail To Make Full Disclosures

Rediff.com30 Dec 2021

Many salaried taxpayers hold the misconception that they don't need to disclose any other income since TDS is deducted from their salary.

If You Miss The Dec 31 ITR Deadline...

If You Miss The Dec 31 ITR Deadline...

Rediff.com29 Dec 2021

If an assessee misses the December 31 deadline, s/he can file a belated tax return by paying a late filing fee. 'This must be done within three months from the original filing date.'

Getting Married? Please Read This

Getting Married? Please Read This

Rediff.com20 Dec 2021

With the wedding season already in full swing, a few things to keep in minutes financially when tying the knot, advises Bindisha Sarang.

Be Financially Prepared For Third Wave

Be Financially Prepared For Third Wave

Rediff.com16 Dec 2021

While the likely intensity of the third wave is still a matter of debate, wisdom lies in being financially prepared for it, advises Bindisha Sarang.

Here's How To Get Out Of Debt

Here's How To Get Out Of Debt

Rediff.com6 Dec 2021

If your total EMI payments exceed 35-40 per cent of your monthly income, use these strategies to avoid a Squid Game like debt trap, suggests Bindisha Sarang.

Taxman makes filing returns easier

Taxman makes filing returns easier

Rediff.com24 Nov 2021

The new AIS is expected to make the taxpayer's task of filing ITR easier and faster, points out Bindisha Sarang.

Want best deals on cars this season?

Want best deals on cars this season?

Rediff.com15 Nov 2021

A car that gives you a better resale value will reduce the cost of your next purchase, points out Bindisha Sarang.

Now invest in crypto like MFs

Now invest in crypto like MFs

Rediff.com11 Nov 2021

'If you are ready to stomach the loss, you may invest 3-5 per cent of your portfolio in crypto assets.' 'Of this, 80-90 per cent should be in Bitcoin.'

This festive season, Gift a financial instrument

This festive season, Gift a financial instrument

Rediff.com1 Nov 2021

Be mindful that each instrument is governed by a different set of gifting rules and is also taxed differently.

How To PROTECT Cryptocurrencies From Hackers

How To PROTECT Cryptocurrencies From Hackers

Rediff.com29 Oct 2021

Choosing the right wallet is crucial, alerts Bindisha Sarang.

This Festive Season Opt For DIGITAL Gold

This Festive Season Opt For DIGITAL Gold

Rediff.com18 Oct 2021

'Investors with as little as Rs 1 can start investing in digital gold.'

How to Prevent Auto-Debit Failure

How to Prevent Auto-Debit Failure

Rediff.com14 Oct 2021

If bank and service provider are not compliant, pay manually, or give standing instruction linked to bank a/c, suggests Bindisha Sarang.

Critical Illness plan is a MUST!

Critical Illness plan is a MUST!

Rediff.com12 Oct 2021

Ensure that you get a high sum insured. Also, make sure the policy covers the cost of implants (pacemaker, stent, etc), and pre and post-hospitalisation expenses.

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