All stories by Bindisha Sarang
Low gold prices? Use it to build portfolioRediff.com1 hour ago
'You should always maintain an allocation to gold as it has the ability to counterbalance any correction in the equity market.'
Do you have a hospital cash benefit plan?Rediff.com1 days ago
Make sure you read the policy wording. Some policies cover pre-existing diseases while others don't. Many need a minimum 24-hour hospitalisation, advises Bindisha Sarang.
Health check-ups can save you tax!Rediff.com3 days ago
Under Section 80D, you can avail of deduction on payment made towards preventive health check-ups.
All you want to know about G-SecsRediff.com19 Feb 2021
There are, however, a few aspects to factor in before considering G-Secs as an investment option, advises Bindisha Sarang.
Planning a new car? 3 ways to acquire oneRediff.com18 Jan 2021
Lease, Subscribe or Own?
Missed filing IT Returns?Rediff.com11 Jan 2021
'If you miss the deadline, you can still file a belated tax return till March 31, 2021, with a fee under Section 234F, which could be up to Rs 10,000, in addition to an interest under Section 234A and 234B of the Act.'
Borrowing money from lending apps? Read this!Rediff.com11 Jan 2021
'Remember, if an app breaks the rules while giving you money, it will also break them while collecting.'
From cheque payment to FASTag, rule changes that will affect YOU in 2021Rediff.com6 Jan 2021
Cheque payments will be safer; the limit for contactless card transactions hiked.
2021: How to organise your financial documentsRediff.com5 Jan 2021
The trick is to know how long you are supposed to hold which document, observes Bindisha Sarang.
Want high-value health insurance? Read thisRediff.com24 Dec 2020
Some of these plans will weigh on your pocket. The increase in premium could also be large as you grow older.
Time to tweak your personal financial plansRediff.com23 Dec 2020
Once the new rules kick in, you will have less cash-in-hand and may feel tempted to scale back on savings and investments.
Joint loan with relative can boost chances of approvalRediff.com22 Dec 2020
There can be as many as six co-applicants in a joint loan.
Stay invested in gold for long-term benefitsRediff.com3 Dec 2020
Despite price correction, policies that support the yellow metal will remain in place in the foreseeable future.
Cyber insurance is a small price for protectionRediff.com1 Dec 2020
Annual premiums do not exceed what you readily shell out for an OTT subscription.
Planning to buy a house? Do it soonRediff.com26 Nov 2020
If you are scouting for a property, finalise the deal within the next seven months and benefit from this measure, suggests Bindisha Sarang.
Want to avail LTC scheme tax benefit?Rediff.com16 Nov 2020
Only those who stick to the old I-T regime will get this benefit.
Is contactless payment safe?Rediff.com26 Oct 2020
Almost all banks that issue contactless cards provide users with a 100 per cent liability cover.
Want to buy physical gold? Pick a digital platform for your investmentRediff.com28 Aug 2020
While players like Paytm, MobiKwik, and PhonePe allow you to buy gold for Rs 1, Amazon Pay has kept the minimum amount at Rs 5. Digital gold is essentially an avenue for investing in physical gold.
Working from home? You may end up paying higher taxes this fiscalRediff.com25 Aug 2020
The reimbursement components of your salary require you to furnish bills before they become tax-exempt. Producing them may be difficult this year.
No taxable income? But you may still have to file ITRRediff.com14 Aug 2020
Finance Act, 2019 has made it mandatory for certain categories of taxpayers to file their ITR, even though their income may be below the taxable threshold. read on to find the details.