Bindisha Sarang

All stories by Bindisha Sarang

Received VRS? How to generate passive income

Received VRS? How to generate passive income

Rediff.com4 days ago

People who are close to retirement and don't intend to go back to full-time work again should deploy a part of their VRS money in equities so that it keeps growing at a faster rate.

Want to invest in Stocks? Check out these courses

Want to invest in Stocks? Check out these courses

Rediff.com7 Jan 2020

'Trading is about psychology; 75% of it is about keeping your emotions in check.'

Planning to buy a car? Avoid debt trap

Planning to buy a car? Avoid debt trap

Rediff.com6 Jan 2020

To make the most of your vehicle, use the age-old 20/4/10 personal finance rule, suggests Bindisha Sarang.

Hit by data breach? Here's how to reboot your life and control the damage

Hit by data breach? Here's how to reboot your life and control the damage

Rediff.com4 Jan 2020

By the time the security failure is discovered and fixed, the damage is already done. A CIO survey by Forcepoint and Frost & Sullivan found that 69 per cent of Indian organisations were at risk of data breach. Whenever there is data breach, there is a potential disaster waiting to happen.

Want to reduce tax liability? Read this

Want to reduce tax liability? Read this

Rediff.com30 Dec 2019

You can reduce your tax burden by wisely using partially taxable allowances, suggests Bindisha Sarang.

Link your PAN to Aadhar by December 31 or it may become inoperative

Link your PAN to Aadhar by December 31 or it may become inoperative

Rediff.com26 Dec 2019

There are four simple ways to link PAN to Aadhaar; make the most of the deadline to avoid hassles later, explains Bindisha Sarang.

Now, loans for all your lifestyle needs

Now, loans for all your lifestyle needs

Rediff.com4 Dec 2019

You can get a lumpsum sanctioned, but you may draw only part of it and pay interest on the amount used.

In financial mess after festive splurge? Here's what to do

In financial mess after festive splurge? Here's what to do

Rediff.com11 Nov 2019

Many would have racked up debt this Diwali, using credit cards and consumer loans. Here are a few simple steps on how to fix your financial mess, says Bindisha Sarang.

BEST way to take care of your credit card debt

BEST way to take care of your credit card debt

Rediff.com29 Nov 2018

Balance transfer is a facility in which you can transfer outstanding balance from one credit card to another. It works well if you have multiple cards.

51 things they won't tell you. . .

51 things they won't tell you. . .

Rediff.com26 Oct 2009

. . . and what you should be watching out for in your everyday financial transactions with agents, brokers, banks, employers and even your kirana store.

Rule your bank, or it will rule you

Rule your bank, or it will rule you

Rediff.com10 Jul 2009

Follow these simple ways to get your banking practices right

Rule your bank, or it will rule you

Rule your bank, or it will rule you

Rediff.com10 Jul 2009

Follow these simple ways to get your banking practices right

Should you prepay your car, home & study loans?

Should you prepay your car, home & study loans?

Rediff.com6 Jan 2009

Prepaying a loan is usually a good idea. And, part-prepaying the principal part of the loan makes even more sense. The reason is that it reduces the total amount of interest you have to pay out and, possibly, the loan tenure. But before doing so, you must look at some factors.

Should you prepay your car, home & study loans?

Should you prepay your car, home & study loans?

Rediff.com6 Jan 2009

Prepaying a loan is usually a good idea. And, part-prepaying the principal part of the loan makes even more sense. The reason is that it reduces the total amount of interest you have to pay out and, possibly, the loan tenure. But before doing so, you must look at some factors.

How good are these bank products?

How good are these bank products?

Rediff.com24 Nov 2008

Banks have innovated with products and services to make them customer-friendlier. Check out if they really work for you.

Does it make sense to invest in FDs?

Does it make sense to invest in FDs?

Rediff.com6 Aug 2008

Bank fixed deposits offer the safety of assured returns. But inflation and taxes can take a big bite off your money

Carry the bank in your mobile

Carry the bank in your mobile

Rediff.com19 Jun 2008

You can avoid visiting banks, as several innovative technologies help you do banking transactions easily using your cellphone now

Carry the bank in your mobile

Carry the bank in your mobile

Rediff.com19 Jun 2008

You can avoid visiting banks, as several innovative technologies help you do banking transactions easily using your cellphone now

How to keep recovery agents at bay

How to keep recovery agents at bay

Rediff.com12 Jun 2008

No one wants a recovery agent breathing down his neck. But if you slipped up on your debt, you may have to deal with him. Here's how to make the best of a bad situation

How to keep recovery agents at bay

How to keep recovery agents at bay

Rediff.com12 Jun 2008

No one wants a recovery agent breathing down his neck. But if you slipped up on your debt, you may have to deal with him. Here's how to make the best of a bad situation