People who are close to retirement and don't intend to go back to full-time work again should deploy a part of their VRS money in equities so that it keeps growing at a faster rate.

'Trading is about psychology; 75% of it is about keeping your emotions in check.'

To make the most of your vehicle, use the age-old 20/4/10 personal finance rule, suggests Bindisha Sarang.

By the time the security failure is discovered and fixed, the damage is already done. A CIO survey by Forcepoint and Frost & Sullivan found that 69 per cent of Indian organisations were at risk of data breach. Whenever there is data breach, there is a potential disaster waiting to happen.

You can reduce your tax burden by wisely using partially taxable allowances, suggests Bindisha Sarang.

There are four simple ways to link PAN to Aadhaar; make the most of the deadline to avoid hassles later, explains Bindisha Sarang.

You can get a lumpsum sanctioned, but you may draw only part of it and pay interest on the amount used.

Many would have racked up debt this Diwali, using credit cards and consumer loans. Here are a few simple steps on how to fix your financial mess, says Bindisha Sarang.

Balance transfer is a facility in which you can transfer outstanding balance from one credit card to another. It works well if you have multiple cards.

. . . and what you should be watching out for in your everyday financial transactions with agents, brokers, banks, employers and even your kirana store.

Follow these simple ways to get your banking practices right

Follow these simple ways to get your banking practices right

Prepaying a loan is usually a good idea. And, part-prepaying the principal part of the loan makes even more sense. The reason is that it reduces the total amount of interest you have to pay out and, possibly, the loan tenure. But before doing so, you must look at some factors.

Prepaying a loan is usually a good idea. And, part-prepaying the principal part of the loan makes even more sense. The reason is that it reduces the total amount of interest you have to pay out and, possibly, the loan tenure. But before doing so, you must look at some factors.

Banks have innovated with products and services to make them customer-friendlier. Check out if they really work for you.

Bank fixed deposits offer the safety of assured returns. But inflation and taxes can take a big bite off your money

You can avoid visiting banks, as several innovative technologies help you do banking transactions easily using your cellphone now

You can avoid visiting banks, as several innovative technologies help you do banking transactions easily using your cellphone now

No one wants a recovery agent breathing down his neck. But if you slipped up on your debt, you may have to deal with him. Here's how to make the best of a bad situation

No one wants a recovery agent breathing down his neck. But if you slipped up on your debt, you may have to deal with him. Here's how to make the best of a bad situation