All stories by Bindisha Sarang
Does your insurance policy cover COVID-19 home treatment?Rediff.com4 days ago
Those who have an insurance policy need to check its clauses to determine if it covers home care treatment, advises Bindisha Sarang.
Why term policy is preferred option for covering home loan liabilityRediff.com5 Apr 2021
You can increase or reduce the sum assured of a term cover, depending on changes in your overall liability, advises Bindisha Sarang.
Always retrieve unclaimed dividend!Rediff.com23 Mar 2021
Investors should keep updating their personal and bank details with fund houses. They should also opt for the auto-pay facility so that the dividend proceeds get credited into their account directly, advises Bindisha Sarang.
What you must know about EPFRediff.com16 Mar 2021
EPF allows partial withdrawal to meet situations like house construction, medical emergency, and so on.
Want to know how to use family to save tax? Read thisRediff.com15 Mar 2021
While using the family to save tax is legal and smart, ensure you use the ones where clubbing income laws isn't a concern, advises Bindisha Sarang.
Low gold prices? Use it to build portfolioRediff.com5 Mar 2021
'You should always maintain an allocation to gold as it has the ability to counterbalance any correction in the equity market.'
Do you have a hospital cash benefit plan?Rediff.com4 Mar 2021
Make sure you read the policy wording. Some policies cover pre-existing diseases while others don't. Many need a minimum 24-hour hospitalisation, advises Bindisha Sarang.
Health check-ups can save you tax!Rediff.com2 Mar 2021
Under Section 80D, you can avail of deduction on payment made towards preventive health check-ups.
All you want to know about G-SecsRediff.com19 Feb 2021
There are, however, a few aspects to factor in before considering G-Secs as an investment option, advises Bindisha Sarang.
Planning a new car? 3 ways to acquire oneRediff.com18 Jan 2021
Lease, Subscribe or Own?
Missed filing IT Returns?Rediff.com11 Jan 2021
'If you miss the deadline, you can still file a belated tax return till March 31, 2021, with a fee under Section 234F, which could be up to Rs 10,000, in addition to an interest under Section 234A and 234B of the Act.'
Borrowing money from lending apps? Read this!Rediff.com11 Jan 2021
'Remember, if an app breaks the rules while giving you money, it will also break them while collecting.'
From cheque payment to FASTag, rule changes that will affect YOU in 2021Rediff.com6 Jan 2021
Cheque payments will be safer; the limit for contactless card transactions hiked.
2021: How to organise your financial documentsRediff.com5 Jan 2021
The trick is to know how long you are supposed to hold which document, observes Bindisha Sarang.
Want high-value health insurance? Read thisRediff.com24 Dec 2020
Some of these plans will weigh on your pocket. The increase in premium could also be large as you grow older.
Time to tweak your personal financial plansRediff.com23 Dec 2020
Once the new rules kick in, you will have less cash-in-hand and may feel tempted to scale back on savings and investments.
Joint loan with relative can boost chances of approvalRediff.com22 Dec 2020
There can be as many as six co-applicants in a joint loan.
Stay invested in gold for long-term benefitsRediff.com3 Dec 2020
Despite price correction, policies that support the yellow metal will remain in place in the foreseeable future.
Cyber insurance is a small price for protectionRediff.com1 Dec 2020
Annual premiums do not exceed what you readily shell out for an OTT subscription.
Planning to buy a house? Do it soonRediff.com26 Nov 2020
If you are scouting for a property, finalise the deal within the next seven months and benefit from this measure, suggests Bindisha Sarang.