Home loan expert Harsh Roongta advices borrowers on points to consider before going to a home loan lender.
Here's why you must read your home loan agreement with your home loan lender carefully.
Here's what you must know and what you must do before switching your home loan amount from one bank to another.
In difficult times when you are short of means to pay for your credit card bills, paying minimum gives you a breather. However, it may not save you from finding a concrete solution for paying your credit card debt.
Consolidated debt fund is the answer for you if you are burdened with a whole lot of loan repayments from home loan EMIs to vehicle loans to credit card debt.
Here are some important factors to consider before you consider applying for a home loan.
Whenever you applied for a home loan the bank or their agents gave you two options: Fixed or floating. Now you can also opt for a mix of both.
Banks no more entertain borrowers who need a loan to buy consumer durables. Credit cards are being encouraged, instead.
The Credit Information Bureau (India) Limited (CIBIL)can now generate a copy of your credit history and payment default reports at the click of a mouse. Borrowers will now have to tidy up their payment history.
Does your credit card statement confuse you? Do you fail to understand the heads mentioned on your credit card. Here's to help you understand your credit card better.
A US-like sub-prime crisis is unlikely in India. First, borrowers in India have a different profile and banks too are a bit wary of lending to such borrowers.
Do you need an education loan to fund that expensive professional education degree? Here's what you must consider before borrowing money from banks for your education loan.
Here are a few tips on what to do when a loan recovery agent lands up at your door step and uses abusive language or threatens your family with physical abuse.
You are into a mid-level managerial position and want to do a management course to scale the corporate ladder fast. Do you know from where and how you can get funds to finance your management programme?
Credit bureaus keep a track of all your bills. Be it credit cards, phone bills, or EMIs. They have all in their records. If you ahve a good credit history you get rewarded for it in terms of low cost loans otherwise you may not even get a loan.
Personal loans are often referred to as all-purpose loans. They come in handy for purchases for which you may not have ready cash. Here is a detailed why and why not of personal loans.
Are you planning to prepay your expensive home loan partly or fully? Do you know what you should keep in mind before doing this? Read this for the answers.
Are you going for an education loan? If yes, then here are a few tips that you must keep in mind while negotiating with your loan lender.
The RBI has announced its credit policy last week and auto financiers believe that consumers should 'wait and watch' before the interest rates on auto loans settle down.
The credit policy annouced by the RBI on July 31 is likely to have no impact on the home loan interest rates feel experts.
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