A new report indicates that UPI has become the dominant payment method for lenders, accounting for over 90% of transactions. The report also highlights trends in investment amounts, diversification strategies, and geographic participation in peer-to-peer lending.
Instead of being guided only by returns, investors should also factor in the risks of lending on these platforms.
Reader Bhavin Patel has sent us a photograph.
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Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
If borrowers don't have access to a bank's credit facility, it could make sense to use peer-to-peer systems.
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