Mutual funds or Ulips? Has LTCG tipped the balance?

Mahavir Chopra compares mutual funds and Ulips to help investors decide. The introduction of long-term capital gains (LTCG) tax on equities seems to be harsh for retail investors. But it also......

Don't sell Ulips as investment products: Irdai to insurance companies

The Insurance Regulatory and Development Authority of India (IRDAI) has asked life insurance companies not to advertise unit-linked plans as investment products in a recent circular. Illustration:......

Valuations support ICICI Prudential Life despite margin challenges

ICICI Prudential Life Insurance (IPRU) disappointed the market even though some analysts said the Q3FY25 results were in line. Most analysts cut margin estimates. The insurer reported M9FY25......

ULIPs vs Mutual Funds: Who's better?

Unit Linked Insurance Policies (ULIPs) as an investment avenue are closest to mutual funds in terms of their structure and functioning. As is the case with mutual funds, investors in ULIPs are......