How loan restructuring scheme can impact your finances

The accumulated interest will increase the principal and you will have to pay a higher rate. Borrowers should take the restructuring plan only after they are convinced they have exhausted all other......

Why should RBI be answerable to SC, asks Deepak Parekh

The chairman of mortgage giant HDFC Ltd in his annual letter to shareholders, also suggested a one-time restructuring of real estate loans, easing of external commercial borrowing rules and......

Explained: What the RBI is telling banks

'Credit expansion is probably the quickest way to get the economy going again.''Easy credit is like a shot of nitro in a race car: In timely, small, quick, doses it can give a tremendous boost but......

Aditya Puri's dream for HDFC Bank: Indian Alibaba

'Aditya Puri says the bank is positioning itself as the Indian Alibaba. 'The next wave will see the lender partnering with an array of fintechs globally that can plug into HDFC Bank’s system......