There is a need for real-time or near real-time credit reporting, instead of the current fortnightly system, to improve underwriting precision, enable timely reflection of borrower actions such as......
If variation is over 50 points, write to the bank and bureau immediately to correct the discrepancy With four credit information bureaus functioning in the country, there are chances that you may......
Fraudsters use someone else’s identity to apply for loans and do not repay itHave you ever received calls from a bank asking you to repay a two-wheeler loan you never took? Or has your......
Documents such as PAN card, Aadhaar card and I-T return papers, which are used for KYC, can get leaked from a number of sources, says Sanjay Kumar Singh, including the local xerox shop. Recently,......
If it doesn't meet a bank's cut-off limit, you could be denied a loan. Here are ways to improve this vital number. Before you apply for a big-ticket loan such as buying a house, get your credit......