How best to protect your identity from thieves

Documents such as PAN card, Aadhaar card and I-T return papers, which are used for KYC, can get leaked from a number of sources, says Sanjay Kumar Singh, including the local xerox shop. Recently,......

Good behaviour may get you cheaper loans, insurance

Banks and insurers are beginning to reward customers who show exemplary conduct with lower prices and penalise those who behave poorly by imposing higher costs. So far, pricing of financial......

How to deal with different scores from credit bureaus

If variation is over 50 points, write to the bank and bureau immediately to correct the discrepancy With four credit information bureaus functioning in the country, there are chances that you may......

Improve your credit score before applying for a home loan

If it doesn't meet a bank's cut-off limit, you could be denied a loan. Here are ways to improve this vital number. Before you apply for a big-ticket loan such as buying a house, get your credit......