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Cibil TransUnion launch newer version of credit score

Credit information company Cibil and Transunion on Thursday formally launched a newer version of their score which incorporates customers having a credit history of less than six months.The Cibil......

Need to shift from fortnightly to real-time credit reporting: RBI DG

There is a need for real-time or near real-time credit reporting, instead of the current fortnightly system, to improve underwriting precision, enable timely reflection of borrower actions such as......

'Quicker credit data updates will aid underwriting'

'This helps the consumers secure more favourable terms from CIs.' Kindly note the image has been published only for representational purposes. Photograph: Pabitra Kaity/Pixabay Credit institutions......

Credit card delinquencies rise even as retail credit growth moderates

Balance-level delinquencies in the credit card segment saw a 17 basis points (bps) year-on-year (Y-o-Y) rise in the quarter ending June 2024 (Q1FY25). Illustration: Dominic Xavier/Rediff.com In......

Shadow bank risks persist despite RBI relief

Towards the end of February, the Reserve Bank of India (RBI) restored the risk weighting on banks loans to non-banking financial companies (NBFCs; including to microfinance institutions, or MFIs)......

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