To make money, invest in both good and bad times; otherwise the entire exercise is futile, experts tell Joydeep Ghosh & Sanjay Singh
Apart from sustaining your portfolio when the domestic market is faring well, global diversification also safeguards it against currency risk.
The gains from investing in direct plans can be higher than the difference in expense ratios.
With the rupee crossing Rs 72/dollar in recent times, things suddenly don't look too good on several counts.
Take a call to stay put or opt our based on whether you think the company will be able to find a strategic investor, suggests Sanjay Kumar Singh.
Investors not stop their SIPs or STPs due to election-related uncertainty.
Those just starting their careers should avoid adding to their liabilities, especially if they already have an education loan. They should think hard before taking a car or home loan.
Investors in international funds should have a horizon of more than five years. Not only will this help them overcome equity and currency volatility, it will also help them enjoy better tax treatment, says Sanjay Kumar Singh.
Investing heavily in a top-performing fund during good times can cause long-term pain. Don't invest lump sum at market peaks.
If your fund's expense ratio has risen dramatically after Sebi's recent changes, compare it with the category average before switching.
