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The Bank Credit Analyst

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From BJP war room to TMC strategist: Who is Pratik Jain?

Despite his influence, Pratik Jain avoids the spotlight. Credit is routinely passed on to colleagues. He maintains no visible faction within the TMC, no personal coterie. IMAGE: Pratik Jain, the......

Why Freebies May Not Save Stalin's DMK

With deep sorrow we mourn the death on Thursday morning of long-time Rediff Columnist Mr N Sathiya Moorthy after a brief illness.This is Mr Sathiya Moorthy's final column which he filed before he......

Will Bihar Lift The Liquor Ban After Polls?

Voters are weighing a stark trade-off -- between preserving a socially driven policy and reversing course to revive revenue, restore fiscal balance, and rein in the underground liquor economy.......

Trump's Tariffs: India's Second 1991 Moment

The crisis may not be as visible this time, but the stakes are just as high, points out Rajeswari Sengupta. Illustration: Dominic Xavier/Rediff   In an unexpected development, India now faces a......

India's $100 Bn Gambling Black Hole

'The larger and more opaque this shadow economy becomes, especially online, the greater the risk to India's national security.' Kindly note this illustration generated using Microsoft Copilot has......

Pvt banks may lose ground again in FY26 as credit growth lags

India’s private-sector banks are likely to lose market share for a second consecutive year in 2025-26, as their loan books continue to expand much slower than overall bank credit. Illustration:......

GST rate cuts spur credit growth in banking sector in Q3 FY26

Banking sector has witnessed healthy growth in advances in the third quarter of financial year 2026 (Q3FY26) against the same period last year, as the full impact of goods and service tax (GST)......

Corporate lending may rebound as loan-bond rate gap narrows

Bank lending to companies is expected to go up in the coming quarters because the difference in interest rates between corporate bonds and bank loans has narrowed. Illustration: Dominic......

Bajaj Finance to Muthoot Finance: NBFCs outpace banks once again

Non-banking financial companies (NBFCs) such as Bajaj Finance, Shriram Finance, Muthoot Finance, and IIFL Finance have regained their growth momentum after losing market share to banks in the......

How RBI Governor Fared In The First Year

Sanjay Malhotra has made structural changes to banking regulation to bring down costs and increase efficiency. Plus, he kicked off a benign interest regime. But there are challenges ahead. IMAGE:......

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The Bharatiya Janata Party was on Thursday poised for a landslide victory in Gujarat to retain...
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