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Cibil Transunion Score

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Why RBI Is Worried About The Rise In Personal Loans

In the June quarter of FY24, 51 per cent of consumers who took small-ticket personal loans already had more than four credit products at the time of accessing yet another new loan, compared with......

Fintech Lenders Gave Rs 29,875 Crore

'The last year's growth is a foretaste of things to come in the retail credit market.' Illustration: Uttam Ghosh/Rediff.com   Did you know that fintech lenders gave out Rs 29,875 crore (Rs......

'Rs 30,000 crore NBFC loans are at risk'

'Usually, customers who don't get loans from banks approach NBFCs.''This is one reason NBFCs price their loans costlier than PSBs or private banks.''NBFCs will have higher delinquencies levels than......

Problems with loans? Read this please

For a borrower, who has serviced his loan without missing any repayment, the banks will be willing to take over the loan, give a top-up, and would offer lower interest rates, says Tinesh Bhasin.......

Why loan against property can be risky

Most borrowers of loans against property pin hopes on future cash flows from their business, but in case of failure to repay the loan, the lender can repossess the property and sell it.Sanjay Kumar......

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