All stories by Sarbajeet K Sen
Investors, avoid long-term fundsRediff.com9 Mar 2021
If you plan to invest in an FD, go for the 12-15-month tenure. This will allow you to redeploy maturity proceeds at higher rates (if rates rise), advises Sarbajeet K Sen.
Is small-ticket insurance cover worth it?Rediff.com8 Mar 2021
in the longer run, there is no substitute for a standard term, accident, and a comprehensive health cover, with adequate sum insured that will give you round-the-clock and year-after-year coverage.
Check before investing in New Fund OffersRediff.com14 Jan 2021
It is advisable to avoid a fund until it develops a track record.
Not the time for long-term fixed depositsRediff.com15 Oct 2020
If you invest for the shorter-term now, you will be able to roll over to higher rates when the interest-rate cycle turns, advises Sarbajeet K Sen.
Got a new job? Check out these five money tipsRediff.com20 Jan 2020
Is the latest mobile or car or a house the goal? If so, the savings and investments should be aimed at catering to it. The amount needed has to be worked out, and money needs to be saved, accordingly, suggests Sarbajeet K Sen.
Do you know what Small-ticket insurance is?Rediff.com13 Jan 2020
The benefit offered under small-ticket insurance may not be huge, but it is better to have cover, suggests Sarbajeet K Sen.
Ulips are attractive investment optionsRediff.com2 Jan 2020
'It is advisable to invest in them early in life and stay invested for a longer period to achieve long-term goals and accumulate wealth.'
Planning to avail home-loan overdraft? Read thisRediff.com16 Dec 2019
'Opt for this facility only after doing a cost-benefit analysis: Will the savings in interest cost by parking your surpluses in the home loan overdraft account outweigh the higher interest cost of this loan?'
Heard about Codicil to a Will?Rediff.com12 Dec 2019
A Codicil is a document created by the testator to make changes to an existing will, points out Sarbajeet K Sen.
Investing via digital platforms easy, but options limitedRediff.com2 Dec 2019
Even investors with sums as low as Rs 1,000 per month can start their investment journey.
Want a loan against your credit card? Read this firstRediff.com11 Sep 2019
While there is easy access to money, the flip side is the high interest rate and processing fees, points out Sarbajeet K Sen.
What you MUST KNOW about education loansRediff.com13 Aug 2019
You can build your credit score and get tax benefit, but defaulting will make life difficult.
Credit card-related errors that you MUST avoidRediff.com24 Jul 2019
If the credit card is not used judiciously, it can cause havoc with one's personal finances, warns Sarbajeet K Sen.
Should you take an education loan?Rediff.com27 May 2019
'It reduces the immediate financial strain on your family and helps you take control of your finances without being dependent on your parents.'
How investors are trying to meet short-term needsRediff.com8 May 2019
After the rationalisation and categorisation of mutual fund schemes undertaken by the Sebi in October 2017, overnight funds have emerged as a distinct category.
Want to invest? Look at NSCRediff.com7 May 2019
NSC scores high on all three parameters that conservative investors are seeking -- safety, tax-adjusted returns and liquidity.
Don't fret if credit card application rejectedRediff.com6 May 2019
Secured credit cards offer benefits similar to regular credit cards and hence an applicant should try and get a card with lower fees and more features, suggests Sarbajeet K Sen.
5 tips for investing in NCDsRediff.com20 Mar 2019
Unlike bank FDs that are considered risk-free investments, NCDs do carry a certain amount of risk, primary among them is the risk of default, either servicing the interest payment or meeting their principal repayment obligations.
Which settlement plan must you opt for in term insurance?Rediff.com4 Mar 2019
While buying a term plan, do check how much money will be paid in lumpsum and how much of the money will come to the surviving family as a regular payout, suggests Sarbajeet K Sen.
5 MUST-HAVE insurance policiesRediff.com29 Jan 2019
What are the various insurance covers in your portfolio? Are they adequate to protect you and your dear ones in the event of your demise? Have you missed out on any of the insurance covers?