Sarbajeet K Sen

All stories by Sarbajeet K Sen

Planning For Unsecured Loans? Read This

Planning For Unsecured Loans? Read This

Rediff.com6 days ago

Personal loans and credit card loans provide quick access to money when it is urgently needed, but they also carry risks for borrowers.

Where To Invest? Single Or Multi-Factor Funds?

Where To Invest? Single Or Multi-Factor Funds?

Rediff.com7 days ago

'Investing in a factor-based fund can be beneficial provided you have chosen the right factor.'

Medium Or Long-Duration Funds?

Medium Or Long-Duration Funds?

Rediff.com8 May 2023

Investors who decide to enter medium to long-duration funds should be cognisant of the risk.

Unclaimed Bank Deposits: What To Know

Unclaimed Bank Deposits: What To Know

Rediff.com4 May 2023

Not just unclaimed bank deposits, there are thousands of crores of rupees locked in unclaimed shares and insurance policies lying with many institutions across India.

Everyone Must Create An Emergency Corpus

Everyone Must Create An Emergency Corpus

Rediff.com11 Apr 2023

'Set aside around six months' monthly expenses for emergencies.' 'Keep this money in safe and liquid options, such as liquid funds and fixed deposits.'

Should you invest in long-duration funds?

Should you invest in long-duration funds?

Rediff.com31 Mar 2023

'The long maturity of these funds makes them well-suited for long-term financial goals such as saving for retirement or children's education or marriage.'

Check NCD's Credit Rating Before Investing

Check NCD's Credit Rating Before Investing

Rediff.com1 Feb 2023

An NCD's credit rating will tell you whether risk possibility is high or low. Instruments rated below AA are regarded as high-risk.

2023: Despite Meagre Returns, Stay Put In ELSS

2023: Despite Meagre Returns, Stay Put In ELSS

Rediff.com17 Jan 2023

These funds can fetch double-digit returns over the long term which debt tax-saving products can't.

Want Safe Investment? Look At FDs

Want Safe Investment? Look At FDs

Rediff.com5 Jan 2023

If you don't have a specific goal, but want intermittent liquidity, then ladder your FDs, that is, invest in FDs of varying maturities, such as one, two, three, five or even 10 years. Laddering ensures FDs mature at regular intervals.

Plan To Invest In Target Maturity Funds?

Plan To Invest In Target Maturity Funds?

Rediff.com12 Dec 2022

TMFs invest in a public index, so investors know beforehand which instruments the fund will invest in.

IT Funds: What You Must Know

IT Funds: What You Must Know

Rediff.com26 Nov 2022

'Sector funds like IT funds should be included only in the satellite portfolio.' 'Limit your exposure to IT sector funds to around 5-10 per cent of your equity portfolio.'

Infrastructure Funds: What You Must Know

Infrastructure Funds: What You Must Know

Rediff.com21 Nov 2022

Since infrastructure projects have long gestation periods, investors need to enter them with a long horizon of at least 10 years.

Right Time To Invest In Govt Bonds

Right Time To Invest In Govt Bonds

Rediff.com4 Nov 2022

Investors not comfortable investing directly may take the mutual fund route, where they get exposure to a diversified portfolio of bonds.

Investors: Time To Relook At BFSI Funds

Investors: Time To Relook At BFSI Funds

Rediff.com28 Oct 2022

Invest only if you wish to go overweight on the sector.

Planning For Digital Loan? Read This

Planning For Digital Loan? Read This

Rediff.com18 Oct 2022

Borrowers should be careful if the app promises too-quick disbursal, and doesn't provide adequate information on the terms of the loan, such as interest rate, repayment schedule, etc.

Why Multi-Cap Funds Are Best Bet

Why Multi-Cap Funds Are Best Bet

Rediff.com30 Sep 2022

Enter multi-cap funds only if you can stay invested for the long term.

Why Term Plan Is Better For Home Loan Liability

Why Term Plan Is Better For Home Loan Liability

Rediff.com28 Sep 2022

If you opt for a term-life cover, buy separate policies to cover the loan for all the co-borrowers in a home loan for a sum assured equal to the home loan amount.

A Regular SIP Doesn't Pinch

A Regular SIP Doesn't Pinch

Rediff.com17 Sep 2022

The SIP route suits the salaried class, by matching their income flows with investment frequency.

Long Term Investor? Small-Cap Funds Best Bet

Long Term Investor? Small-Cap Funds Best Bet

Rediff.com14 Sep 2022

Over longer periods of three, five and 10 years, small-cap funds have rewarded their investors handsomely.

Want Minimal Risk Investment? Liquid Funds Best Bet

Want Minimal Risk Investment? Liquid Funds Best Bet

Rediff.com5 Sep 2022

The returns from liquid funds, currently, look better than what savings accounts of leading banks are offering, points out Sarbajeet K Sen.

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