All stories by Sarbajeet K Sen
Planning For Unsecured Loans? Read ThisRediff.com6 days ago
Personal loans and credit card loans provide quick access to money when it is urgently needed, but they also carry risks for borrowers.
Where To Invest? Single Or Multi-Factor Funds?Rediff.com7 days ago
'Investing in a factor-based fund can be beneficial provided you have chosen the right factor.'
Medium Or Long-Duration Funds?Rediff.com8 May 2023
Investors who decide to enter medium to long-duration funds should be cognisant of the risk.
Unclaimed Bank Deposits: What To KnowRediff.com4 May 2023
Not just unclaimed bank deposits, there are thousands of crores of rupees locked in unclaimed shares and insurance policies lying with many institutions across India.
Everyone Must Create An Emergency CorpusRediff.com11 Apr 2023
'Set aside around six months' monthly expenses for emergencies.' 'Keep this money in safe and liquid options, such as liquid funds and fixed deposits.'
Should you invest in long-duration funds?Rediff.com31 Mar 2023
'The long maturity of these funds makes them well-suited for long-term financial goals such as saving for retirement or children's education or marriage.'
Check NCD's Credit Rating Before InvestingRediff.com1 Feb 2023
An NCD's credit rating will tell you whether risk possibility is high or low. Instruments rated below AA are regarded as high-risk.
2023: Despite Meagre Returns, Stay Put In ELSSRediff.com17 Jan 2023
These funds can fetch double-digit returns over the long term which debt tax-saving products can't.
Want Safe Investment? Look At FDsRediff.com5 Jan 2023
If you don't have a specific goal, but want intermittent liquidity, then ladder your FDs, that is, invest in FDs of varying maturities, such as one, two, three, five or even 10 years. Laddering ensures FDs mature at regular intervals.
Plan To Invest In Target Maturity Funds?Rediff.com12 Dec 2022
TMFs invest in a public index, so investors know beforehand which instruments the fund will invest in.
IT Funds: What You Must KnowRediff.com26 Nov 2022
'Sector funds like IT funds should be included only in the satellite portfolio.' 'Limit your exposure to IT sector funds to around 5-10 per cent of your equity portfolio.'
Infrastructure Funds: What You Must KnowRediff.com21 Nov 2022
Since infrastructure projects have long gestation periods, investors need to enter them with a long horizon of at least 10 years.
Right Time To Invest In Govt BondsRediff.com4 Nov 2022
Investors not comfortable investing directly may take the mutual fund route, where they get exposure to a diversified portfolio of bonds.
Investors: Time To Relook At BFSI FundsRediff.com28 Oct 2022
Invest only if you wish to go overweight on the sector.
Planning For Digital Loan? Read ThisRediff.com18 Oct 2022
Borrowers should be careful if the app promises too-quick disbursal, and doesn't provide adequate information on the terms of the loan, such as interest rate, repayment schedule, etc.
Why Multi-Cap Funds Are Best BetRediff.com30 Sep 2022
Enter multi-cap funds only if you can stay invested for the long term.
Why Term Plan Is Better For Home Loan LiabilityRediff.com28 Sep 2022
If you opt for a term-life cover, buy separate policies to cover the loan for all the co-borrowers in a home loan for a sum assured equal to the home loan amount.
A Regular SIP Doesn't PinchRediff.com17 Sep 2022
The SIP route suits the salaried class, by matching their income flows with investment frequency.
Long Term Investor? Small-Cap Funds Best BetRediff.com14 Sep 2022
Over longer periods of three, five and 10 years, small-cap funds have rewarded their investors handsomely.
Want Minimal Risk Investment? Liquid Funds Best BetRediff.com5 Sep 2022
The returns from liquid funds, currently, look better than what savings accounts of leading banks are offering, points out Sarbajeet K Sen.