Sarbajeet K Sen

All stories by Sarbajeet K Sen

Not the time for long-term fixed deposits

Not the time for long-term fixed deposits

Rediff.com15 Oct 2020

If you invest for the shorter-term now, you will be able to roll over to higher rates when the interest-rate cycle turns, advises Sarbajeet K Sen.

Got a new job? Check out these five money tips

Got a new job? Check out these five money tips

Rediff.com20 Jan 2020

Is the latest mobile or car or a house the goal? If so, the savings and investments should be aimed at catering to it. The amount needed has to be worked out, and money needs to be saved, accordingly, suggests Sarbajeet K Sen.

Do you know what Small-ticket insurance is?

Do you know what Small-ticket insurance is?

Rediff.com13 Jan 2020

The benefit offered under small-ticket insurance may not be huge, but it is better to have cover, suggests Sarbajeet K Sen.

Ulips are attractive investment options

Ulips are attractive investment options

Rediff.com2 Jan 2020

'It is advisable to invest in them early in life and stay invested for a longer period to achieve long-term goals and accumulate wealth.'

Planning to avail home-loan overdraft? Read this

Planning to avail home-loan overdraft? Read this

Rediff.com16 Dec 2019

'Opt for this facility only after doing a cost-benefit analysis: Will the savings in interest cost by parking your surpluses in the home loan overdraft account outweigh the higher interest cost of this loan?'

Heard about Codicil to a Will?

Heard about Codicil to a Will?

Rediff.com12 Dec 2019

A Codicil is a document created by the testator to make changes to an existing will, points out Sarbajeet K Sen.

Investing via digital platforms easy, but options limited

Investing via digital platforms easy, but options limited

Rediff.com2 Dec 2019

Even investors with sums as low as Rs 1,000 per month can start their investment journey.

Want a loan against your credit card? Read this first

Want a loan against your credit card? Read this first

Rediff.com11 Sep 2019

While there is easy access to money, the flip side is the high interest rate and processing fees, points out Sarbajeet K Sen.

What you MUST KNOW about education loans

What you MUST KNOW about education loans

Rediff.com13 Aug 2019

You can build your credit score and get tax benefit, but defaulting will make life difficult.

Credit card-related errors that you MUST avoid

Credit card-related errors that you MUST avoid

Rediff.com24 Jul 2019

If the credit card is not used judiciously, it can cause havoc with one's personal finances, warns Sarbajeet K Sen.

Should you take an education loan?

Should you take an education loan?

Rediff.com27 May 2019

'It reduces the immediate financial strain on your family and helps you take control of your finances without being dependent on your parents.'

How investors are trying to meet short-term needs

How investors are trying to meet short-term needs

Rediff.com8 May 2019

After the rationalisation and categorisation of mutual fund schemes undertaken by the Sebi in October 2017, overnight funds have emerged as a distinct category.

Want to invest? Look at NSC

Want to invest? Look at NSC

Rediff.com7 May 2019

NSC scores high on all three parameters that conservative investors are seeking -- safety, tax-adjusted returns and liquidity.

Don't fret if credit card application rejected

Don't fret if credit card application rejected

Rediff.com6 May 2019

Secured credit cards offer benefits similar to regular credit cards and hence an applicant should try and get a card with lower fees and more features, suggests Sarbajeet K Sen.

5 tips for investing in NCDs

5 tips for investing in NCDs

Rediff.com20 Mar 2019

Unlike bank FDs that are considered risk-free investments, NCDs do carry a certain amount of risk, primary among them is the risk of default, either servicing the interest payment or meeting their principal repayment obligations.

Which settlement plan must you opt for in term insurance?

Which settlement plan must you opt for in term insurance?

Rediff.com4 Mar 2019

While buying a term plan, do check how much money will be paid in lumpsum and how much of the money will come to the surviving family as a regular payout, suggests Sarbajeet K Sen.

5 MUST-HAVE insurance policies

5 MUST-HAVE insurance policies

Rediff.com29 Jan 2019

What are the various insurance covers in your portfolio? Are they adequate to protect you and your dear ones in the event of your demise? Have you missed out on any of the insurance covers?

Ahead of polls, how should you invest?

Ahead of polls, how should you invest?

Rediff.com24 Jan 2019

Investors should consider debt mutual funds, banks fixed deposits or high-rated corporate debt instruments.