Largecap equities are less volatile than mid- and smallcap stocks, making them suitable for risk-averse investors.
New investors or those with lower-than-planned exposure should add US-oriented funds through SIPs.
'First-time or conservative investors should avoid narrow sectoral funds.'
'Having a separate healthcare corpus is extremely important even for those already covered by health insurance.'
'They are a poor fit for anyone with near-term goals, low volatility tolerance, or a need for steady income or liquidity.' 'First-time investors should typically avoid them.'
Investors having a moderate-risk profile can use these funds in their retirement portfolios.
'A staggered investment approach (using SIP or STP) can help investors benefit from this opportunity while reducing timing risk.'
SOFs can be a diversification tool for investors seeking alternatives to conventional large, mid, or smallcap portfolios.
'Maintain a balanced approach with a preference for short-to medium-duration funds.'
Despite recent underperformance, MNC funds have delivered over longer time frames.
'While investing in a silver ETF, one should be aware that it has historically exhibited higher price volatility than gold.'
'If gold's recent surge has increased its allocation beyond 15 per cent in your portfolio, now may be a good time to rebalance.'
Invest in these funds through the SIP route with at least a seven-year horizon.
'The increase in the limit for TDS on interest to Rs 1 lakh will ensure greater cash flow in the hands of senior citizens.'
Largecap companies are generally less vulnerable to economic slowdowns than their mid- and smallcap counterparts.
'One should not invest more than 5 to 10 per cent of their overall portfolio exposure in global or international funds.'
When investing in fixed-income products, balancing considerations like safety, liquidity, and income is essential.
Returns of liquid funds are meant only for the short term and don't help investors create wealth over the long term, as equity funds do.
'A long-term investor with a 4 to 5 year horizon could invest in this theme via SIPs.'
MNC funds invest in companies where foreign promoters have more than 50 per cent shareholding.
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