RAMALINGAM KALIRAJAN

Stories by RAMALINGAM KALIRAJAN

How To Choose MFs Smartly

How To Choose MFs Smartly

Rediff.com   2 days ago

Investors who constantly hop between 'top-performing' funds often end up earning far lower returns than the very funds they invest in -- simply because they enter late and exit early. Best investors don't chase returns, they chase discipline, says Ramalingam Kalirajan.

What You Must Know Before Signing Severance Package

What You Must Know Before Signing Severance Package

Rediff.com   20 Nov 2025

Understanding severance pay isn't just for those who are losing their jobs

Why SIP Beats EMI in the Long Run

Why SIP Beats EMI in the Long Run

Rediff.com   29 Oct 2025

EMI means you've already spent tomorrow's income; SIP means you're investing today's income to secure tomorrow, explains Ramalingam Kalirajan

Ditch Quick-Money Lures This Diwali!

Ditch Quick-Money Lures This Diwali!

Rediff.com   20 Oct 2025

: Build lasting wealth via disciplined, long-term mutual fund investing in India's compounding marathon, Shanaihi, Shanaihi, says Ramalingam Kalirajan

Rs 40K Salary Can Make You A Crorepati!

Rs 40K Salary Can Make You A Crorepati!

Rediff.com   15 Oct 2025

You don't need a six-figure salary to build wealth -- you need discipline and a smart plan, says Ramalingam Kalirajan. and shows you how

11 Sebi Rules That Can Supercharge Your MFs Returns

11 Sebi Rules That Can Supercharge Your MFs Returns

Rediff.com   29 Sep 2025

SEBI's blockbuster reforms are rewriting the rules of mutual fund investing -- faster growth, sharper transparency, and smarter safeguards that put investors first, explains Ramalingam Kalirajan.

BIGGEST Real Estate Myth BUSTED!

BIGGEST Real Estate Myth BUSTED!

Rediff.com   18 Sep 2025

Do home prices really never fall? Ramalingam Kalirajan begs to differ.

Should You Repay Your Home Loan Or Increase Your SIPs?

Should You Repay Your Home Loan Or Increase Your SIPs?

Rediff.com   14 Aug 2025

At the end of the day, this isn't about choosing between EMIs and SIPs. It's about choosing your path to financial freedom.

8 Investing Lessons From The Ultra Rich

8 Investing Lessons From The Ultra Rich

Rediff.com   4 Aug 2025

The ultra-rich invest differently -- embracing growth, compounding, and long-term clarity to build wealth with purpose and discipline, explains Ramalingam Kalirajan.

If Your Mutual Fund Shuts, Is Your Money Safe?

If Your Mutual Fund Shuts, Is Your Money Safe?

Rediff.com   16 Jul 2025

Your AMC shuts shop. Panic? Wait. What happens next isn't what most fear.

10 Investment Options Better Than FDs

10 Investment Options Better Than FDs

Rediff.com   1 Jul 2025

The fear of losing purchasing power due to inflation and low-interest rates has led many to explore safe alternatives to fixed deposits with high returns

6 Smart Ways To Manage Money During Tough Times

6 Smart Ways To Manage Money During Tough Times

Rediff.com   23 Jun 2025

Tough times don't last, but tough people -- and smart financial strategies - do, says Ramalingam Kalirajan

7 Reasons To Be Financially Free By 45

7 Reasons To Be Financially Free By 45

Rediff.com   10 Jun 2025

Wouldn't it be better to reach 45 with a backup engine of passive income that helps you glide through these years instead of grinding, asks Ramalingam Kalirajan

How to Make Your First Crore

How to Make Your First Crore

Rediff.com   13 May 2025

People with modest incomes can also build a crore-worthy portfolio by investing small amounts consistently, says Ramalingam Kalirajan, and shows how the magic of compounding works.

Is This The Right Time To Stay Invested In Small Caps?

Is This The Right Time To Stay Invested In Small Caps?

Rediff.com   28 Apr 2025

Why try to time the market when time in the market works better? History shows that patient investors who stay the course often walk away with the real rewards, says Ramalingam Kalirajan.

7 Money Secrets Rich People Don't Want You To Know

7 Money Secrets Rich People Don't Want You To Know

Rediff.com   24 Apr 2025

Whether you're a young professional, a seasoned entrepreneur, or someone simply looking to take control of your financial future, adopting these principles can be life-changing, says Ramalingam Kalirajan

7 Secrets That Can Make You A Crorepati

7 Secrets That Can Make You A Crorepati

Rediff.com   7 Apr 2025

Crorepatis build wealth through disciplined saving, smart investing, and strategic risk-taking, proving that true financial freedom is earned, not inherited, says Ramalingam Kalirajan

Is Rs 1.5 Cr Enough To Retire Early?

Is Rs 1.5 Cr Enough To Retire Early?

Rediff.com   31 Mar 2025

Here's a formula that helps you understand how much money you will need to retire early in India and simple steps to achieve it.

Invest Rs 5k For 25 Years: See How Much You Can Make

Invest Rs 5k For 25 Years: See How Much You Can Make

Rediff.com   28 Mar 2025

Investing is not just about setting aside money -- it's about making it work for you, says Ramalingam Kalirajan.

How Scammers Steal Your Money: 5 Red Flags To Watch Out For

How Scammers Steal Your Money: 5 Red Flags To Watch Out For

Rediff.com   24 Mar 2025

Fraudsters read your mind, weave convincing stories, earn your trust and then vanish with people's savings. Ramalingam Kalirajan reveals five simple tricks that cons use to steal money from you.