All stories by P V Subramanyam
Financial Planning Is A Painful Exercise
Rediff.com5 days agoWhile financial planning is good for you, the process which a planner can put you through is not so great, observes financial planner P V Subramanyam.
9 Excuses People Give For Not Investing
Rediff.com24 Nov 2023The amazing excuses given by people who don't invest their money abound, but you would be wise to ignore them. Excuses won't help you get ahead; they can only hold you back from the retirement you deserve, says financial planning advisor P V Subramanyam
Can You Earn 24% P.A. On Rs 1 Crore?
Rediff.com27 Oct 2023Is it a good idea to give Rs 1 crore to someone who promises you a return of 24% per annum, wonders financial advisor P V Subramanyam.
Let Your Child Fund Their Education!
Rediff.com13 Oct 2023Youngsters must remember education is their BIGGEST investment EVER: Their lifelong income-earning provider! asserts CA P V Subramanyam.
Pay Off Home Loan? Invest For Retirement?
Rediff.com12 Oct 2023P V Subramanyam takes a hard look at the pros and cons of both options.
How Should The Young Invest Their Money?
Rediff.com29 Sep 2023I am increasingly seeing young people starting 25-year-SIPs; these kids will definitely benefit from the long term effect of compounding, notes P V Subramanyam.
Money Tips For The Young In 2023
Rediff.com9 Jan 2023'People try to repay the BIGGEST LOAN first. Actually, you should repay the most expensive loan first.'
14 money lessons to create wealth
Rediff.com23 Sep 2016This is a post that should be read by all those above 23. If you did not read this at 23, then read it now.
It's time to say 'bye' to your money advisor, when...
Rediff.com30 Aug 2016You start hearing financial jargons and promises of the moon from him
Planning to buy a new house? Terrible idea!
Rediff.com19 Jul 2016If you are in your 20s, renting out an apartment and under pressure from parents and peers to buy that dream home, just make these solid arguments to tell them why it just doesn't make any sense!
10 questions to ask BEFORE you invest
Rediff.com13 Jul 2016Ignore these and you will end holding duds
Why are the youth not investing today?
Rediff.com8 Jul 2016Do you want a blunt answer? My experience tells me that the greatest challenge to overcome is inertia -- not resources or understanding. Get off your butt and make that first investment, advises P V Subramanyam.
4 investment mistakes that result in losses
Rediff.com1 Jul 2016Most of the investing risk comes from the amazingly wrong, stupid, egoistic assumptions that we make. Here are four of them...
Brexit vs you: 20 simple questions
Rediff.com28 Jun 2016If you have answers to these, you need not worry about Britain's exit from the European Union, Raghuram Rajan's exit from the Reserve Bank of India or Narendra Modi's chances of re-election in 2019; your financial future will be safe, says P V Subramanyam
Less of 'India Inc', more of a 'Bharat' Budget
Rediff.com1 Mar 2016We can hope that some of the benefits of the rural spending - on irrigation, roads, etc -- will spur rural demand and improve rural productivity, says P V Subramanyam.
Less of 'India Inc', more of a 'Bharat' Budget
Rediff.com1 Mar 2016We can hope that some of the benefits of the rural spending - on irrigation, roads, etc -- will spur rural demand and improve rural productivity, says P V Subramanyam.
Less of 'India Inc', more of a 'Bharat' Budget
Rediff.com1 Mar 2016We can hope that some of the benefits of the rural spending - on irrigation, roads, etc -- will spur rural demand and improve rural productivity, says P V Subramanyam.
9 personal finance mistakes to avoid
Rediff.com8 Jan 2016All of us have made these mistakes, so let's begin by seeing how many of them we can avoid/minimise...
Should you worry about the US Fed rate hike?
Rediff.com15 Dec 2015The Fed has prepared the world very well for a rate hike. In fact the market may have priced in a 25 basis points increase. So if the increase is 50 basis points, the reaction could be stunning, but a 25 basis points rise is not likely to have any great impact, says P V Subramanyam.
Why you should not default on your home loan EMI
Rediff.com27 Jun 2015If you default, the bad behaviour stays in your credit report for a very long time