Handle cards like you would handle cash.

Be careful if you find your postal mails/ bank and financial statements intercepted, pilfered or tampered with.

Beware of spot offers and discounts aimed to lure you into binge buying.

Look carefully at any ad or pop up that tempts or attracts you with freebies and offers etc. It could be a scam, warns Niranjankumar Upadhye.

Do not share your passwords or personal information with anyone.