Neha Pandey Deoras

Stories by Neha Pandey Deoras

Life begins at 40: Nation's insurer must now sport a new look

Life begins at 40: Nation's insurer must now sport a new look

Rediff.com   1 Dec 2014

Much of the tardy reaction to competition is the result of LIC's legacy.

Don't miss Nov 30 deadline for sending tax returns verification

Don't miss Nov 30 deadline for sending tax returns verification

Rediff.com   18 Nov 2014

Not mailing ITR-V on time has many negatives. You might be fined Rs 5,000 a return for failing to file returns by the end of the assessment year.

Golden tips to maximise returns on investments

Golden tips to maximise returns on investments

Rediff.com   10 Nov 2014

Subramaniam feels it does make sense to have some overlay in lump sum if one has the cash to do so.

Why you should choose a young nominee for your investments

Why you should choose a young nominee for your investments

Rediff.com   5 Nov 2014

A charitable organisation supporting a cause close to the investor's heart can also be a nominee.

How to maintain a good credit score

How to maintain a good credit score

Rediff.com   23 Oct 2014

Each enquiry could pull down the credit score by 5-10 points.

Swiping card to buy a car: Smart or risky?

Swiping card to buy a car: Smart or risky?

Rediff.com   21 Oct 2014

You get a 45-day repayment window and reward points. But inability to pay back on time can be a problem.

40 Years Ago...And now: Are people saving wisely?

40 Years Ago...And now: Are people saving wisely?

Rediff.com   29 Sep 2014

The curious thing is that savings instruments have not really kept pace with changing needs, although people have access to a wider variety than before.

Why diesel cars still make sense

Why diesel cars still make sense

Rediff.com   22 Sep 2014

The price differential between diesel and petrol has narrowed. But there are still enough reasons to opt for the diesel variant.

Guarantors can fight 'wilful defaulter' tag

Guarantors can fight 'wilful defaulter' tag

Rediff.com   18 Sep 2014

It's best to do a proper examination before becoming somebody's guardian angel.

Don't do systematic investment in short-term debt funds

Don't do systematic investment in short-term debt funds

Rediff.com   26 Aug 2014

This works only for longer-tenured ones such as income funds, as the element of interest rate risk is reduced.

Rejig your portfolio to ensure optimum returns

Rejig your portfolio to ensure optimum returns

Rediff.com   18 Aug 2014

The 35-year-old fails to understand how to decide whether a particular scheme should be kept in one's portfolio or not.

Why banks prefer to give term loans to professionals

Why banks prefer to give term loans to professionals

Rediff.com   14 Aug 2014

Besides being young, one might also have to be a professional or self-employed.

Want to invest in real estate market? Check out this option

Want to invest in real estate market? Check out this option

Rediff.com   12 Aug 2014

While riskier than debt, Sebi's stringent guidelines may ensure a safe and liquid product.

E-gold investors to get money directly into demat accounts

E-gold investors to get money directly into demat accounts

Rediff.com   28 May 2014

Investors will get the money directly in their demat accounts or through their brokers. They won't get physical delivery any more.

How family floater policies offer you more for less

How family floater policies offer you more for less

Rediff.com   16 Apr 2014

According to Section 80D, the premium paid for medical insurance is deductible from your income up to Rs 15,000 a year

Find out key benefits of having a comprehensive insurance policy

Find out key benefits of having a comprehensive insurance policy

Rediff.com   25 Feb 2014

Critical illness plans can be bought both as a benefit cover and an indemnity cover, say experts.

Can dealing with corporate deposit fraud be cumbersome? Find out

Can dealing with corporate deposit fraud be cumbersome? Find out

Rediff.com   21 Feb 2014

The recent default on deposit payments by a couple of Yash Birla Group companies has brought to surface difficulties an investor has to face in recovering his money.

Don't rush to demat your policy

Don't rush to demat your policy

Rediff.com   11 Feb 2014

It might be a cheaper option, but lack of clarity is choking its growth

Political donations yield tax benefits, to an extent

Political donations yield tax benefits, to an extent

Rediff.com   14 Jan 2014

There is a perk for donating to parties. An individual who makes an eligible donation is entitled to get 100% tax deduction under Section 80GGC of the Income Tax Act.

A nominee is not a legal heir

A nominee is not a legal heir

Rediff.com   9 Jan 2014

Only in case of equities will the nominee will automatically get the money.