Much of the tardy reaction to competition is the result of LIC's legacy.
Not mailing ITR-V on time has many negatives. You might be fined Rs 5,000 a return for failing to file returns by the end of the assessment year.
Subramaniam feels it does make sense to have some overlay in lump sum if one has the cash to do so.
A charitable organisation supporting a cause close to the investor's heart can also be a nominee.
Each enquiry could pull down the credit score by 5-10 points.
You get a 45-day repayment window and reward points. But inability to pay back on time can be a problem.
The curious thing is that savings instruments have not really kept pace with changing needs, although people have access to a wider variety than before.
The price differential between diesel and petrol has narrowed. But there are still enough reasons to opt for the diesel variant.
It's best to do a proper examination before becoming somebody's guardian angel.
This works only for longer-tenured ones such as income funds, as the element of interest rate risk is reduced.
The 35-year-old fails to understand how to decide whether a particular scheme should be kept in one's portfolio or not.
Besides being young, one might also have to be a professional or self-employed.
While riskier than debt, Sebi's stringent guidelines may ensure a safe and liquid product.
Investors will get the money directly in their demat accounts or through their brokers. They won't get physical delivery any more.
According to Section 80D, the premium paid for medical insurance is deductible from your income up to Rs 15,000 a year
Critical illness plans can be bought both as a benefit cover and an indemnity cover, say experts.
The recent default on deposit payments by a couple of Yash Birla Group companies has brought to surface difficulties an investor has to face in recovering his money.
It might be a cheaper option, but lack of clarity is choking its growth
There is a perk for donating to parties. An individual who makes an eligible donation is entitled to get 100% tax deduction under Section 80GGC of the Income Tax Act.
Only in case of equities will the nominee will automatically get the money.
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