Hamsini Karthik

All stories by Hamsini Karthik

Challenges mount for India's costliest banking stock

Challenges mount for India's costliest banking stock

Rediff.com24 Dec 2019

While the overall loan disbursements stood strong at 15 per cent YoY in Q2, pockets such as vehicle finance, loans to NBFCs, and business banking showed some weakness. A continued fall in these numbers may make it tough for AU SFB to defend its valuations under the current circumstances.

Will Voltas manage to defend its market share?

Will Voltas manage to defend its market share?

Rediff.com24 Dec 2019

International brands such as Daikin, Hitachi and Samsung, which were largely present in the premium products range, are getting aggressive on expanding their mid-range portfolios to penetrate into smaller cities and towns. While competition isn't hurting Voltas just yet, which has managed to retain its market share at 24.4 per cent as of September 30 (Q2), the main question is whether the company can defend its market share without compromising on profitability.

RBI junks banks' plea on stressed assets

RBI junks banks' plea on stressed assets

Rediff.com18 Nov 2019

Loans of over Rs 1.8 trillion, for which agreement has been signed by banks, are likely to be referred to IBC.

The real problem behind Yes Bank's woes

The real problem behind Yes Bank's woes

Rediff.com13 Nov 2019

The operating environment is unpredictable, but if the bank can't give a clear picture of what's in store, calling the bottoming out of its asset quality stress is nearly impossible.

Shyam Srinivasan on Federal Bank's vision, and more

Shyam Srinivasan on Federal Bank's vision, and more

Rediff.com22 Oct 2019

It has been a decade since Shyam Srinivasan took over as managing director and chief executive officer at Federal Bank. He wants to ramp up the bank's unsecured lending going ahead even as it homes into the space vacated by competition. Reappointed for a fresh three-year term as the bank's helmsman, he spoke to Hamsini Karthik on the plot ahead.

Bank stake sales in insurance, MF arms hit a wall

Bank stake sales in insurance, MF arms hit a wall

Rediff.com3 Oct 2019

Sources say given the complexity involved in the process of creating a holding company, which will ultimately be the parent company of banking and other businesses, banks are going slow in acquiring stakes in insurance arms or mutual funds of other lenders.

Read this interview before investing in stocks

Read this interview before investing in stocks

Rediff.com3 Sep 2019

Being one of the early commentators to flag economic slowdown and caution investors on corporate earnings, Gautam Chhaochharia, head of India research, UBS Securities, in an interview with Hamsini Karthik says the markets remain in an expensive zone despite the recent correction.

There's a flip side to linking lending and repo rates

There's a flip side to linking lending and repo rates

Rediff.com27 Aug 2019

Given the relevance of bank deposits for Indian savers, whether the regulator would permit linking savings interest rate to a repo-like structure needs to be seen, as a move of this nature could increase volatility in savings also.

How old private banks are reinventing themselves

How old private banks are reinventing themselves

Rediff.com25 Jul 2019

Unlike in the past, when old private banks compromised upon underwriting standards to take on the bulk, they've now realised that scaling up at the cost of quality isn't worth the while. These banks have also readjusted growth targets when required, and rebalanced books to preserve capital and asset quality.

Why stocks of these 3 HFCs are faring so badly

Why stocks of these 3 HFCs are faring so badly

Rediff.com23 May 2019

Share prices of Dewan Housing, Indiabulls Housing, and PNB Housing have declined 30-80% in the past one year

Summer stocks for your portfolio

Summer stocks for your portfolio

Rediff.com8 May 2019

Given the school break, this is the peak travel season and companies catering to the 'friends and family' segment are expected to gain.

Why the Street continues to be pessimistic about NBFcs

Why the Street continues to be pessimistic about NBFcs

Rediff.com24 Apr 2019

Liquidity has improved, but 20 out of 24 NBFC stocks are staring at an over 5% reduction in 12-month target prices.

Why Maruti is staring at worst quarter in 5 years

Why Maruti is staring at worst quarter in 5 years

Rediff.com22 Apr 2019

Pessimism largely emanates from the fact that the volume outlook for FY20 isn't encouraging at the moment.

Top mid-cap stocks to watch out for

Top mid-cap stocks to watch out for

Rediff.com12 Apr 2019

It is advisable to stick to mid-caps with sustainable financial metrics rather than those offering the promise of faster growth.

10 stocks most likely to make investors RICH!

10 stocks most likely to make investors RICH!

Rediff.com11 Feb 2019

From Dabur to HUL, here are 10 stocks with significant rural exposure in the auto, agri-chemical and fast moving consumer goods sectors, which should see an uptick in sales growth.

Why ICICI Bank's stocks will remain under stress

Why ICICI Bank's stocks will remain under stress

Rediff.com29 Jan 2019

Until the current top management is cleared of charges filed in the FIR by the CBI, stocks of the bank and I-Pru Life will remain stressed.

'Now is the true test of the SIP cycle'

'Now is the true test of the SIP cycle'

Rediff.com15 Jan 2019

'This is the first time we will see how SIP investors react to market correction.'

Will banks lend cash to strapped NBFCs?

Will banks lend cash to strapped NBFCs?

Rediff.com26 Oct 2018

The problem for the NBFC sector is the funding inertia by banks and not lack of funds.

How Kerala floods will impact India Inc

How Kerala floods will impact India Inc

Rediff.com20 Aug 2018

'Kerala isn't as dependent on agriculture like Bihar or Odisha or even other southern states.' 'Economic losses would not be too intense, unlike other states.' 'The floods could, at best, impact India Inc's earnings for a quarter or two.'

Don't expect high returns from the stock market

Don't expect high returns from the stock market

Rediff.com16 Aug 2017

'It is almost four years since we've seen strong growth in earnings.' 'The markets have rallied about 20 per cent in the past year, which is ahead of earnings.' 'So, the stress now will be on earnings to catch up.'

Who will gain the most from SBI's savings rate cut?

Who will gain the most from SBI's savings rate cut?

Rediff.com1 Aug 2017

Analysts expect banks with a strong deposit franchise to benefit from SBI's rate cut as they too are likely to follow the leader.

Achche Din ahead for these three stocks

Achche Din ahead for these three stocks

Rediff.com27 Jul 2017

Hamsini Karthik reveals why the ongoing business rejig will help unlock value for shareholders of Grasim, Reliance Capital and Tube Investments

Achche Din ahead for these three stocks

Achche Din ahead for these three stocks

Rediff.com27 Jul 2017

Hamsini Karthik reveals why the ongoing business rejig will help unlock value for shareholders of Grasim, Reliance Capital and Tube Investments

'Never send back Mahalakshmi when she comes to your house'

'Never send back Mahalakshmi when she comes to your house'

Rediff.com29 May 2017

P S Jayakumar, managing director and chief executive officer, Bank of Baroda, speaks to Abhijit Lele & Hamsini Karthik about loan recoveries, sounding more confident than a year before.

Is India Inc prepared for GST?

Is India Inc prepared for GST?

Rediff.com29 May 2017

In a conversation with Vishal Chhabria and Hamsini Karthik, Gautam Chhaochharia, executive director & head, India Research, UBS, explains why implementing goods and services tax (GST) may not be as disruptive as many perceive it to be. But, he warns investors shouldn't have high expectations on corporate earnings.

Shikha Sharma on the new NPA rules and the future of Axis Bank

Shikha Sharma on the new NPA rules and the future of Axis Bank

Rediff.com19 May 2017

Axis Bank Managing Director & Chief Executive Officer Shikha Sharma on the new mechanism for non-performing loans, the bank's loan portfolio, industry outlook and the bank's future plans.

Why are large-cap stocks looking attractive now?

Why are large-cap stocks looking attractive now?

Rediff.com27 Apr 2017

Thinning valuation gap between these and mid-caps indicates a shift in investors' preferences.

5 mid-cap infra stocks to bet on

5 mid-cap infra stocks to bet on

Rediff.com24 Apr 2017

Infrastructure stocks are once again gaining traction.

4 cool stocks to beat the heat

4 cool stocks to beat the heat

Rediff.com12 Apr 2017

Johnson Controls-Hitachi, Voltas, Blue Star, Whirlpool recently recorded new 52-week highs but still haven't lost their steam

Govt, RBI may introduce gradation system to deal with bad debts

Govt, RBI may introduce gradation system to deal with bad debts

Rediff.com4 Apr 2017

Banks to get more aggressive and act like PE investors

Insurance IPOs will be hot in 2017

Insurance IPOs will be hot in 2017

Rediff.com4 Apr 2017

With at least three IPOs in the offing this year, stock market investors have a lot to look forward to.

Why you should stay away from 'politically-linked' stocks

Why you should stay away from 'politically-linked' stocks

Rediff.com4 Apr 2017

The P-75 index, a subset of BSE 500 stocks, has severely underperformed the broader market across time horizons

Note ban shadow lingers over one in four BSE 200 stocks

Note ban shadow lingers over one in four BSE 200 stocks

Rediff.com30 Mar 2017

Quite a few large- and mid-cap stocks are yet to recover from the note ban, pharma, banking and rural demand-based industries among laggards.

10 PSU stocks worth buying

10 PSU stocks worth buying

Rediff.com30 Mar 2017

Known for stable returns, near debt-free status and dividend track record, these 10 PSU stocks are worth buying now.

Gold earned better returns than equity

Gold earned better returns than equity

Rediff.com23 Mar 2017

While gold returned 12 per cent annual gain in 10 years, Nifty didn't exceed 9 per cent.

Costly bonds make bank loans attractive

Costly bonds make bank loans attractive

Rediff.com14 Mar 2017

Banks are clear that lending rates are not going to fall further, say Hamsini Karthik and Anup Roy.

Investing in construction stocks? Read this first

Investing in construction stocks? Read this first

Rediff.com10 Mar 2017

Unless companies press the pedal on implementation, further stock price gains might be limited, says Hamsini Karthik.

Time is not right to dabble in stocks: Saurabh Mukherjea

Time is not right to dabble in stocks: Saurabh Mukherjea

Rediff.com2 Mar 2017

Saurabh Mukherjea, CEO, Ambit Capital, says he is advising clients to either take a genuinely long-term view on stocks or diversify the portfolio with stocks, bonds and gold for those with a short-term view.

Havells will enter AC, washing machine space with Rs 1,600-cr Lloyd buyout

Havells will enter AC, washing machine space with Rs 1,600-cr Lloyd buyout

Rediff.com21 Feb 2017

Havells will acquire the entire consumer business infrastructure, people and distribution network. Plus all intellectual property of the Lloyd brand, logo, trademark and attendant rights.

'I've been crying about the decline in the rupee'

'I've been crying about the decline in the rupee'

Rediff.com16 Feb 2017

'The big elephant in the room is our misguided view about the rupee.' 'India is scared that if our currency appreciates, who will buy from us. But a breakout is inevitable.'

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