All stories by Bindisha Sarang
Planning to buy a house? Do it soonRediff.com26 Nov 2020
If you are scouting for a property, finalise the deal within the next seven months and benefit from this measure, suggests Bindisha Sarang.
Want to avail LTC scheme tax benefit?Rediff.com16 Nov 2020
Only those who stick to the old I-T regime will get this benefit.
Is contactless payment safe?Rediff.com26 Oct 2020
Almost all banks that issue contactless cards provide users with a 100 per cent liability cover.
Want to buy physical gold? Pick a digital platform for your investmentRediff.com28 Aug 2020
While players like Paytm, MobiKwik, and PhonePe allow you to buy gold for Rs 1, Amazon Pay has kept the minimum amount at Rs 5. Digital gold is essentially an avenue for investing in physical gold.
Working from home? You may end up paying higher taxes this fiscalRediff.com25 Aug 2020
The reimbursement components of your salary require you to furnish bills before they become tax-exempt. Producing them may be difficult this year.
No taxable income? But you may still have to file ITRRediff.com14 Aug 2020
Finance Act, 2019 has made it mandatory for certain categories of taxpayers to file their ITR, even though their income may be below the taxable threshold. read on to find the details.
ITR filing: All you MUST know about the new 26AS formRediff.com22 Jul 2020
While it is not clear whether the new form will be applicable from this year, some chartered accountants say that things can go both ways. The new deadline for filing ITR is November 30.
Is this a good time to invest in gold bonds?Rediff.com2 May 2020
You also avoid capital gains tax during redemption in case the gold price is higher, making them tax efficient.
Are these premium mobile plans meant for you?Rediff.com24 Jan 2020
Bindisha Sarang takes a look at Vodafone's RedX and Airtel's new plan.
Plan to open a bank account? V-KYC will make it lot easyRediff.com23 Jan 2020
Physical KYC takes anywhere between two to five working days to get done, V-KYC, only a few minutes.
Planning to buy a car? Avoid debt trapRediff.com6 Jan 2020
To make the most of your vehicle, use the age-old 20/4/10 personal finance rule, suggests Bindisha Sarang.
Hit by data breach? Here's how to reboot your life and control the damageRediff.com4 Jan 2020
By the time the security failure is discovered and fixed, the damage is already done. A CIO survey by Forcepoint and Frost & Sullivan found that 69 per cent of Indian organisations were at risk of data breach. Whenever there is data breach, there is a potential disaster waiting to happen.
Want to reduce tax liability? Read thisRediff.com30 Dec 2019
You can reduce your tax burden by wisely using partially taxable allowances, suggests Bindisha Sarang.
Link your PAN to Aadhar by December 31 or it may become inoperativeRediff.com26 Dec 2019
There are four simple ways to link PAN to Aadhaar; make the most of the deadline to avoid hassles later, explains Bindisha Sarang.
Now, loans for all your lifestyle needsRediff.com4 Dec 2019
You can get a lumpsum sanctioned, but you may draw only part of it and pay interest on the amount used.
In financial mess after festive splurge? Here's what to doRediff.com11 Nov 2019
Many would have racked up debt this Diwali, using credit cards and consumer loans. Here are a few simple steps on how to fix your financial mess, says Bindisha Sarang.
BEST way to take care of your credit card debtRediff.com29 Nov 2018
Balance transfer is a facility in which you can transfer outstanding balance from one credit card to another. It works well if you have multiple cards.