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Harsh Roongta

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  • Business

Does real estate give spectacular returns?

Real estate is like any other investment, with risks that require the reasonable return it provides, notes Harsh Roongta A client called me for advice on a real estate investment. He had recently......

How credit cards transformed India's financial system

The impact of the Credit Bureau has now ensured that the credit card market reached around Rs 1,500 crore (Rs 15 billion) a month level but is profitable this time for the banks and borrowers are......

Fixed-rate home loans are back -- should you take them?

The last time we had long tenure fixed-rate home loans at interest rates that were so close to the floating rate loan was way back in 2003-04 “Should I take a fixed-rate home loan or a......

Five tips to bear in mind before approaching a consumer court

Consumer lawyer Jehangir Gai says often, those approaching a consumer court lack proper evidence or documents. If one keeps these vital requirements in mind, the going isn't complex.  ......

Do you have an inoperative bank account?

It will work out cheaper to revive the account. If it remains idle for too long, balance would be transferred to the depositor awareness fund, rues Priya Nair. You changed jobs and moved cities but......
  Videos for Harsh Roongta
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  People speak for harsh roongta

  • QNA
Q. What is the criteria of getting an education loan, can a salaried go for advance short term courses avail of such education loan. Will s/he also avail of Tax benefits!
:  A. Is it worthwhile to take a loan to pursue a higher education? If it is, then what is the procedure, and how large an amount can you get?What...... more

http://qna.rediff.com/questions-and-answers/what-is-the-criteria-of-getting-an-education-loan-can-a-sala//answers/1466677

Nitinn Binhanii
Q. Hi Harsh Roongta, I and my brother have taked joint home loan. he is my co-borrower. He is paying 50% EMI. But whole EMI is being clearing from my salary account only. How can we do tax filing for this annual? Please advise.
Nitinn Binhanii:  A. Hi, You can only claim the tax rebate for the person from whose Salary account EMI's are debited, as you the Salary account belongs to only one...... more

http://qna.rediff.com/questions-and-answers/hi-harsh-roongta-i-and-my-brother-have-taked-joint-home-loan/1180722/answers/13239647

Sada
Q. Why there are no education loans for certain educational courses?
Sada:  A. For courses which are for a new line of career or for non-conventional courses of learning, banks hesitate to give loans because they are concerned...... more

http://qna.rediff.com/questions-and-answers/why-there-are-no-education-loans-for-certain-educational-cou/13229196/answers/9852663

pradeep bangla
Q. Why for some courses there are no education loans?
Pradeep Bangla:  A. For courses which are for a new line of career or for non-conventional courses of learning, banks hesitate to give loans because they are concerned...... more

http://qna.rediff.com/questions-and-answers/why-for-some-courses-there-are-no-education-loans/9852657/answers/7678673

  Web results for Harsh Roongta
Where aren't all deals at 0% interest rate this Diwali?

Make the best of Diwali deals "Buy your appliances today at 0% EMI, 0 processing fee," shout electronic appliances advertisements. Enticed by... ...

http://www.dnaindia.com/money/report-where-aren-t-all-deals-at-0-interest-rate-this-diwali-2027549
How credit cards transformed India's financial system

The impact of the Credit Bureau has now ensured that the credit card market reached around Rs 1,500 crore (Rs 15 billion) a month level but is... ...

http://www.rediff.com/money/report/pix-column-how-credit-cards-transformed-indias-financial-system/20141020.htm
When should one opt for term insurance plan?

Harshvardhan Roongta Roongta Securities Theoretically speaking, if you don't have dependents then there is no need for you to buy a term cover.... ...

http://www.moneycontrol.com/news/insurance/when-should-one-opt-for-term-insurance-plan_1196843.html
Fund houses aren’t key for getting you handsome returns

Q I am planning to sell my house for around `45 lakh. I want to buy a new house maybe after one or two years. Until then, I want to park this... ...

http://www.asianage.com/business/fund-houses-aren-t-key-getting-you-handsome-returns-696
Know what all you pay for in banking services

New-Delhi based Bhupinder Singh, 52, pays instalment for a loan on the 5th of every month. The money is automatically deducted from his account.... ...

http://businesstoday.feedsportal.com/c/33681/f/593063/s/3f272ef8/sc/36/l/0Lbusinesstoday0Bintoday0Bin0Cstory0Cbanking0Eservices0Ewhat0Eall0Eyou0Epay0Efor0Eloan0Ebanking0Etransaction0C10C210A9870Bhtml/story01.htm

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