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Harsh Roongta

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  • Business

Does real estate give spectacular returns?

Real estate is like any other investment, with risks that require the reasonable return it provides, notes Harsh Roongta A client called me for advice on a real estate investment. He had recently......

Beware! Reserve Bank does not give lottery prizes

Fraudulent emails exhorting people to deposit cash for reward are on the rise. Lodge a complaint with the cyber cell if you get one. Illustration: Uttam Ghosh/Rediff.com     An email......

How credit cards transformed India's financial system

The impact of the Credit Bureau has now ensured that the credit card market reached around Rs 1,500 crore (Rs 15 billion) a month level but is profitable this time for the banks and borrowers are......

Fixed-rate home loans are back -- should you take them?

The last time we had long tenure fixed-rate home loans at interest rates that were so close to the floating rate loan was way back in 2003-04 “Should I take a fixed-rate home loan or a......

Five tips to bear in mind before approaching a consumer court

Consumer lawyer Jehangir Gai says often, those approaching a consumer court lack proper evidence or documents. If one keeps these vital requirements in mind, the going isn't complex.  ......
  Videos for Harsh Roongta
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  People speak for harsh roongta

  • QNA
Q. What is the criteria of getting an education loan, can a salaried go for advance short term courses avail of such education loan. Will s/he also avail of Tax benefits!
:  A. Is it worthwhile to take a loan to pursue a higher education? If it is, then what is the procedure, and how large an amount can you get?What...... more

http://qna.rediff.com/questions-and-answers/what-is-the-criteria-of-getting-an-education-loan-can-a-sala//answers/1466677

Nitinn Binhanii
Q. Hi Harsh Roongta, I and my brother have taked joint home loan. he is my co-borrower. He is paying 50% EMI. But whole EMI is being clearing from my salary account only. How can we do tax filing for this annual? Please advise.
Nitinn Binhanii:  A. Hi, You can only claim the tax rebate for the person from whose Salary account EMI's are debited, as you the Salary account belongs to only one...... more

http://qna.rediff.com/questions-and-answers/hi-harsh-roongta-i-and-my-brother-have-taked-joint-home-loan/1180722/answers/13239647

Sada
Q. Why there are no education loans for certain educational courses?
Sada:  A. For courses which are for a new line of career or for non-conventional courses of learning, banks hesitate to give loans because they are concerned...... more

http://qna.rediff.com/questions-and-answers/why-there-are-no-education-loans-for-certain-educational-cou/13229196/answers/9852663

pradeep bangla
Q. Why for some courses there are no education loans?
Pradeep Bangla:  A. For courses which are for a new line of career or for non-conventional courses of learning, banks hesitate to give loans because they are concerned...... more

http://qna.rediff.com/questions-and-answers/why-for-some-courses-there-are-no-education-loans/9852657/answers/7678673

  Web results for Harsh Roongta
Fixed rate better for short term

It's tough to take a decision on interest rates for borrowers, especially with long-term loans. Suppose your age is 40 years and you've taken a... ...

http://www.business-standard.com/article/pf/home-loans-fixed-rate-better-for-short-term-114122200030_1.html
Top picks by market experts

Watch the interview of Sharmila Joshi of Sharmilajoshi.com who shared her readings and outlook on specific stocks and sector Harsh Roongta,... ...

http://www.moneycontrol.com/news/stocks-views/your-stocks-top-picks-by-market-experts_1250331.html
Reserve Bank does not give lottery prizes

An email from Reserve Bank of India (RBI) governor Raghuram Rajan is hard to ignore. Especially if it says you have won Rs 5.5 crore.... ...

http://www.business-standard.com/article/pf/rbi-does-not-give-lottery-prizes-114120900365_1.html
Systematic investment in equities augurs well for investors

Q I had taken a home loan from a private bank but could not pay EMIs regularly due to some financial problems. However, I settled the amount later... ...

http://www.asianage.com/business/systematic-investment-equities-augurs-well-investors-707
Here are insurance and term plan ideas from Harsh Roongta

Watch the interview of Pranav Mishra of ICICI Prudential Life Insurance and Harsh Roongta of apnapaisa.com with Sumaira Abidi on CNBC-TV18, in... ...

http://www.moneycontrol.com/news/insurance/hereinsuranceterm-plan-ideasharsh-roongta_1237534.html

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