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December 31, 2012
10 types of home loans you must know of
he home loan market is brimming with diverse home loan products which cater to different needs of individual customers.
December 29, 2012
The 7 'Ps' of investing in stocks
Get Ahead reader Dhananjay Banthia's stock market success mantras.
December 28, 2012
Investing in GOLD? Read this!
The pros and cons of investing in gold coins and bars, jewellery, gold ETFs and gold mining stocks.
December 27, 2012
How to make the RIGHT financial decisions
Rationality and careful decision-making is the key to a successful financial plan, says Ranjeet S Mudholkar, CFPCM.
December 26, 2012
5 ways to financial freedom in 2013
Simple tips to set your finances right in the New Year!
December 24, 2012
Now, easy financing for buying that DREAM superbike
Banks make loans available at lower rates to attract high networth customers
December 18, 2012
Opening a bank account just got simpler
As per the Reserve Bank of India's new KYC norms, customers need not provide separate ID proofs to open a new account. Read on to know the new changes will benefit you.
December 13, 2012
Stop chasing the 'best performing mutual fund' fad!
There is more to investing in mutual funds than just chasing the fad of the day, says Ramalingam K
December 12, 2012
Keep your credit card SAFE from fraudsters!
5 precautionary measures you must take to prevent any misuse of your credit card.
December 07, 2012
Top 5 Online trading mistakes
There are some things you must be careful of while using online stock trading websites. Here are five common mistakes that you must not make.
December 05, 2012
TOP 5: Things to consider while taking a home loan
Young and going for a home loan? Aditya Prasad tells you about the 5 things you absolutely must remember.
December 04, 2012
7 things you need to know about the new cheque books
Check you cheque. Find out if it includes these seven key features.
December 03, 2012
Your cheque book may be invalid from Jan 1, 2013
If your chequebook is not compliant with RBI's cheque truncation system (CTS), implemented from October 1, it may be invalid from January 1, 2013.
November 30, 2012
What you must know about cancelling your mobile connection
A couple of pointers that every consumer should keep in mind while dealing with such situations to avoid being cheated of their time and money.
November 29, 2012
Are you an emotional spender? Here's how to control it
While quite challenging it is not impossible to overcome emotional spending. Here's how
November 28, 2012
7 tips to manage your money smartly
Finding yourself often cash-strapped? Can't seem to save up to buy that cell phone or cute shoes? Here's a guide on how not just to save money, but also make more with little effort.
November 27, 2012
8 ways money can buy you happiness
Follow these simple principles to live a happy life. 5 retirement moves to make in your 20s
We evaluate five easy-to-follow steps a young individual in 20s can implement to live a comfortable life in retirement.
November 26, 2012
How to invest in gold, silver, copper, platinum and zinc
Investing in these precious and base metals is as easy as investing in stocks. Here's how
November 22, 2012
MUST READ: Top 5 books for young investors
These books are the best guides for young investors in the rough and tumble of the stock, currency and commodity markets.
November 21, 2012
How to manage multiple credit cards
Here's how you can do it without burning a big hole in your pocket.
November 20, 2012
6 reasons why you must seek professional investment advice
Professional investment advisors can help you attain your long-term goals, says Ramalingam K.
November 15, 2012
Day-trading? How not to lose money
In response to an article posted October 24 -- Want to make money day-trading? 11 tips -- Get Ahead reader Dhananjay Banthia offers seven tips to help day-traders make money. How smartphones can help you save money
A look at all the things your smartphone has replaced and thus helped you save a lot of money.
November 13, 2012
Diwali 2012: Five stocks that can make you rich!
A look at a few good stocks in Indian markets whose dividend yield is as good as or even higher than interest rate received by your bank savings account.
November 12, 2012
5 reasons your home loan could be rejected
Rupee Times discusses some of the uncommon reasons for rejection of your loan application.
November 09, 2012
5 equity mutual funds that can make you RICH
A look at five equity mutual funds spread across different fund categories which an investor can rely upon as part of her/his equity mutual fund portfolio and are expected to give pretty decent returns over the long run.
November 08, 2012
3 things young investors must know about equity investment
Stock markets are not scary. With investment basics in place young investors can make good returns, says Noopur Runjhun.
November 06, 2012
How Obama or Romney could affect your investments
For Indian equity investors, Obama's re-election would be a positive for their portfolios and surprise win for Romney might create lot of confidence in large economic business houses in the US. Typically, studies suggest that Democrat presidents are generally better for stock markets than their Republican counterparts, feels Narendar Lokwani of StockFundoo.com
November 05, 2012
Tips to reduce your auto insurance premium
Here are few quick tips which can help you to save a little on auto insurance premium.
November 02, 2012
Why YOU must invest in real estate TODAY!
Here are three important reasons...
November 01, 2012
6 mutual funds that flourished in a flat market
Benchmark indices today are where they were five years back. But that has not been a deterrent for these equity funds, which topped their respective categories.
October 31, 2012
Top 20 banking terms you should know
Understanding these seemingly difficult terms will help you navigate the complex world of personal banking with ease.
October 29, 2012
Why YOU are paying high EMIs on your home loan
The main culprit is the lack of transparency that your lending bank of housing finance institute employs in determining home loan rates.
October 26, 2012
How to select a good financial advisor
Nine qualities you must look for in your financial advisor
October 25, 2012
A guide to investing in global mutual funds
Investing in global mutual funds has its share of risks and benefits. Here's everything you need to know about investing globally.
October 24, 2012
Want to make money day-trading? 11 tips
Here's how you can make money every day in the stock markets. These 11 tips will help maximisie profits and minimise losses.
October 19, 2012
3 reasons why you should invest in mutual funds
Why lay investors you should not be scared of investing in the stock markets through the mutual fund route.
October 18, 2012
Auto insurance: Three things that can go WRONG
A lowdown on what can go wrong with your vehicle insurance and how to avoid them.
October 17, 2012
Do you have adequate life cover? Find out
An endowment policy can provide some form of life-risk cover but investors should consider buying the no-frills term plan to increase the coverage amount at a fraction of the former's cost.
October 16, 2012
Step-up loans: An easy way to own a dream house
Here's an innovative home loan product that is gaining popularity amongst borrowers.
October 15, 2012
How YOU can save up for your child's education
A time-bound and achievable programme to save and invest for your child's education.
October 12, 2012
How to swim against the tide and WIN in stock markets
A great many investors in financial history have been contrarians. Here are skills contrarian investors need to possess.
October 10, 2012
6 ways builders HARASS home buyers
The ground reality of real estate sector in India, from a consumer's perspective is harsh. These are six of many ways in which a real estate developer or builders fleece home buyers.
October 09, 2012
How to find mutual funds that will make money for YOU
Two ratios can help you in monitoring your mutual funds' performances and finding worthy ones.
October 08, 2012
How to build a DREAM retirement fund
Retirment planning, if done under proper guidance and care can not only help you build a dream corpus but also help manage the same till perpetuity.
October 05, 2012
Which mutual fund is best suited for YOU?
Find out which kind of mutual fund scheme you should invest in by taking into account your financial goals and investment time horizon.
October 04, 2012
Repaying home loan? Choose one of these 5 EASY options
To cater to home loan borrowers, housing finance companies and banks offer a variety of repayment options to suit an individual's need.
October 03, 2012
How to AVOID these investing mistakes
The field of behavioural finance says articulating an investing philosophy and then sticking with it can help investors avoid the mistakes that often arise with ad-hoc investing.
October 01, 2012
How banks GOOF UP with their customers' accounts
A peek into how the marketing and sales departments of banks goof up with their customers' bank accounts
September 28, 2012
5 SHOCKING mis-selling tricks used by insurance agents
Beware of insurance agents and the tricks they use to mis-sell policies that benefit only them.
September 27, 2012
Is this the RIGHT time to go for a home loan?
Home loan expert Harsh Roongta's take on where the home loan interest rates are headed after the Reserve Bank of India recently cut the cash reserve ratio by 0.25 per cent. 8 financial forecasts that went WRONG
Morningstar has compiled a series of predictions about the stock market and the economy by legendary stock market experts and economists that fell flat.
September 26, 2012
11 financial planning lessons from Ganesha
Here's what the elephant-headed Lord teaches us about money
September 25, 2012
Conference on where to invest in stock markets
Morningstar India's investment conference from November 1-2, 2012 in Mumbai for retail investors, brokers, financial advisors. How to get an education LOAN for vocational courses
Here's what you must know in order to avail of loans that can help you pursue a professional course.
September 24, 2012
How to overcome financial DISASTERS
The financial impact of a contingency can be minimised through proper management of finances by the process of financial planning. Here's how
September 21, 2012
The 10-minute test for finding the RIGHT mutual fund
Use these rules to narrow the crowded field of mutual fund investments
September 20, 2012
LOST your credit card? 4 immediate steps to take
Here is a quick guide to the course of action a credit card holder should take, to prevent/minimise misuse or losses
September 18, 2012
New to shopping online? Beware of these traps
... and how to avoid them to have a great shopping experience online
September 17, 2012
MUST HAVE: Top 5 mutual funds for your portfolio
These funds have scored the best on the Morningstar Risk and Return rating grades.
September 14, 2012
Burdened with multiple loans? Here's how to deal with them
Ever faced a situation where you have to deal with multiple loans? Here's the solution to getting out of the mess...
September 13, 2012
Five common investment mistakes to avoid
It's not just about what you must do to create wealth but also what to avoid.
September 12, 2012
Should you opt for balance transfer on credit cards?
Does the balance transfer facility on credit cards benefit you? If so, how? What should you do to avail such a facility and what does it cost you to do that? Aditya Prasad explains the finer points of availing balance transfers on credit cards.
September 11, 2012
Young and rich? Get a Will right away
The growth of financial planning has led to several aspects of personal finance being considered important by individuals which were not given such importance hitherto. One such aspect is estate planning. Just the way it is important to create wealth, it is equally important to secure its transition to your loved ones without any legal hassles after you are gone.
September 10, 2012
6 alternatives to beat expensive personal loans
Here are six best alternatives that would cost you lower interest rates and beat personal loans hands down.
September 07, 2012
REVEALED: The difference between good loans and bad loans
Here's a surefire test -- aptly called the AI & A test -- to help you sift good loans from the bad ones.
September 06, 2012
4 things you must know about your banking transactions
These are crucial things that consumers must keep in mind while dealing with their banks.
September 05, 2012
15 ways the RICH think differently
The differences between how rich and average people think are numerous and extreme, according to Steve Siebold, author of How Rich People Think.
September 04, 2012
Credit cards: 4 things that can go horribly WRONG
Read this to find out what action you can take if these four things happen with you.
September 03, 2012
SIPs: How rupee cost averaging works
Deciding when and how much to invest is almost as important as deciding what to invest in. If you are saving money in a bank account, the sooner you invest and the more you invest, the more money you will earn in interest. The amount of interest you receive can go up and down depending on the interest rate.
August 31, 2012
Mutual fund NAV: FACTS and MYTHS
To make wise investments in mutual funds you must know facts and myths about net asset value.
August 29, 2012
How to invest NOW so you can retire with Rs 1 crore
This is how you should plan for your golden age in the absence of any social security
August 28, 2012
Don't let fear affect your long-term investments
The dangers of reacting to short-term economic sensations and making your investment decisions
August 27, 2012
How to assess your investment risk profile
Also, relying disproportionately on your risk tolerance to shape your asset-allocation strategy carries its own big risk.
August 25, 2012
How to cut your fuel cost and reduce pollution
No matter what kind of car you drive, there are still some simple steps you can take to reduce your polluting emissions and save some money on petrol.
August 24, 2012
Must-knows before you get that student credit card
Here's a checklist you must know before signing up for such a card...
August 23, 2012
4 things you MUST KNOW about your DEBIT card!
We sifted through the complaints that landed on our desks and dug out the issues that were most striking and uncommon when it came to debit cards.
August 22, 2012
Switching home loan lender? Remember THESE 4 things
We evaluate some significant factors that you must consider while switching your existing home loan to another lender
August 17, 2012
Financial planning: It's more than money management
Financial planning encapsulates more aspects than just saving, spending and investing, feels Ranjeet Mudholkar, chairman and CEO, FPSB India.
August 16, 2012
10 must-have mutual funds for your portfolio
Mutual funds are one of the best investment instruments to create wealth over long run. Here are the top 10.
August 14, 2012
Six ways of making GREAT investment decisions
There are a number of pre-requisites for us to be able to take informed investment decisions. Here are six most important ones.
August 09, 2012
Four tips to choose the RIGHT mutual fund
A step-by-step guide on how to choose the right mutual fund for your investment needs.
August 08, 2012
Equity vs fixed deposits: Why equity WINS!
Why you must ignore the noise that the India growth story is over and still invest in mutual funds and stock markets.
August 02, 2012
Investing: Is THIS debt scheme better than FDs?
How investing in non-convertible debentures gives better returns than investing in fixed deposits in these volatile times.
July 31, 2012
Five GOLDEN rules for being a successful stock investor
Understanding financial statements, value and economic moats are key to successful equity investing.
July 30, 2012
Mutual funds:Should you go for dividend or growth?
Here is a brief on the factors that govern these options and useful tips to help you pick the most suitable one.
July 26, 2012
The five-year scorecard for mutual fund houses
Which fund companies' equity funds clocked the best median performance over a five-year period? Here's the answer!
July 25, 2012
10 financial gifts for your sister this Raksha Bandhan
A financial Raksha Bandhan gift isn't as much fun as a regular gift. However such a gift is much more worthy then a box of chocolates from a fancy mall.
July 24, 2012
How to choose the right insurance cover
Some dos and don'ts while choosing a good insurance plan
July 23, 2012
Why YOU MUST invest in mutual funds
Many of the benefits of fund investment hinge on the importance of diversifying investments to reduce risk
July 21, 2012
Approaching 30? Here's how to get money savvy
How you manage or mismanage your money at this point in your life can make or break your financial future.
July 20, 2012
10 things your telecom service provider will never tell you
These 10 things will help you become a smart telecom services user
July 19, 2012
Six steps to protect your retirement funds
By scrimping and saving your whole life for retirement, you need to make sure those funds are kept safe for your future needs. Here are a few tips on how to protect your retirement funds
July 18, 2012
Five steps to reduce YOUR debt
Here are five steps to help you eliminate your debt and set yourself up to avoid problems in the future.
July 17, 2012
Can live-in couples get a joint home loan?
The reasons why banks do not lend money to buy homes to live-in partners and same sex couples...
July 16, 2012
10 investment tips for people under 25 years
If you are under 25 and meaningfully employed with decent earnings here are 10 investment tips to create wealth. Live chat: All you want to know about filing tax returns
Mahesh Padmanabhan of RelaxwithTax will host 'The Tax Window', a chat to answer all your tax queries between 2 pm and 3 pm IST on Monday, July 16, 2011.
July 13, 2012
10 MORE tips to become a SMARTER investor
In this article, we highlight 10 points that would help you score more on the bottom line.
July 12, 2012
Why this investing style makes better and steady returns
Here's why value cost averaging scores over rupee cost averaging.
July 11, 2012
10 things to know while filing income tax returns
In order to avoid late payment, interest and penalty know these things before filing income tax returns...
July 10, 2012
Read THIS before you go for gold loans!
Here's how banks charge interest rate and decide on the amount to loan when you go for gold financing.
July 09, 2012
Is your investment option WISE? Find out
Why you need a certified financial planner to help achieve your long-term goals. Seven reasons to SELL an investment
Here are some scenarios when you should sell your investment.
July 06, 2012
Want to save more money? Stop impulse buying!
Want to get rid of your shopping urges? Read how these friends got a lesson in controlling their shopping sprees!
July 03, 2012
Want FASTER REFUND? File tax returns ONLINE
Every taxpayer should prefer filing income tax return online in order to avail full benefits associated with it and to remain hassle free.
July 02, 2012
Swinging stock markets? Don't give up on your SIP
Are the market's swings making you rethink your monthly investment allocation? Staying put is the wise choice.
June 29, 2012
FAQs: Who is EXEMPTED from filing TAX RETURNS
Some important FAQs on who is exempted from filing of income tax returns as provided by Income Tax Department in their web site...
June 28, 2012
8 STUPID MISTAKES to avoid while filing TAX return
Avoid these common mistakes to have hassle-free filing of tax returns.
June 27, 2012
10 things you must know about insurance
10 salient points that are often a source of trouble for those who buy insurance.
June 26, 2012
10 tips to become a SMART stock market INVESTOR
Some of our most salient observations into 10 suggestions we think will make you a smart stock investor.
June 25, 2012
How to negotiate salary during interviews and appraisals
Here are important insights you must keep in mind while negotiating salary as freshers or during appraisals.
June 22, 2012
How compound interest can make you RICH!
It's not just how much money you start with that counts, it's also how much time you allow that money to work for you.
June 21, 2012
Understand THESE RISKS before investing in stocks
Investing in equity markets to earn a good return over long term is not a cakewalk. One has to understanding her/his risk profile and importance of asset allocation to achieve financial aims
June 20, 2012
When should you EXIT your MF investment? 5 POINTERS
Should you exit if your mutual fund has had a manager change? Ask these five questionsto help you decide.
June 19, 2012
Is this a good time to buy a home?
If the house is for self-occupation, the right time to buy a house is now. However, if the house is for investment purpose then there are other factors to consider.
June 18, 2012
Are you managing your money effectively?
Do you ever pause to think that you may be making more than enough but poor money management skills leads you to believe that there's never enough?
June 16, 2012
How to SECURE your credit and debit cards
Useful tips to protect users of credit and debit cards from being target of frauds.
June 15, 2012
10 things your bank won't tell you!
In order to acquaint you with some of the most common but often ignored facts about banking transaction, Akosha.com's Quick Tens brings forth 10 things your bank will never inform you about.
June 14, 2012
Choosing a financial advisor? 6 red flags to watch out for
These signs should ring the warning bells. Keep away from financial advisors exhibiting these signs.
June 12, 2012
Four insurance policies YOU must have
These insurance covers can prove vital to strengthen your protection against risks and uncertainties
June 11, 2012
How many credit cards should YOU own?
Some significant points before you zero-in on number of credit cards you should possess
June 09, 2012
How to choose the best education loan
Keep these five things in mind when you approach a bank for money to finance your education.
June 08, 2012
Want to become RICH? AVOID these 6 investing mistakes
The study of investors' behaviour offers some interesting mistakes you can recognise and avoid.
June 07, 2012
Don't Miss: 5 OUTRAGEOUSLY PRICED Android Apps
Not only outrageously priced but utility-wise these five apps on Google Play Store are also the most worthless. How to build a winning portfolio with Rs 2,000 per month
Don't think this is 'gyaan' on mutual fund investment. Rather it will help you build a future platform for wealth creation.
June 06, 2012
Two important lessons to learn from Facebook's IPO
The social network's bumpy ride since its listing highlights the dangers of investing in buzz and hype. Simple financial tips to retire early!
Early retirement is possible for those who have saved a large enough corpus to take care of larger than usual number of years in the retired life.
June 05, 2012
How to book stock market losses and make money
Booking losses at the right time forms the most important part of wealth management strategy.
June 04, 2012
Five ways to exit an insurance policy you don't need
Don't feel trapped if you have bought an insurance policy you feel you don't need any more. Here's the way out...
June 01, 2012
Five steps to a healthy financial life
Follow these to secure your financial well-being and enjoy a happy and peaceful life.
May 29, 2012
Want to save more tax? Add NPS to your CTC
But to avail the benefit of this new tax-saving scheme you will need to ask your employer to make some changes to your CTC package.
May 26, 2012
How YOU can deal with the petrol price hike!
Rather than complaining about the rise in petrol prices, Aditya Prasad suggests some really simple steps to deal with it.
May 25, 2012
GOLD: Best investment or ultimate BUBBLE?
Investing (or not investing) in gold may be a function of whether you're betting on or against the global economy.
May 24, 2012
Investing advice from the Man Who Foresees Disasters
Famed investor Jeremy Grantham wrote the 'The Longest Quarterly Letter Ever' to his investors recently. Here are some highlights.
May 23, 2012
The top 10 reasons why PPF is an ATTRACTIVE investment!
Some basic facts about PPF and also what makes it an extremely attractive investment option.
May 22, 2012
5 GREAT investment options when interest rates FALL
Attractive investment options available in the current market for retail investors. 6 reasons why Zuckerberg is the youngest billionaire
Facebook co-founder Mark Zuckerberg deserves the position because he dreamed it, planned it and worked it out.
May 19, 2012
Term insurance vs endowment plan: Which benefits you more?
Here's why term insurance always scores over endowment plans.
May 18, 2012
Stock markets CRASHING? No problem. Try STP
Current stock market volatility is making investors wary. There is no clear direction as to how markets will pan out over the next couple of months. In such times, a staggered approach to investing can be a good option.
May 17, 2012
Here's how SIPs will make you RICH!
This tried-and-true investment method not only protects capital but also makes money for you. It helps investors navigate volatile markets and avoid emotional investment decisions.
May 16, 2012
How to become a financial planner
The future presents ample opportunities to financial planners and advisors to launch themselves into various corporate and entrepreneurial assignments.
May 15, 2012
Investing in stock markets now? AVOID these 4 MISTAKES
Or how you can be on top of your stock market strategy and make money.
May 14, 2012
Why you should not buy these 5 insurance plans
You may easily skip buying these insurance plans without losing much. Buying any kind of insurance product, after all, should be based on your needs, feels Amit Sethi.
May 11, 2012
Is your mutual fund's RETURN worth the RISK?
There's more than meets the eye when it comes to a mutual fund's returns. Here's how you can check a fund's risk-adjusted return.
May 10, 2012
How to AVOID paying TDS on fixed deposits
There are in fact four easy ways to earn interest on fixed deposits and keep it too.
May 09, 2012
Why you should save and invest money?
To beat inflation and maintain living standards as time passes not only is it important to save and invest but equally important to do so wisely.
May 08, 2012
How many mutual funds should you own? Find out
Morningstar conducted a study to find out the number of funds you should own in your portfolio. Here are some interesting findings.
May 07, 2012
MUST READ: 10 things to know before filing tax return
Taxmantra has come up with few points which should be kept in mind before filing income tax return. This will enable you to file return without any encumbrances.
May 04, 2012
Switching your home loan lender? Read this first
Readers' queries on when, why and how to change their home loan lenders answered. GOLDEN RULES to invest in gold and silver
How should investors go about investing in gold and silver? Here are some simple rules.
May 03, 2012
EXISTING home loan customers, REJOICE! Here's why
With ICICI Bank amongst country's three topmost lenders already offering better home loan rates to existing customers post RBI's 0.5 per cent cut in repo rate in April, competitors too are likely to follow suit.
May 02, 2012
Govt's latest tax-saver: Don't invest before reading this!
Should taxpayers invest in Rajiv Gandhi Equity Saving Scheme to save tax? How much tax will they actually save? And what are the pros and cons you should check out before going for this scheme? Salil Dhawan offers his take.
April 30, 2012
How to spend your money wisely
While many individuals focus most of their time and energy on learning how to earn more money, it is important to note that without learning how to spend the earned money wisely along with the discipline of saving and prudent investing, they may not be able to create a promising future for themselves and their families.
April 27, 2012
How to hedge your risks against health hazards
How to hedge your risks against health hazards The last thing on your mind at the beginning of a new financial year is planning for your health hazards, but then, couldn't the need for it arise for anyone, at any time? Here are some useful tips on how to hedge your risks against health hazards.
April 26, 2012
Filing IT return with multiple Form 16s
Stuck with multiple Form 16s from a number of employers you switched during the course of a financial year and don't know how to file your income tax return? Here's help
April 25, 2012
Running HUGE CREDIT card bills? Here's why
A look at how finance charges and other fees are calculated on your credit card expenses.
April 24, 2012
DEFAULTED on a LOAN? Here's what to do!
First of all, do not PANIC and do something drastic. There are various ways to get out of the debt mess that you could be in.
April 23, 2012
Buying gold this Akshaya Tritiya? What you must know
Here are some significant facts about Akshaya Tritiya and options available to buy gold.
April 20, 2012
Online insurance: Important dos to buy the RIGHT policy
Carefully observe these important steps before you hit 'buy' to buy an online term insurance policy.
April 19, 2012
4 ways to secure your online banking transactions
Four tips to enjoy a secured online banking experience.
April 18, 2012
Repo rate cut: Expect only TOKEN CUTS in home loans
Home loan consumers shouldn't rejoice yet expecting a cut in their home loan rates, feels Harsh Roongta, CEO, Apnapaisa.com, a day after the banking regulator Reserve Bank of India cut the repo rate by 0.5 per cent. 4 reasons why your savings account earns more for you now
Let us discuss what has made your savings bank deposits a worthwhile avenue to park your funds now.
April 17, 2012
UNFRIENDLY credit card CHARGES you must know
Be careful about what and how you spend using your credit card while travelling abroad.
April 16, 2012
REVEALED: Six secrets to reduce your car loan EMIs
A look at few things about car loans which can save a lot of money for every car loan customer.
April 13, 2012
Filed income tax online? You are NOT DONE yet
Now that you know what you must do BEFORE and WHILE filing income tax returns online, here's what you must do AFTER you have filed returns online.
April 12, 2012
DON'T file your TAX return online before reading this
Filing income tax returns in a hurry without adequate information about the procedure could add to your woes.
April 11, 2012
A dummy's guide to set you FREE from DEBT
In spite of steady, regular income there are many individuals who live paycheque to paycheque, carry their credit card outstanding, and fail to save anything for retirement. If you belong to this tribe, now is the right time to take urgent action.
April 10, 2012
Now, SECURE your INSURANCE policies in demat form
Just like investors holding dematerialised shares with depository participants, individual insurance policyholders will be able to stack their insurance policies too in electronic form very soon, thanks to some path breaking initiatives by the insurance regulator, Insurance Regulatory Development Authority.
April 09, 2012
Now, using credit and debit cards will COST you LESS
Move over Visa, MasterCard and American Express. Here's an indigenous, cheaper alternative that will not only benefit Indian banks but Indian who use debit cards and credit cards to make payments.
April 05, 2012
Study Abroad: Cough up more security or top-up your loan
The new visa norms mean a student's budget goes up by Rs 4-5 lakh on average, besides the rupee volatility.
April 04, 2012
Co-branded debit cards: How GOOD are they?
Debit cards have been increasingly gaining importance as well as acceptance amongst Indian customers. The Indian customer being more of conservative in attitude finds better cash management with the debit card. The increased usage of debit cards led to the advent of co-branded debit cards. But are they any good?
April 03, 2012
Budget 2012: 8 ways it impacts the SALARIED
Budget 2012 announced by honourable finance minister Pranab Mukherjee will have impact on individuals also: salaried individual as well as self-employed. In this write-up we have tried to summarise various amendments which would have impact on them.
April 02, 2012
Simple ways to SAVE and become RICH
Money earned is money saved. But the question we face is why to save and how to save? We try to answer the two questions in some simple ways.
March 30, 2012
Banking online? TOP 6 MALWARE you should be BEWARE of
These can filch your passwords, deplete your bank accounts and even infiltrate highly secure bank web sites.
March 29, 2012
What you need to know about mobile money transfers
Salil Dhawan of Investment-Mantra.in evaluates Airtel Money -- a mobile money transfer service started by mobile service operator Bharti Airtel.
March 28, 2012
How to manage money while travelling abroad
Do you often travel abroad on business or leisure? Here's a simple guide to help you keep a track of how much you spend, swipe and withdraw from international ATMs.
March 27, 2012
Get the BEST possible deal insuring your car!
Some common factors which are taken into consideration while deciding insurance premium.
March 26, 2012
Budget 2012: A perfect GIVE and TAKE!
Financial expert Anil Rego feels that there is nothing much Union Budget 2012-13 offers to the taxpayers.
March 20, 2012
Budget 2012: What is in it for YOU?
Should you be popping the champagne or perhaps sulking around? Salil Dhawan decodes the budget and tells what it has in store for people like us.
March 19, 2012
MUST READ: Why Budget 2012 disappoints the salaried class
Salil Dhawan lists out the many disappointments that this year's Union Budget has for the salaried class of people.
March 15, 2012
BUDGET: A start-up's open letter to Pranab Mukherjee
Moulya Software's founder Pradeep Soundararajan in an open letter to finance minister Pranab Mukherjee pleads for a budget that would encourage start-ups to become tomorrow's Infosys, Tata and Reliance.
March 14, 2012
Direct Taxes Code: A game-changer for taxpayers?
Financial and tax expert Anil Rego of Right Horizons has his doubts.
March 13, 2012
How to SECURE your child's financial future
A look at some investment options available for planning your child's future.
March 12, 2012
Banking online? How to avoid identity theft
A look at the features of your password protection policy that compromise online decit/credit card transactions and how to secure them.
February 29, 2012
Tips to OPTIMISE your take-home salary
With the tax-filing season upon us here's a quick recap of what salaried employees can do to minimise their tax liability and increase take-home salary.
February 28, 2012
Top 5 BEST value-for-money smartphones above Rs 20,000
Here are five smartphones that offer best performance for every buck spent. Why you should BUY bank stocks in 2012
Why the banking sector is so very important for the economy, its performance in the year 2011, key challenges in the year 2012 and why it can be a turnaround story in the year 2012.
February 27, 2012
6 tips to manage your financial problems
Six issues affecting your financial management and their possible solutions.
February 24, 2012
Top 5 apps to calculate your tax for FREE
Here are apps for Android and Symbian platforms that will tell you all about Indian tax laws and also help you calculate your tax liability.
February 23, 2012
These investments will give better returns than FDs
Now that interest rates are headed downwards fixed deposits will no more be attractive to investors. Stock markets too have run up too fast since January 2012. Here are some alternatives to earn higher and relatively risk-free returns.
February 22, 2012
The pros and cons of personal loans
Personal loans are just not about goodies. There are costs too.
February 20, 2012
7 lessons for investors as stock market rallies
In case you have missed the bus again -- like retail investors in the stock markets often do -- here's what you must keep in mind even as the stock market rally continues.
February 16, 2012
Real estate hotspot: Trends in Ahmedabad
In the third part of the series on real estate hotspots in India, estatelister.com highlights why Ahmedabad could emerge as a long-term investment bet.
February 15, 2012
Are you adequately insured? Here's how to find out
People end up buying insurance policies assuming they are securing their family's future but little do they realise that their choice of policy is often not right and they are often grossly under-insured.
February 13, 2012
7 financial facts you must know about your Valentine
Know these facts about your Valentine to keep bitter surprises away.
February 10, 2012
Most promising real estate hotspot in Pune
In the second part of this series that identifies fastest emerging real estate hotspots in India, Estatelister.com explains why Kharadi, close to Pune Airport in Maharashtra, is emerging as a new investment hub.
February 09, 2012
How to stop financial leaks and save more
Invest the amount you BURN every month on smoking cigarettes, drinking alcohol and eating out at luxury hotels according to this plan. The end result: Better health and higher savings.
February 08, 2012
Treat stock market falls like discounts. SIP on every dip
When markets crash it is indeed time to be cautious. But here's why and how buying makes sense at such times.
February 07, 2012
Investing: 6 things you wish should happen in 2012
The first month of the New Year began with a bang for the stock markets. Here are six other things we wish should improve for investors, borrowers and savers as we go ahead.
February 06, 2012
A roadmap for smart investors in 2012
Should investors buy stocks, debt, gold and real estate in 2012 after a forgettable 2011? Read this to find out.
February 02, 2012
Have a bad credit history? Here's a loan just for YOU!
Just because you have some blemishes on your credit score card or an uneven income stream shouldn't disqualify you from getting a personal loan. Buying real estate at property fairs? Beware!
Here's what you must watch out for while inquiring about real estate deals at property exhibitions.
February 01, 2012
4 reasons CONSUMERS should look forward to 2012
Here is a quick go-through of the four biggest decisions on consumer rights in the year 2011 that augur well for them in 2012.
January 31, 2012
How to make good use of your annual bonus
A list of financially prudent things (in the order of priority) that you can do with your annual bonus.
January 30, 2012
Financial planner vs adviser: Know the difference!
There is a real confusion among investors over who a financial planner is and who an investment advisor is. These terms are used very loosely, so it is necessary that one understands the function of each of these professionals and approach the right people.
January 27, 2012
4 reasons why India is a good country for education loans
Last year the Indian government came up with many proposals for modifications in the existing education loan system. These proposals are helping students seek education loans on better terms.
January 25, 2012
Tax benefits under Sec 80C, 80CCF, 80D, 80G and 80E
There's more to tax0-saving than just Section 80C. The other sections mentioned here too offer good tax deductions to taxpayers. How to prevent cheque frauds
Even in this electronic age cheques are still the preferred mode of payment and banking transactions. Naturally, cheque frauds are rising too. But you can easily prevent them.
January 24, 2012
How to make your money work hard and earn good returns
Asset allocation, is actually both an art and a science. Here's how to make the most out of your asset allocations to various sectors.
January 23, 2012
Organise your financial life, keep a record online
People may make right financial decisions but unless backed by efficient record keeping, the task is only half done. The importance of effective record keeping cannot be undermined. Here are a few tips to help keep your financial records in order.
January 20, 2012
Why you must invest in ELSS funds
Find out why equity linked savings scheme is the best investment option for tax savers, why it is a favourite of tax-savers, what factors you must to consider while investing in ELSS mutual funds and how to choose them.
January 19, 2012
5 reasons you shouldn't invest along the Yamuna Expressway
In the second part of the series on real estate investments in and around various hotspots in India we take a look at the Yamuna Expressway. Estatelister.com gives five reasons why the Yamuna Expressway will not turn out to be a multi-bagger in the next five years.
January 18, 2012
Savings rate war: Don't switch your bank
With a slew of banks alluring customers with 6 to 7 per cent annual return -- instead of the staid 3 to 4 per cent -- on savings account deposits, customers are confused if they should switch their account to these banks. Salil Dhawan of Investment-mantra suggests you should not.
January 17, 2012
Pay insurance premium smartly and save extra money
Paying the insurance premium annually under this strategy will provide Rs 1 lakh extra by the time your policy matures.
January 16, 2012
5 financial blunders to avoid and become richer in 2012
Most investors sell in panic, act like a trader, don't understand the difference between price of a stock and its value, are not consistent in their investment strategy and deviate from their asset allocations that leads to wealth destruction, writes Ramalingam K.
January 13, 2012
Most promising real estate hotspot in Navi Mumbai
Here's a series that will help you understand the factors responsible for why some areas in India are fast emerging as real estate hotspots and help you make informed choices while investing in real estate. Studying abroad? Why you MUST insure your education loan
While the murder of an Indian student in UK in December 2011 can never be condoned the incident brings to forefront as to why Indians going abroad for expensive higher education must insure their education loan.
January 11, 2012
A dummy's guide to understanding insurance riders
A brief evaluation of what insurance riders are actually about and which one of them could be most appropriate for you.
January 10, 2012
4 reasons why a FALLING rupee means EXPENSIVE homes
While high interest rates, huge inventory of unsold stock is making one feel the prices of homes would come down, a fall in the Indian rupee over the past four months is making your dream homes expensive. Here's how.
January 09, 2012
Buying insurance ONLINE? A must-read 7-point CHECKLIST
Do you think that buying term insurance online is a headache one must avoid? This 7-point checklist will help ease your anxiety.
January 05, 2012
Top 5 mutual funds to watch out for in 2012
The top five recommended ELSS based on Fundsupermart.com's in-house research methodology.
January 04, 2012
Top 10 personal finance news that affected your money in 2011
Here's a summary of top financial events that affected your money directly in 2011.
January 03, 2012
A GUIDE to different types of credit cards
12 types of credit cards you must know of and when you become eligible to own one.
January 02, 2012
Investing in stocks: TOP 3 sectors to watch out for in 2012
2011 was not a particularly bullish year for Indian stock market investors as the Sensex reported a fall of 23 per cent. While 2012 too begins on a pessimistic note, Salil Dhawan, editor, Investment-Mantra, suggests three sectors that could provide decent -- if not stellar -- returns in the New Year.
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