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Personal Finance

August 30, 2012
Corp Bank, Union Bank cut rates on home, car loans
Corporation Bank has decided to slash interest rates on home, car and educational loans with effect from September 1 for a three-month period.
August 22, 2012
Want to teach your child importance of saving? Try this
Banks like ICICI Bank, ING Vysya Bank, HDFC Bank and Kotak Mahindra Bank provide savings bank accounts for children (below 18 years).
August 03, 2012
Planning to buy'builder floors'? Read this....
The builder floors can be developed either by established builder, individual land owners or as joint venture of both the parties.
August 01, 2012
Missed the deadline for filing tax returns? Don't panic
There are ways to salvage the situation by filing belated returns under various clauses.
July 25, 2012
Now, check your PF account on EPFO site
Over 50 million subscribers of the retirement fund body EPFO can obtain e-passbook along with details of their updated accounts online from Wednesday.
July 23, 2012
I-T dept adds column for declaring foreign assets
Tightening the norms, Income Tax (I-T) Department has introduced a new column seeking details of foreign assets in the Income Tax Return (ITR) forms for the 2012-13 assessment year. Simple steps to e-filing income tax returns
The deadline for filing income tax returns is (July 31) fast approaching. While many may be filing returns through their chartered accountant, filing e-returns (electronic returns) is the fastest and more convenient.
July 03, 2012
Multi-asset funds are for passive investors
With gold prices rising and debt holding steady, fund houses have launched multi-asset funds for passive customers who are not so nimble while churning their portfolios.
June 27, 2012
Where should you invest? Stocks or MFs?
In an hour-long chat on rediff.com on Wednesday, stock market and investment expert Vinay Mahajan offered some valuable investment tips.
June 18, 2012
Is it yours? Rs 1,200 crore unclaimed deposits in banks!
It is not impossible to claim a 10-15-year-old deposit, but the process can be cumbersome and time taking.
June 06, 2012
Some golden investment tips
In an hour-long chat on rediff.com on Wednesday, financial planning expert Vinay Mahajan offered some valuable investment tips
June 05, 2012
In-depth: A complete pension plan guide for you
In a pension plan, a person makes an investment either by one-time payment or in instalments for a fixed period of time and in return gets a regular return either for a life time or for a fixed term depending on the plan.
June 01, 2012
Trading in options comes cheap, but with risks
Index options safest in derivatives but can wipe out all the capital if attempted without knowledge. Want to SAVE tax? Try these offbeat options
One of the best ways to take the time to research and plan well in advance, is to start on this exercise right in the beginning of the financial year and not at the end of the it, when there are bound to be different constraints on the cash flow and also confusion over what to choose in the last minute frenzy.
May 31, 2012
Buying a property? Learn about loan to value
The Reserve Bank of India has brought about many new directives and guidelines in order to curb speculation in the property market as the sector stands poised for a revival post recession recovery.
May 29, 2012
Facts that your insurance agent NEVER tells you
It is, thus, a good idea to get all your doubts clarified right from the beginning to avoid unpleasant surprises later.
May 28, 2012
How to build debt portfolio in uncertain markets
Risk-averse investors can invest in fixed income products as these are giving good returns and are tax efficient. Going for an insurance policy? Look beyond life, health
While these two are important, there are other risks such as loan repayment and retirement that you need to insure.
May 25, 2012
How to choose a non-resident account
Consider taxation and currency risks before choosing between NRI, NRO and FCNR accounts.
May 21, 2012
Joint property ownership isn't a hurdle to tax benefit
If property is purchased by one person, he/she will get the full tax exemption. If bought together, proportionate exemption is allowed
May 17, 2012
Concept Investing: A new way to manage your portfolio
There are varied styles of picking stocks but these may not suit your investment profile. So, check before getting lured.
May 15, 2012
Markets volatile: Which stocks should one buy now?
Stock market and investment expert Vinay Mahajan offered some valuable investment tips
May 10, 2012
How to buy properties in foreign countries? GREAT tips
More and more Indians are opting for offshore properties as a second home in exotic locations.
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