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March 29, 2015
Why investing in stocks is so difficult!
No one is right all the times. Recognising the market signals is a very important part of your portfolio creation, says P V Subramanyam

March 26, 2015
How to secure your child's financial future
You need careful planning to accumulate a corpus for your children's dreams and goals

March 25, 2015
11 credit card charges you probably don't know
There is no such thing as 'free' credit cards. Most of the charges associated with your card are not even told upfront to you. Knowing about these various fees and charges will put you in good stead and help you use your card prudently.

March 24, 2015
Hurry! You can still file your tax returns for 2012-13 and 2013-14
Don't feel miserable if you missed the cut-off date for filing income tax returns for financial year 2013-14, which was, July 31, 2014. You have another chance to e-file your tax return before March 31, 2015. Don't miss this one.

March 17, 2015
7 ways to start living the rich life, right now!
Whatever your income, we show you how to live the rich life.

March 15, 2015
What a 60% return in one year does to your life?
It's not just about money, honey!

March 14, 2015
Taxercise: Ensuring your financial health
If you plan it out, instead of rushing it in the last moment, you will realise how much you have saved and the difference it makes to your personal wealth.

March 13, 2015
Is Sukanya Samriddhi Scheme the best investment for your girl child?
Let us look at this scheme a little more in detail.

March 12, 2015
4 money lessons you can learn from President Barack Obama
Here's what the 44th President of the United States can teach you about making money.

March 11, 2015
Top 6 tips to choose your retirement plan
How do you decide which retirement plan is the best one for you? Here are the top six parameters to keep in mind when finalising one for your golden years.

March 10, 2015
Tax implications of investing in mutual funds
A primer on tax you pay on your mutual fund gains

March 08, 2015
Women's Day Special: Get your finances in good shape!
You are already a superwoman! Now add another feather to your cap by driving your own financial planning.

March 06, 2015
3 money lessons we can learn from Holi
Look beyond the festivities and soak up the lessons that this wonderful festival of colour teaches you

March 05, 2015
8 ways to rock the weekend, on a shoestring budget!
Weekends can be fun without spending too much only if you could think a little creatively. It is indeed possible to have a killer weekend, even when on a budget!

March 04, 2015
Nifty@9k: Should you be greedy or fearful?
Let us UNDERSTAND one very important thing. We are in a sweet spot as far as returns are concerned.

March 03, 2015
7 home loan problems borrowers face in India
Each problem is discussed in detail and appropriate remedies are mentioned along with it.

March 02, 2015
Budget 2015: The impact on your salary and savings
Simple takeaways from the Union Budget 2015-16 and how it impacts your life

March 01, 2015
All you must know about education loan for B-schools
There are certain key points that one must know when while applying for education loans

February 28, 2015
How to identify wrong advice
When you get advice from somebody you are hardly in a position to tell whether it is in YOUR interest, right? Well, here are some tips!

Decoding Union Budget 2015-16: What's in it for YOU!
In an online chat with readers a few hours after the Union Budget 2015-16 proposals were announced by Finance Minister Arun Jaitley, Sundeep Agarwal, Director, PwC India, answered related queries to help put the announcements into perspective.

February 27, 2015
There is more to Union Budget than just Income Tax exemptions!
Anil Rego, CEO, Right Horizons lists out the important things, of course, apart from the IT exemption limit, that the salaried class must be looking forward to in the Union Budget 2015-16 that Finance Minister Arun Jaitley will present tomorrow morning

Investors, how not to be your own enemy!
All investment decisions can be distorted by your own biases. Understand your biases and make informed decisions.

February 25, 2015
8-point Budget wishlist for Santa Jaitley
While we have our wish lists ready, it's only on February 28 that the verdict will be out. We do hope the FM plays Santa and brings some good cheer in this financial year. Meanwhile let's take a moment and list our expectations.

February 23, 2015
Overdue on credit card payment? Help at hand from RBI
If you are panic-stricken because of your inability to repay even your minimum amount due on your credit card, help is at hand.

February 21, 2015
12 things that hurt you financially
Check if you too are guilty of harming yourself financially

February 20, 2015
Saving vs investing: What's in it for you!
Saving is not the same as investing as many people wrongly assume. But what's the difference between the two? How does each benefit you. Larissa Fernand has the answers

February 19, 2015
Are you adequately insured?
This question remains unanswered most of the time due to lack of knowledge or guidance. No more!

February 18, 2015
Compare and choose: A home loan guide for 2015
In order to make your dream of chasing a home a tad bit easier, we bring you a ready comparison guide for home loans.

February 17, 2015
Invest, save, earn: 3-in-1 ELSS mantras
Here's why equity-linked saving scheme is the best among section 80C tax-saving instrument for taxpayers

February 16, 2015
7 reasons why you should invest in mutual funds
Why should I invest in mutual funds? Why cannot I invest in equities directly? Here are 7 simple reasons

February 13, 2015
Here's how to save tax!
A simple primer on how much money taxpayers can save under various sections of the Income Tax Act.

February 11, 2015
Joint home loan with your Valentine: The pros and cons
Before opting for a joint loan with your parents or spouse (after all, anybody who you love is your Valentine) you must first understand the implications of this loan.

February 10, 2015
Valentine's Day Special: Save money, honey!
Spending money to make this day special is the easiest way out, but also very predictable and boring. Some creative thinking and you can indeed spend less money and have more fun!

February 09, 2015
What HR professionals should know about money
Though it may be anecdotal, there are some HR people who cannot reconcile their own salary from a CTC to take home!

February 08, 2015
Beware of banking frauds: You could be a victim
Here are five things that fraudsters are likely to say or do that should set the alarm bells ringing in your head.

February 07, 2015
New or used? Important tips for buying a car
These pros and cons can help you overcome your confusion and make a wise decision.

February 06, 2015
3 retirement planning pitfalls
A quick look at where people can go wrong.

February 05, 2015
Is having debt good for your credit score?
In order to be eligible for a loan when you really need one, it is imperative to maintain a good credit score. By having a good mix of debt and servicing it regularly, you can maintain a good credit score and be loan ready at all times.

February 04, 2015
6 best ways to save tax
A tax plan is not only to save taxes, it should also assist you in achieving your other financial goals such as buying a home, a car, children's education, retirement to name a few. Here are some top ways in which you could plan for your tax savings

February 03, 2015
7 more reasons why your credit card could be declined
If you ever face a situation where your card transaction is declined, it is advisable to call your bank and check with them for the cause. In most cases, unless it's a fraudulent issue, the problems will be resolved on the phone.

February 02, 2015
5 steps to avoid credit card debt
...and maximise returns from your card

February 01, 2015
Investing in stocks? Learn volatility first
If you have to make money in equities, you need to understand volatility and try to make it your friend, says P V Subramanyam

January 30, 2015
5 smart tips for home loan customers
Do you aspire to purchase a house? Are you depending upon a bank or housing finance company to fund your needs? Is the same rate of interest charged by two different lenders confusing you? You are at the right place.

January 29, 2015
Value investing is difficult because...
All investors are value investors. Or they at least like to believe this. So let us see why VI is so difficult to achieve, even though philosophically it is easy to understand.

January 28, 2015
How to plan smart for your retirement
: Get serious about your retirement planning. You don't want to be broke in your eighties! Making smart decisions now will help you enjoy your retirement years.

January 27, 2015
Saving smartly! 10 quick tips to get you started
Work fetches money and that is what keeps us going. But how about money fetching more money? We plan to give you what you need to get started.

January 25, 2015
BORROWING to buy an asset? Don't!
However, if you do borrow for say buying a house -- most people do -- do not be in a hurry to repay the loan. Take a loan at a young age and keep it on for the whole period.

January 23, 2015
Should you invest in PPF or ELSS?
There is no clearly defined right or wrong answer since both target different needs of a portfolio.

January 22, 2015
Busted! Top 3 credit score myths
Correct your friends the next time they try to scare you; offer them tips on how they can improve their credit scores if they are poor borrowers

January 20, 2015
Happy New Year home buyers!
If you have plans to buy a new home in 2015, there's good news for you

January 19, 2015
11 ways to build the habit of saving money
Virender Kapoor tells you just how to get started.

Double gain: How life insurance benefits you
Life insurance offers dual benefits: financial security to your family in case of the policyholder's death as well as helps you save tax, says Alok Patnia.

January 15, 2015
Want to be wealthy? Avoid these simple money mistakes
Many people like words like wealth creation, equity, SIP, etc. It does not mean they understand the whole process is not so difficult. Neither is it so easy. Here are some mistakes people make with their investments

January 14, 2015
5 financial decisions for the New Year
These simple changes can add a significant thrust to your overall money management over time.

January 13, 2015
Money lessons from Makar Sankranti
Let's take you on a fun journey on kites and Sankranti traditions and guess what? You can learn a thing or two about financial planning from it as well.

January 12, 2015
6 ways to manage money after a layoff
If you have recently been laid off or are worried that your neck may be in the line, it is natural to be worried about your finances. But worrying, as you know, will not get you anywhere. Here are some tips about what you can do to keep the boat from rocking and keep your CIBIL score intact while doing so.

January 09, 2015
Money tips for your children
Sanjay Matai, a financial adviser and author, penned this advice for his son when he got his first job and first paycheque.

January 08, 2015
Are Indians over-insured?
Are you surprised at this title? Well, then read on to find out the truth...

January 07, 2015
10 tips to survive a layoff, financially
Have you been fired from your job recently? Or do you fear it will happen soon? Here are a few tips on how you can survive a layoff, financially.

January 06, 2015
Wallet stolen? Here's how you can get back on your feet
Going through these steps are by no stretch of imagination fun things to do, but if you do indeed lose your wallet, these steps may come in handy and reduce your stress.

January 05, 2015
Stocks: The BIGGEST wealth creators since 2009
These were the fastest and most consistent wealth creators over the past 5 years.

January 02, 2015
Investments resolutions for 2015
Yes, you need them: to complete the resolutions that you had made in 2008, 2009, 2010, 2011, 2012 and 2013. There is no point in making new resolutions if you have not lived up to the previous resolutions, right?

December 31, 2014
How to become rich in 2015? 6 easy ways for you
Here are six New Year Resolutions which will definitely help in achieving your financial goals in the long run.

December 28, 2014
Year-end reminder: Some investing common sense
Simple, sharp and witty... P V Subramanyam offers 12 mantras to become a successful investor

December 26, 2014
8 credit mistakes that you must avoid
Paying just minimum amount due? Closed your oldest credit card? Have never accessed your CIBIL report? You could be in trouble :(

December 24, 2014
Bulls, bears, wolves, pigs... All the animals in the stock market jungle!
When it comes wildlife, stock market investors can immediately identify with bulls and bears. But there are other animals in the stock market jungle too.

December 23, 2014
4 silly reasons why people don't invest in stocks
Except investing more and investing for a longer period mankind will do anything to increase its wealth.

December 22, 2014
Top 7: Money Resolutions for 2015
To ensure a better financial future, resolve yourself to follow these simple money tips.

December 19, 2014
CIBIL credit score dropped after clearing your loan? Here's help!
Here's why it happens and how you should avoid it.

December 18, 2014
Looking for a home loan? Age no bar!
A few important factors to keep in mind while applying for a home loan, and strategies to manage it, whatever your age.

December 16, 2014
Avoid these 4 home loan mistakes at any cost!
Until your home loan is sanctioned, some silly mistakes on your part before making the first move can derail the most important goal of your life.

December 14, 2014
11 reasons why people overspend
A list of what I have seen and what I think. If you agree with this post and have many reasons of your own, please share them with us!

December 12, 2014
5 tips to make the most of this online shopping festival
If you are raring to go this festive season, here are a few tried and tested tips to help you avoid online shopping pitfalls.

December 11, 2014
Busted: 4 CIBIL credit score myths
Middle class Indians have grown up with the belief that living on credit is essentially a bad thing. You are in trouble if you think the same, cautions Rajiv Raj

December 09, 2014
Buying a house? 5 things to watch out for
If you're in the market for a new home, now may be the perfect time to make your purchase. But, before making an investment for lifetime, there are many factors that come into play and much to be considered.

December 08, 2014
4 smart ways to manage your home loan
Start now, and sail through your tenure like a pro!

December 07, 2014
Investing in stocks is always profitable, but... not always easy. Here's why!

December 03, 2014
4 reasons why credit cards are better than cash
If you do not overspend, we advise you to get yourself a credit card. It will open up a whole new world of benefits.

December 02, 2014
Planning to buy a new house? 5 important factors to consider
To ease the process of decision making while buying a house, we have put together important factors you need to consider.

November 29, 2014
Can you afford a new car?
Here's a checklist to find exactly that!

November 27, 2014
Should you pay off your loan or invest for retirement?
Look at the pros and cons of both the options and take a decision yourself!

November 26, 2014
3 ways to benefit from an interest rate cut
How should you, as a consumer, be prepared for a rate cut, if any? Read on to find out more.

November 25, 2014
How EMIs destroy your dreams!
Abhishek Agarwal takes a controversial view on how our dreams are being mortgaged by EMIs we keep paying month after month.

November 24, 2014
Here's how to pick a 'great' mutual fund!
With so many equity funds available, how does one go about selecting the right one? Here are some simple tips...

November 20, 2014
A dummy's guide to auto insurance
Here's all you want to know about insuring your priced possession!

November 19, 2014
Money lessons from Rohit Sharma's historic knock
So what money lessons did we learn after watching Rohit Sharma's magnificent, world record inning unfold? Read on...

November 18, 2014
Insurance basics: What is a Claim Settlement Ratio?
Buying an insurance policy? Claim Settlement Ratio helps you find out the chance that your claim will be settled and how soon it will be setled.

November 17, 2014
Six benefits of FDs you perhaps didn't know
Traditionally FDs have been plain vanilla products but nowadays amid cut-throat competition, banks have modified these keeping in line with customers' requirements.

November 15, 2014
5 simple investment tips that work! ALWAYS
These are old nuggets which have been dished in the past. repeating them and frankly do not care if you do follow or not.

November 14, 2014
Financial planning for the special child
Let us take a look at some of the things that one should keep in mind.

November 13, 2014
Why should your ATM usage hurt your pocket?
So what if your bank has imposed/will impose a transaction fee of Rs 20 for using ATMs after your fifth visit in a month? You can still remain within your free transaction limits and avoid being charged at all. Wondering how it is to be done? Read on.

November 12, 2014
Never get rejected for a loan! Here's the mantra
Follow these 6 Cs of building good credit and your lender will never disappoint you!

November 11, 2014
Going for a business loan? 5 things you must know
Here are some features you should be looking out for if you want to opt for a business loan...

How to size up your post-Diwali debt
If you are one of those who is now staring at your credit card bill and wondering how to go about it, here is the way out.

November 07, 2014
How to select a ULIP
Confused about what the agents tell you about this investment product? Then you must read this

November 05, 2014
Want a home loan without any hassles? Read this
A critical factor that can ensure easier and hassle-free access to home loans is keeping a watchful eye on your Credit Information Bureau India Ltd (CIBIL) Report and CIBIL TransUnion Score.

November 04, 2014
Should you buy insurance for travel within India?
Let us take a look at why it is important to opt for travel insurance even for domestic use.

November 03, 2014
3 ways to earn more money out of your fixed deposit
High volatility in the stock market coupled with falling inflation has brought back fixed deposits as an attractive investment avenue for the investors who are looking for fixed returns.

November 02, 2014
14 signs that prove you earn less but spend more
Sorry guys and gals but you have really inspired me to write this. You can hate me for this but honestly, this is dedicated to you. Here it goes!

November 01, 2014
Financial lies that we tell ourselves
We don't lie just to people we know. We also lies to ourselves. These are financial lies that we love telling ourselves...

October 31, 2014
These credit cards save money for you!
Just like our older generation, you should realise that a penny saved now would come in handy when you need a penny.

October 30, 2014
Credit card safety in 8 easy ways
It is better to be safe than sorry!

October 28, 2014
Missed your loan EMI? Be prepared for these consequences
Top four consequences for you to keep in mind before you miss a mortgage payment

October 27, 2014
7 money lessons for 20-somethings
(Because things will only get more expensive from this point onwards)

October 26, 2014
Three SHOCKING money mistakes!
Make these and they will ensure you will NEVER GET RICH!

October 21, 2014
4 ways to avoid falling into a debt trap this Diwali
These tips will keep you away from dark nights after Diwali

October 20, 2014
Money-wise: 5 tips to have a cracker of a Diwali!
By implementing these simple ideas you will not only have saved a lot of money, but ensured that you do not find yourself in a pile of credit card debt or have thrown your monthly budget out of gear.

October 19, 2014
What an insurance agent says and what he means!
The other day I did a small gig on what a real estate agent says and how you should interpret it... today it is the turn of the insurance agent. :-)

October 17, 2014
5 reasons why you mustn't reveal your salary to your partner :-P
Can you imagine all the things you can buy!?!

October 15, 2014
What real estate brokers say and what they mean :-)
Don't trust what your broker tells you about a house you want to buy!

October 13, 2014
Married? Your car insurance can come down by 20%!
Apart from traditional factors, some new parameters have also been introduced into auto insurance agreements, which can prove to be a boon for the policyholders and can lower their premiums.

October 11, 2014
3 lessons for online shoppers after the Flipkart sale
Don't hit the buy button as soon as you hear of the next BIG online sale this Diwali. Here are some very important lessons -- in the light of how some online shoppers felt cheated after Flipkart's 'Billion Day Sale' -- that could save you time, money and peace of mind, says Rajiv Raj!

October 10, 2014
8 times when banks don't give you credit cards
Some of the most common grounds on which card issuers reject credit card applications in India, along with tips on how to overcome these hurdles.

October 09, 2014
Buying/selling a house is a nightmare :(
Here are some amusing anecdotal experiences that buyers and sellers of residential units witness every day. Share yours!

October 08, 2014
3 money lessons from Fashion Week!
A high fashion event can teach you a thing or two about money matters! Intrigued? Then read on to find out more!

October 04, 2014
8 simple steps to create wealth
Not saying these are enough, but this is a good beginning, says P V Subramanyam.

October 03, 2014
Four money lessons from Dussehra
As you spruce up for Dussehra puja this year, we have a suggestion for you! How about looking at your finances in a whole new way?

October 01, 2014
Five great reads that will teach you how to tackle debt!
Here are some great books on personal finance and wealth creation that tell you all about how to avoid a debt trap and transform the way in which you handle your finances.

September 30, 2014
12 things your bank must do for you
A conduct checklist for banks and financial institutions in India that must be followed while dealing with loan applications.

September 29, 2014
15 questions you should ask your financial planner
To be sure that you are committing your money to the right person, you must ask these questions to your financial planner. There is no point in cribbing after you have committed your money! Is there?

September 28, 2014
Why investing in stocks is better than real estate
Investing in stocks offer secrecy, partial liquidity and freedom to invest even a small amount, says P V Subramanyam

September 27, 2014
Is cash the safest investment option?
Considering 12 per cent inflation and savings bank return of 4 per cent per annum all your cash burn out in 12 years.

September 26, 2014
Keep track of your financial health this festive season
Gifts for loved ones, spending on yourself on impulse buying on EMIs and credit cards can leave your financial health completely stressed by the end of the year, says Harshala Chandorkar, Senior Vice President -- Consumer Relations, CIBIL

September 25, 2014
6 good reasons why you must go for personal loans
But before borrowers jump in joy they must know about the drawbacks too!

September 23, 2014
6 useful tips to avoid credit card debt traps
Did you know that credit cards can in fact help you to improve and build your credit score if used responsibly and wisely!

September 22, 2014
How to make a personal budget that works
A budget is nothing but a tool to keep your spending under control and ensure that the monthly expenses are lower than your monthly income. Here are some tips on how you can make your budget work

September 21, 2014
A comprehensive guide for first-time home buyers
Taking a home loan is a long journey, which involves many stages. The key to getting your home loan in a smooth way is being familiar with the entire home loan process

September 20, 2014
3 popular fund manager tales you should not believe
Most of these stories are real, but in the world there have been long periods of time when these have not worked.

September 19, 2014
10 evergreen money lessons for the young
Follow these simple tips and you will be on your way to getting prosperous.

September 18, 2014
Four mistakes that can cost you serious money
And here's how not to make them...

September 17, 2014
Have you missed your credit card bill payment?
Here's how to get out of this situation without hurting your CIBIL score.

September 04, 2014
Should you invest in infrastructure funds?
Better stick to equity diversified funds, says Larisssa Fernand

September 03, 2014
'What are the benefits of buying insurance online?'
V Viswanand, director and head, Products and Persistency Management, Max Life Insurance, will answer your queries in an online chat September 3, between 2 pm and 3 pm.

September 01, 2014
Money management lessons from Lord Ganesha
Worried about your financial future? Lord Ganesha has some tips for you.

August 31, 2014
Ten money tips every woman must know
A woman can do many wonderful things if she wishes to, and one of them is to grow her money.

Making money in stocks is THIS simple! :-)
Buy shares of a good profitable, successful business, hold on for inordinately long periods of time, and live off the dividends. You will surely get wealthy in the long run.

August 29, 2014
Doing a SIP in stocks on your own? Beware!
Averaging works only in a portfolio which is what SIP helps you do. Averaging does not work in case of a single scrip. Here's why

August 28, 2014
Financial planning tips for the salaried in their 20s
Financial planning tips for the salaried in their 20s

March 08, 2013
5-step financial planning for women
On the occasion of International Women's Day, Vibha Padalkar, ED and CFO, HDFC Life, offers a five-step plan for urban women to attain financial freedom.

February 21, 2013
LIVE Chat: Protect yourself from credit card frauds!
Join Rajiv Raj of Credit Vidya on how you can protect yourself from credit card frauds and identity thefts at 2pm today on Rediff ZaraBol.

February 07, 2013
Home loan chat: How to get the best rates
Join Rajiv Raj of Credit Vidya on how you can get good CIBIL score and home loan rates at 4.30 on Rediff ZaraBol.

September 27, 2012
Is this the RIGHT time to go for a home loan?
Home loan expert Harsh Roongta's take on where the home loan interest rates are headed after the Reserve Bank of India recently cut the cash reserve ratio by 0.25 per cent.

September 25, 2012
Conference on where to invest in stock markets
Morningstar India's investment conference from November 1-2, 2012 in Mumbai for retail investors, brokers, financial advisors.

July 16, 2012
Live chat: All you want to know about filing tax returns
Mahesh Padmanabhan of RelaxwithTax will host 'The Tax Window', a chat to answer all your tax queries between 2 pm and 3 pm IST on Monday, July 16, 2011.

May 04, 2012
Switching your home loan lender? Read this first
Readers' queries on when, why and how to change their home loan lenders answered.

November 17, 2011
Workshop on 10 investment mistakes and how to avoid them
A workshop on 10 common mistakes that most investors make and how to avoid them to be conducted by Harsh Roongta, personal finance expert and CEO, on November 25.

October 21, 2011
'The first time I bought gold'
Tell us about your first experience buying/investing in gold.

April 21, 2011
SMART tips to use your credit cards
In an online chat with Get Ahead readers on April 20 Kunnath Santosh of Perfios gave tips to readers on how they can become smart credit card users.

September 15, 2010
Check online with CIBIL for your credit history
You can even check your CIBIL status or credit history by yourself. This can be done online by just logging on to and submitting certain details.

August 20, 2010
Do you have to pay extra premium for cashless mediclaim?
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of, will answer it.

August 13, 2010
You don't need insurance only when you die
Everyone thinks that they need insurance only when they die, but surprisingly, you need more insurance when you live. Surprised? Read on to know why.

August 05, 2010
Cell phones: Too many telecallers?
Do you have a funny or harrowing experience to share about your rendezvous with pesky telemarketers? Simply write in to us at with the subject 'You are not alone Pranab da' and we'll publish the best stories right here on!

Can you claim double reimbursement on mediclaim?
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of, will answer it.

August 02, 2010
Neither lend money to, nor borrow, from friends
Borrowing or lending money surely creates a divide between friendships.

July 27, 2010
How young India earns, spends and saves launches a weekly series that will provide insights into how Young India lives. We will speak to Young Indians across the country about how they earn, spend and save, their ambitions, their dreams, and their goals.

July 09, 2010
All you must know about contra and value MFs
In a chat with Getahead readers on June 22, Dhruva Raj Chatterji research manager at iFAST, AMFI registered mutual fund distributor, answered queries about contra and value mutual funds. For those who missed the chat here is the transcript.

June 29, 2010
Get your mediclaim expenses without hospitalisation
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of, will answer it.

June 21, 2010
Best insurance policies for your family
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of, will answer it.

June 14, 2010
What to do if your insurance claim is rejected
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of, will answer it.

June 08, 2010
Are index funds playing with your money?
Aren't index funds mandated to mirror the underlying index they track? What does it mean when your index funds returns outperform or underperform the index they track?

May 19, 2010
Mediclaim: Can you claim money for medical tests?
Health insurance expert Harsh Roongta answers queries sent by readers on various aspects of mediclaim.

May 05, 2010
9 money mantras my mother taught me
make their children understand the importance of finances right from their childhood days. Here's what my mother taught me about money.

April 19, 2010
Have a query about health insurance? Here's help

April 06, 2010
How to buy your own home without a home loan
All it requires is to begin early and a bit of discipline. Here's a to-do list for those in who want to buy their own home without going for a home loan.

March 26, 2010
How to claim leave travel allowance
Here's all you wanted to know about how to claim your leave travel alowance but did not know whom to ask.

March 16, 2010
How to file a complaint against your bank
Here's how you can solve your banking woes if youtr bank fails to take action based on your complaints.

February 24, 2010
Self-employed? Here's how to get a home loan
A simple guide that explains how self-employed professionals can avail of home loans by satisfying certain eligibility criteria.

February 17, 2010
Reader invite: Getting out of a debt trap
We invite our readers to send their useful ideas and suggestions on how to get out of a credit card debt trap for the benefit of those who are finding it difficult to cope with it.

February 15, 2010
All about m-commerce and secure transactions
How secure are your m-commerce transactions and what are the benefits that such a services provides? Read on to find out.

February 12, 2010
V-Day special: Checking financial compatibility
Why is it important to discuss finance and be financially compatible before marriage.

February 10, 2010
All you need to know about personal loans
Need quick cash? A personal loan might just be the answer.

February 04, 2010
All you need to know about Portfolio Management Services
Here are some of the most frequently asked questions about PMS, answered!

January 11, 2010
Is this the right time to prepay your home loan?
A common question that is asked these days by home loan borrowers is: Should I prepay my home loan? Here's how to make your decision.

January 06, 2010
Loans: Think twice before becoming a guarantor
Before agreeing to serve as a guarantor, it is necessary to assess the borrower's credit, cash flows to determine whether he or she is capable of repaying the loan.

December 29, 2009
How insurance can play matchmaker
Here's how insurance policies can remove obstacles in the path of those wanting to get married.

December 28, 2009
How to get your credit information report in 3 easy ways
Here's how you can get a copy of your own credit report if you are curious to know about your credit score/credit rating in India.

December 11, 2009
All you want to know about teaser home loans rates
Will the intense rate cut war help Indian consumers of home loans? What are the pros and cons of availing home loans that have fixed rates for the first two to three years and then switch to floating rates?

December 03, 2009
Skipped your EMI? Banks can take legal action
All your home loan queries answered by our expert Harsh Roongta.

December 02, 2009
Plan your finances, be your own CFO
Investmentyogi tells you how to think like a CFO and manage your money like a professional.

November 27, 2009
Insurance products for every stage of your life
Different products address different needs in a person's life. Here's how you should choose your insurance product.

November 26, 2009
5 top tax-saving investments for you
InvestmentYogi tells you the investment avenues to maximise tax benefits available under Sec 80C & 80D.

November 20, 2009
10 insurance myths -- BUSTED
Insurance is a highly misunderstood product and it's often bought and sold for the wrong reasons.

November 18, 2009
Why you need personal accident insurance
Accident insurance is the cheapest and smartest way of filling the insurance gap especially for the young.

November 16, 2009
How to calculate your insurance needs
Investmentyogi shows you why you need adequate insurance cover and how to go about planning your insurance.

November 11, 2009
Understanding taxes: How to use ELSS to save your money
Investmentyogi simplifies equity linked savings schemes for Get Ahead readers and discusses the pros and cons.

November 10, 2009
5 ways to make your child financially smart
Use this Children's Day as an opportunity to gift financial literacy to your child. In the long run this will be more valuable than anything else.

November 09, 2009
Motor insurance FAQs on premiums and discounts
Here are the answers to frequently asked questions about the costs, premiums, bonus and discounts that you can avail on your motor insurance.

November 04, 2009
5 mantras to invest your money smartly
Irrespective of good times or bad times, if you follow these basic rules with your money you are sure to reap rewards and a secure future.

October 26, 2009
How and why to create an emergency fund explains the what, how and why of emergency funds.

October 22, 2009
How you can achieve your financial dreams
Financial planning experts Vetapalem Sridhar on how financial planning can help you achieve your financial dreams.

October 20, 2009
Why you must buy a term insurance cover
Term insurance is the purest form of insurance and is widely used by people of all backgrounds.

October 16, 2009
Must-knows before you swipe your credit card
Your credit card could end up being a debt trap if you don't understand how to use it.

October 12, 2009
9 things that can devalue your property
At a time when real estate prices are on the rise, these red flags can be a hindrance.

October 07, 2009
Understanding taxes: Some gifts can be expensive this Diwali
if the value exceeds Rs 50,000.

September 29, 2009
8 things first-time home loan borrowers must know
Important facts to know before applying for a home loan.

September 24, 2009
'Can I get tax benefit on home improvement loans?'
Home loan expert Harsh Roongta answers readers' home loan queries.

September 17, 2009
'Investing in equity MFs through SIP is the best option'
Ramesh Kabra, head, Product Development at Taurus Mutual Fund, addresses the important issues and concerns ranging from volatility of the market to safer investment destinations.

September 15, 2009
Four easy steps to avail personal loans
Is it easy to get a personal loan? Well, yes if you know how to go about it.

September 11, 2009
7 steps to get the best car loan rate
Negotiating a car loan is not that simple as dealers tend to price in manufacturers' and financiers' discount into the interest rate. Here is a step-by-step process to negotiate the best car loan deal.

September 02, 2009
Signing a lease agreement? Important facts to know
If you have moved into a new city and are in search of a rented accommodation, here's what you must know.

August 26, 2009
The building blocks of financial planning: 5
In the final part of our series on 'The building blocks of financial planning' we explain why writing a will is equally important.

August 21, 2009
All you want to know about investing in fixed deposits
Here's what you always wanted to know about investing your money in bank fixed deposits.

August 20, 2009
Why you should invest while you're young
Financial planning expert Vetapalem Sridhar's advise on how the young should plan their investments.

August 11, 2009
Buying health insurance? What you must know
A few points you must know before buying a health insurance plan for you and your family.

August 10, 2009
The building blocks of financial planning: 4
In the fourth of a five-part series we explains the importance of retirement planning.

August 03, 2009
Shop safely this Raksha Bandhan
Here are seven rules that will help you secure your online shopping this festive season beginning with Raksha Bandhan.

July 29, 2009
How to e-file your tax returns at the last minute
Here's how you can file your tax returns electronically and still beat the July 31 deadline.

July 27, 2009
Don't let swine flu spoil your vacation abroad
A few insurers offer you and your family insurance products that offer protection against swine flu.

July 20, 2009
Do you have adequate health insurance?
Health insurance and mediclaim policies help you manage your finances during medical emergencies. So, how much is enough?

July 17, 2009
The building blocks of financial planning: 1
In a five-part weekly series that begins today we explain the first of the five building blocks of financial planning.

July 16, 2009
Financial planning tips for 2009
Financial planning expert Vetapalem Sridhar on where to invest your money in 2009.

July 09, 2009
Budget 2009: A mixed bag for students
Harsh Roongta, CEO, Apnapaisa, feels that the interest rate subsidy on education loans will benefit only a handful of students.

July 07, 2009
No entry load on mutual funds: Who wins, who loses
Mutual fund investors will be able to earn more on their investments because of the Securities and Exchange Board of India ruling on the removal of 2.25 per cent entry loads on their investments.

July 06, 2009
Know your insurance rights as employees
The Workmen's Compensation Act provides for insurance and compensation that an employer has to give to employees in case of an injury or death.

July 02, 2009
Right time to go for a home loan?
In a chat with readers on July 1, home loan expert Harsh Roongta said readers must go for a home loan now if they are planning to buy their dream homes.

Financial planning with mutual funds
Here's how you can plan your returns better by investing in mutual funds and the best mutual funds to invest in.

June 30, 2009
Prepaying your home loan? Read this
Home loan expert Harsh Roongta advises readers on what they should do if they are prepaying their home loans.

June 25, 2009
'Real estate prices are unlikely to fall further'
In a chat with readers on June 24, Tushar Bungley of said that real estate prices are unlikely to fall further.

June 22, 2009
Confused about your home loan rates? Here's help
Is your lender not reducing interest rate on your floating rate home loans? Here's what you must do.

June 11, 2009
Tax planning with Section 80C
Here's how best you can use the Rs 1 lakh exemption under Section 80C to to plan and save tax.

June 10, 2009
How to check your financial health: VI
In the concluding part of the series on personal financial ratios we explain the net invested assets to net worth ratio that will help you stay out of financial troubles.

June 09, 2009
How you lose money on fixed deposits
Keeping an eye on interest rates can help you earn better returns from your fixed deposit investments.

June 05, 2009
How to cope with your mutual fund losses?
Are you sitting on big losses on your mutual fund investments? Is there a way in which you can recover your losses?

June 04, 2009
Planning to take a home loan? Read this
Home loan expert Harsh Roongta advices borrowers on points to consider before going to a home loan lender.

June 03, 2009
How to check your financial health: V
In the fifth part of this series that simplifies personal financial ratios, we explain solvency ratio and how it can help you stay out of financial mess.

June 02, 2009
Understanding debt market basics: IV
In the fourth part of the series that simplifies financial concepts we explain how keeping an eye on interest rates can help you maximise your gains.

May 29, 2009
8 amusing facts about your home loan
Here's why you must read your home loan agreement with your home loan lender carefully.

May 28, 2009
Want to buy a house? Here's help
Do you know what's the going rate per square foot in your neighbourhood? Is it the best time to buy real estate/ home? Real estate expert Tushar Bungley, hosted a chat with GA readers on May 28 to answer their queries.

May 27, 2009
Check your financial health: IV
Here is the fourth part of a series to help you analyse personal financial ratios that will help you check your financial health.

May 26, 2009
Nobody loves your money more than you do
In the third part of the series that simplifies financial jargon for your benefit we explain the basics of why and how bond prices rise or fall.

May 22, 2009
Five simple tips to pick stocks for day trading
Five tips that will help a day trader pick stocks and make money in the stock market.

May 20, 2009
How to check your financial health: III
Here is the third part of a series to help you analyse six personal financial ratios that will help you check your financial health.

May 18, 2009
Is your home loan lender cheating you?
Is your home loan lender charging you more interest on your home loan?

May 14, 2009
Real estate opportunities in India
Do you know what's the going rate per square foot in your neighbourhood? Is it the best time to buy real estate/ home? Real estate expert Tushar Bungley, hosted a chat with GA readers on May 13 to answer their queries.

May 13, 2009
How to check your financial health: II
Here is the second part of a series to help you analyse six personal financial ratios that will help you check your financial health.

May 11, 2009
Is it time to review your insurance portfolio?
In the rapidly changing economic scenario it is important you take a look at your insurance every three years.

May 07, 2009
Are you afraid to buy ULIPs?
Get Ahead financial planning expert Vetapalem Sridhar advises you on how to look at unit linked insurance plans as an investment.

May 06, 2009
How to check your financial health
Here is a series to help you analyse six personal financial ratios that will help you check your financial health.

May 04, 2009
Are commodity mutual funds for you?
Once the world economy starts growing commodity prices will likely rise again so investing in a commodity-based mutual fund may not be a bad time to invest some of your money.

April 27, 2009
Should you buy gold this Akshaya Trithiya?
On the occasion of Akshaya Trithiya and considering the gloomy economic scenario, should you invest in gold?

April 16, 2009
Mutual funds you can buy now
Mutual fund units you can buy now to get good returns in the long term.

April 15, 2009
Life insurance premium FAQs
Here's what you must know about the premiums that you pay to service your insurance policies.

April 03, 2009
Real estate opportunities in India
Here are the places in India where you can avail of great deals in the real estate residential market.

March 16, 2009
Your looks can get you that loan now
Your looks may play a significant role in getting your loans sanctioned, if US researchers are to be believed.

March 12, 2009
Real estate opportunities in India
Here are the places in India where you can avail of great deals in the real estate residential market.

March 05, 2009
Tips to save tax
How should you plan your taxes and dervive optimum returns from them? Should you buy a house, go for a loan in the current economic situation?

February 26, 2009
7 steps to make a financial plan
How do you go about making a financial plan for you and your family? What are the benefits of making a financial plan? Do you need huge amount of money to start one?

February 19, 2009
Should you prepay your home loan?
Have a query regarding your home loan? Maybe we can help. Drop us a line and our expert, Harsh Roongta, will answer it.

February 18, 2009
Can't repay your loans? Here's help
With people losing their jobs and finding it difficult to repay their loan obligations here's how you can cope with the crisis.

Best real estate deals in your area
Do you know what's the going rate per square foot in your neighbourhood? Is it the best time to buy real estate/ home? Or should you wait for a while before buying your dream home?

February 13, 2009
Best SIPs for saving tax
How should you plan your taxes and dervive optimum returns from them? Should you buy a house, go for a loan in the current economic situation?

February 10, 2009
Your home loans and saving tax
Get Ahead home loan expert Harsh Roongta on tax benefits fo availing a home loan.

February 04, 2009
The right price to buy a house in your area

February 02, 2009
It does not take money to make money
Robert Kiyosaki in his 2000 book Guide To Investing had predicted job layoffs in 2010.

January 30, 2009
Buying a home for the short-term?
Eight tips to help you if you are buying a home with a short investment horizon.

How to invest for your child's future
Which is the best mutual fund plan to invest for your child's future? Which is the best pension plan for you to secure a stress-free retirement life? Financial planning expert Vetapalem Sridhar provides some answers.

January 28, 2009
Right time to buy property?
Do you know what's the going rate per square foot in your neighbourhood? Is it the best time to buy real estate/ home? Or should you wait for a while before buying your dream home? What are the chances of real estate prices going further down? Or are they likely to go up in the near future? When will the property market stabilise?

January 23, 2009
Got a home loan query?
Have a query regarding your home loan? Maybe we can help. Drop us a line and our expert, Harsh Roongta, will answer it.

January 21, 2009
Haven't filed your tax returns yet?
Can you file your tax returns for the last three years before March 31, 2009? Is a post office recurring deposit covered under Section 80C? Can you claim any tax benefit on money spent on your child's school uniform? How can you avail of tax deductions under Section 80 DD? Can you claim tax deduction on interest paid on personal loans? Here are the answers.

January 16, 2009
Best ways to avoid pink slips
Is there a way in which you can avoid being fired from your job?

Are you financially fit?
Are you financially fit? Here's what it takes to maintain a sound financial health.

From PPF to MFs: Is it a good idea?
If you are investing your money only in public provident funds then should you start putting your money in mutual funds' systematic investment plans?

January 14, 2009
Got a home loan query?
Have a query regarding your home loan? Maybe we can help. Drop us a line and our expert, Harsh Roongta, will answer it.

December 31, 2008
Investment ideas for 2009
Where should you invest your money in the New Year? Financial planning expert Vetapalem Sridhar has some answers.

December 30, 2008
Financial planning in tough times
Here's how you can make a financial plan that will help you create wealth even in the face of an economic meltdown.

December 29, 2008
Terror insurance: Are you covered?
In the wake of the recent terror attacks in Mumbai it is important you know how to avail an insurance policy that also covers death or injuries because of terror attacks.

December 24, 2008
Enjoy a low-budget festive season
Here are six ways in which you can cut your costs but still have a blast this Christmas and the New Year.

December 19, 2008
Worried over falling investments? Here's help
Have your investments in mutual funds, stocks, pension plans and various unit linked insurance plans come down by half? What should you do in such a situation? Should you sell all your investments or buy more? What's the right investment strategy now?

December 16, 2008
Impact of home loan rate cuts on YOU
Here's how the cut in interest rates on home loans announced on December 15 by the Indian Banks' Association is likely to have an impact on you.

December 12, 2008
How Rs 1,000 can bring you returns in lakhs
If you have financial discipline then you can make lakhs by investing just Rs 1,000 every month.

December 08, 2008
Timing the market -- A popular 'myth'
Persistence and discipline are key to creation of wealth in the long term. Time is your strongest ally in helping your wealth grow multifold.

November 26, 2008
How to play the stock market now
The Sensex is pretty volatile but it makes sense to not change your investment pattern based on the market.

November 24, 2008
Unmanageable EMIs? How to cope
How do you cope with a home loan EMI that's becoming unmamanageable due to various reasons? Can going for a personal loan to pay home loan installments a good idea?

November 14, 2008
Huge losses in stocks? What to do
Have you suffered huge losses in the stock markets in recent times? What do you do in such a situation? Should you sell the rest of your stocks and quit the stock market? Or should you buy more at lower prices? What should be your stock market strategy when the world over stock markets are crashing?

November 12, 2008
Why this is the best time to invest in equity
Here are a few good reasons why, if you have money, this is the best time to invest in the stock market.

November 11, 2008
PG diploma in Forestry Management
Indian Institute Of Forest Management invites applications for Admission to the fully residential two year PGDFM (Post Graduate Diploma in Forestry Management ) Programme 2009-11 session.

To buy or not to buy gold?
Gold has always held its own in times of financial crisis. Will it give good returns to investors this time round?

November 06, 2008
Why stock market crashes are good for you
Here's why stock market investors should take the current market crash to buy stocks or invest in mutual funds.

November 03, 2008
The art of wealth management
Wealth management is an art that can be learnt. It's important to know this art when we are facing a financial meltdown globally.

October 30, 2008
Young investors: To Risk or not to Risk?
Young investors are a class apart, each of them has their own perception about money. However there are some universal investment tips.

October 28, 2008
Switching your home loan lender?
Here's what you must know and what you must do before switching your home loan amount from one bank to another.

October 27, 2008
Investing to WIN in stocks
Investing your money to win is all about discipline and patience and not about timing the market. That's the investment principle of legendary investor Warren Buffet and you too can make good returns if you follow them.

October 16, 2008
10 tips to survive a layoff, financially
Have you been fired from your job recently? Or do you fear it will happen soon? Here are a few tips on how you can survive a layoff, financially.

October 10, 2008
Health insurance & YOU
Insurance expert Harsh Roongta on all you MUST know about health insurance policies.

October 09, 2008
Are market falls good time to invest?
Do stock market falls like the recent one better times to invest money in stocks? If yes, then how should you go about investing in stocks? How long should you hold your positions if you have bought when the market was at its peak?

October 06, 2008
5 things you must know about your MF statement
Your work doesn't stop at investing in mutual funds. Keeping track of them is as important as deciding where to invest. The account statement helps you do just that. Here's what you must check in your mutual fund account statement.

October 03, 2008
MFs, home loans, insurance & your tax
Do you want to know if your investment in a house, mutual fund, insurance or real estate taxable? How is tax calculated on your ESOPs?

September 30, 2008
How to start financial planning
Is there a particular age when you should think about having a financial plan? What are the requirements of making a good financial plan? Is it good to take help of a financial advisor? How to find a good financial advisor?

Why not to revolve on your credit card
In difficult times when you are short of means to pay for your credit card bills, paying minimum gives you a breather. However, it may not save you from finding a concrete solution for paying your credit card debt.

September 24, 2008
Is it the right time to buy a flat?
Are you planning to buy a flat in the near future? If yes, then should you wait for another 6-9 months given the global meltdown in financial markets?

September 23, 2008
Global meltdown: How the cookie will crumble in India
For the next two years the whole world, including India, is expected to reel under the effect of the current financial crisis. Here's how it will affect us in India.

September 18, 2008
Travel insurance: The good, the bad and the ugly
Here are a few things you must know before using your credit card while travelling abroad.

September 12, 2008
Mutual funds you can buy now
Which are the best mutual funds to buy now? What should be your strategy now while buying mutual funds? Should you buy open-ended or close-ended funds?

September 11, 2008
Health insurance policies YOU must have

September 10, 2008
How I lost my sleep over an insurance policy
How buying an insurance policy on your credit card can lead to a lot of harassment and sleepless nights.

September 01, 2008
How to utilise your mortgage loan
The home is a valuable asset that most home owners acquire over time. Trading it for cash with a mortgage can be a less expensive way to avail of a loan, but it should not be used lightly.

August 29, 2008
How the big funds invested in July
While every individual investor has her/his own investment idea it is nevertheless a good idea to know what the big boys (read Indian mutual funds) are doing. Here's what the Indian mutual funds bought and sold in the month of July.

August 28, 2008
Simple tips to become a crorepati
Is there a simple way to become a millionaire? How much should you invest every month to become a crorepati in 15-20 years?

August 26, 2008
All you should know about health insurance
Does health insurance cover pregnancy? Is there a medical cover for sexually transmitted diseases? Are there any insurance policies which take care of medical reimbursement for tax savings? Can you have two health insurance policies from different insurers? Is a floater policy better than individual policy?

August 21, 2008
How fringe benefits can help you save tax
Tax expert Mahesh Padmanabhan on how employees can use fringe benefits in their salary to help save tax.

August 18, 2008
Home loan EMI, credit card debt... Help!
What should you do if you have too many loans on you and you are unable to service them? Financial planning expert Vetapalem Sridhar has the answers.

August 13, 2008
5 things to know before applying for a car loan
Here are five factors that you must watch before applying for an auto loan.

August 11, 2008
6 facts you should know about your home loan
What should you do in such a situation? Here are a few things that every home loan borrower must remember now that home loan rates are expected to increase further.

August 08, 2008
Gold is a good investment when inflation is high
Which is the best investment option when inflation is inching up? Should you put your money in gold, mutual funds or buy a house? How can buying a house help you in saving tax? Can you save tax by renting a property?

August 07, 2008
10 things that money can't buy
Purchasing power ebbs and flows all the time, but there seem to be a few human longings that remain beyond it . Presenting the usual suspects...

August 04, 2008
Stressed with too many loans? Here's help
Consolidated debt fund is the answer for you if you are burdened with a whole lot of loan repayments from home loan EMIs to vehicle loans to credit card debt.

August 01, 2008
'Should I invest in mutual funds or fixed deposits?'
Financial planning expert Vetapalem Sridhar, hosted a chat with GA readers on July 30 to discuss inflation, investment options and more. For those of you who missed the chat, here's the unedited transcript.

July 31, 2008
A dummy's guide to cutting commuting costs
Are you spending too much money commuting to office or elsewhere? Here are a few tips that will help you control your mounting petrol expenses.

July 25, 2008
Got a credit card without applying for one?
Are you getting credit cards even if you have not applied for one? Here's how the Reserve Bank of India will protect you against this practice now.

July 23, 2008
Follow the leaders. Invest like they did in June
The mutual fund industry in June invested in companies like Piramal Healthcare, Reliance Petroleum, IFCI and Ashok Leyland. Interestingly, there was not much redemption pressure on them despite the Sensex skidding by another 2,570 points in June.

July 17, 2008
Falling markets: 'I'm fed up of investing in SIPs'
Should you continue investing in stocks and mutual fund SIPs even as Indian stock markets keep sliding every other day and there is gloom all around?

July 15, 2008
Applied for a loan? Why you may not get it
We take a look at some of the reasons why you may not get a loan the next time you apply for one.

July 10, 2008
'Am young, can take risks: Where to invest?'
If you are young, willing to take risks and have a long-term investment horizon then this is the right time to invest in stocks and mutual funds says financial planning expert Vetapalem Sridhar.

July 08, 2008
Beating inflation: 'Increase your monthly income'
How Sohail Nizam, the 30-year-old employee of a Web solutions company is beating the monster called inflation.

July 04, 2008
Section 80C, tax planning and investments
Section 80C investments can be a smart way not only to save taxes but help you generate good returns in today's uncertain times.

July 03, 2008
'Buy stocks, mutual funds with a long-term horizon'
You must buy stocks and mutual funds only with a long-term horizon if you want to make decent returns.

July 01, 2008
Where did the Indian mutual fund industry invest in May?
The mutual fund industry in India is worth Rs 5.89 lakh crore at the end of May 2008. If you are an investor it is always sensible to know where this 5.89 lakh crore is invested to get a good idea as to where you should invest if you want to emulate the mutual fund industries.

June 30, 2008
Sensex, music and headphones
Investors need not worry about short-term volatility. Over the long term, equities offer the best returns. as per a study

June 26, 2008
How to deal with stock market volatility
What should you do when the stock markets show no signs of stabilising and you lose money by the day?

June 25, 2008
Why you will soon pay more on your home loan
The Reserve bank of India has just increased its repo rate and CRR and there are chances that banks may soon increase the interest rates on home loans.

June 24, 2008
How to beat inflation
How you can beat the monster and get good returns if you stay invested in equity linked mutual funds and gold for the long term.

June 23, 2008
Home loans: Why your age and tenure are important
Here are some important factors to consider before you consider applying for a home loan.

June 21, 2008
Investing: Role of a wealth fund manager
A good wealth manager not only helps you in becoming a millionaire during your lifetime, but also contributes significantly to a life of happiness, prosperity and financial serenity.

June 19, 2008
'Prepay home loan or invest in mutual funds?'
Home loan interest rates are likely to increase in the next six months. Should this be a cause enough for you to prepay your home loan?

June 18, 2008
Market experts: What to buy, sell and hold now?
Three stock market experts speak with on strategies to follow in the current volatile times.

June 17, 2008
How to make a litre of petrol go longer
The prices of petrol and diesel have been recently hiked and more can be expected in coming months. A few tips on how to make your litre of petrol go the distance.

June 16, 2008
What's the core competence of your wealth manager?
A good wealth manager is as important as a right mix of asset allocation in creating wealth in your lifetime.

June 13, 2008
Diversified funds better than index funds? Myth or reality
Are diversified equity funds better than index funds? How do they compare over a ten year period? Who wins?

June 12, 2008
MF investment: 'Patience will definitely reward you'
Investing in mutual funds, stocks or any other asset is always rewarding if you hold on to them for at least five years or more.

Why you will soon pay more on your home loan
The Reserve bank of India has just increased its repo rate and there are chances that banks may soon increase the interest rates on home loans.

June 11, 2008
How you can get good returns in bad times
Never put all your eggs in one basket. This simple investment principle needs to be remembered especially in today's bad times.

June 10, 2008
Hybrid home loans: Are they for you?
Whenever you applied for a home loan the bank or their agents gave you two options: Fixed or floating. Now you can also opt for a mix of both.

June 09, 2008
How to cut costs: Yap less, eat less
While there is no end to bad news on the economic front you can still tighten that proverbial belt. Here are a few ways of cutting down your expenses.

June 06, 2008
Shares or MFs? Where should your money go now?
What are the advantages of investing your money in mutual funds instead of doing it on your own? Here are a few reasons why you must prefer mutual funds.

June 05, 2008
High basic salary component: Is it tax-friendly?
Should you go for a salary structure with high basic component? Is there a flip side to it?

June 03, 2008
The easy way to stay financially fit
Shifra Menezes outlines some easy steps to make sure you don't end up financially stressed.

June 02, 2008
Asset allocation is like a game of cricket
Dr Sanjiv Mehta draws some interesting parallels between cricket and financial planning to help readers save money and create wealth.

May 30, 2008
How RBI policy impacts interest rates
The Reserve Bank of India (RBI), is in charge of monetary policy which has a big impact on liquidity and interest rates in the financial system. Let's look at some of the basics of monetary policy and how it impacts the average investor.

May 28, 2008
Why you must NOT pay entry load on mutual funds
Most mutual funds charge an entry load of 2.25 percent on your investment. Here's why you NOT pay the load.

May 26, 2008
Can you claim tax exemption on medical expenses?
Do you know what Section 80DDB is and how it can help you save tax? How much tax can you save under this section and how can you avail it?

May 23, 2008
A red signal that tells you to stop borrowing
Debt to income ratio is a financial ratio that tells you when you have borrowed more money than you can repay. It's a like a red signal that tells you to stop borrowing.

May 21, 2008
Rajasthan Royals and the art of creating wealth
The Rajasthan Royals team in the ongoing Indian Premier League gives you a few lessons on how to create wealth.

May 19, 2008
Step-by-step guide to filing your income tax returns online
Here's a step-by-step guide to file your income tax returns online in three easy steps.

May 16, 2008
Retirement planning: Why you must start early
If you are planning for your retirement it's important that you start early. The power of compounding will take care of the rest.

'I strongly prefer ELSS over ULIP'
Do you think equity linked saving schemes, ELSS, are a better option than unit linked insurance plans, ULIPs? What are the pros and cons of investing in both? Which scheme gives better returns in the long term?

May 15, 2008
29 now and want to retire at 50? Here's how
Can mutual fund investments generate enough returns for you to reture early? What are the risks associated in mutual fund investments? Here is how to retire early in life and achieve financial freedom.

May 12, 2008
Now, you can even invest in a real estate mutual fund
With the market regulator SEBI giving its go ahead to real estate mutual funds investors now have one more avenue to diversify their mutual fund portfolio.

May 09, 2008
Looking for consumer durable loans? Think again!
Banks no more entertain borrowers who need a loan to buy consumer durables. Credit cards are being encouraged, instead.

May 08, 2008
Online frauds: 'I'd have gone bankrupt in Australia'
Get Ahead reader Ramesh Vishwanathan narrates his experience of how he was duped online in Australia when he tried to purchase a Dell laptop using his credit card.

How to structure a tax-friendly salary
If you have recently had a salary hike and a corresponding increase in your tax outgo then you must seek your company's co-operation to structure a tax-friendly salary.

May 06, 2008
Want to harvest gold every month? Here's how
Want to buy gold for your daughter's wedding or want to gift diamond jewellery to your wife or girlfriend? Check out this saving-for-gold scheme by Tanishq.

10 rules for a dumb stock market trader
Day trading in stocks is a dangerous affair. Here are 10 rules that a first time stock market day trader must follow to avoid making losses.

May 02, 2008
Is this the right time to invest in gold?
With a weak US dollar, rising commodity prices, rising interest rates and falling stock markets is this the right time to invest your money in gold?

May 01, 2008
Dear bank customers... Beware of such e-mails!
Phishing has become a rampant way to dupe online users. Here are a few tricks to protect your online identity and banking details.

April 30, 2008
9 easy steps to buy your dream home
Here are 9 easy steps that guide you on things that you must consider before and after buying your dream home.

April 29, 2008
Shopping online? 5 tips for a safer experience
Online safety is critical, considering there was an estimated $2 billion of online commercial loss in 2006 due to safety concerns. Here's how to make sure you aren't falling prey to online fraudsters.

April 28, 2008
First job? Make the most of your salary!
The euphoria of your first paycheque must be overcome to face more important decisions, decisions that will affect your career and your life.

Taming inflation: Use capsicum for coriander leaves
Inflation or the general increase in prices has all of us worried in recent days. Here are a few easy tips to tame inflation.

April 25, 2008
'Can you please pay the bank dues, Sir?'
Do you think the 100-hour training and certificate course made mandatory by RBI for debt recovery agents sensitise them to the rights of borrowers? Will they stop using intimidating tactics to recover dues from defaulters? Will it lead to better debt collection practices? Tell us.

Sold your home? How much tax will you have to pay
Get Ahead Tax expert Mahesh Padmanabhan on short term and long term capital gain tax issues arising out of selling your old home and buying a new home.

April 21, 2008
Home loans: Young borrowers have age on their side
Young borrowers have the opportunity to get bigger loans because age is on their side.

April 18, 2008
Is your MF investment not giving good returns?
You have been investing in mutual funds for quite some time but the returns on your investment is not impressive? Should you sell those mutual funds that have not performed well and add a dash of new ones that are touted as good performers? Financial planning expert Vetapalem Sridhar runs you through the basics of MF investing.

April 17, 2008
Is there something wrong with your mutual fund portfolio?
Do you have too many tax saving mutual funds in your portfolio? Or have you got too many diversified equity mutual funds based on their market cap, theme, sector etc? Financial planning expert Vetapalem Sridhar runs a health check of your mutual fund portfolio.

April 15, 2008
Some basic facts you should know about inflation
Is the general increase in price rise affecting you? has your monthly budget gone for a toss? How are you coping with increase in prices of essential goods of daily use? Share your views with us.

April 14, 2008
Credit card balance transfer: Is it really attractive?
Have you ever transferred your credit card balance from one card issuer to another? What was the main purpose behind transferring your dues? Did the balance transfer serve your purpose? Does this facility help you in any way? If yes, then how? Share your views/plans with us.

April 11, 2008
Have YOU ever faced a financial emergency?
Have you ever faced a financial emergency? How did you cope with it? Are you in the habit of keeping aside a small amount every month for a financial emergency? How do you manage to do it? Do you have a plan to help young people build such a fund? Share your views/plans with us.

April 10, 2008
Home loan tax issues? Here's help
How do you claim tax benefits on your home loan amount? What if you have clubbed your income with that of your father to increase the loan eligibility? Get Ahead tax expert Mahesh Padmanabhan answered these and other tax related issues in a chat on April 9.

April 09, 2008
Dear FM: Is the price rise not affecting you?
Is the increase in the rise of prices of essential goods of daily use affecting your monthly budget? What steps are you taking to soften the blow?

April 08, 2008
'Bank FDs can get you reasonable returns'
Is it a good idea to invest in debt-oriented mutual funds as the interest rates are rising? Or is it a good idea to invest in fixed maturity plans? Financial expert Vetapalem Sridhar answered these and other queries relating to financial planning for the young.

April 07, 2008
How to create wealth for your future

April 04, 2008
Water dearer than colas? It happens only in India!
Here's an email doing the rounds about how some of the liquids like cold drinks, petrol, diesel, Listerine mouthwash and colour printer ink compare with the price of water.

March 28, 2008
Can gifting help you save tax?
Is it true that you can also save on your tax by gifting money to your parents? If yes, then what are the ways in which you can do so? Is there any maximum limit for gifting?

March 27, 2008
Getting unsolicited credit card offers? Here's help
Getting unsolicited offers from banks for credit cards, loans etc? Do you know what action can you take against erring banks? Here's what the Reserve Bank of India advices to customers harassed by such offers.

March 26, 2008
Want your money's worth? Check this out
Obtaining reliable information is the essence of a sound investment strategy and one of the most reliable suppliers of financial information in India is CRISIL or the Credit Rating and Information Services of India Limited.

March 25, 2008
Payment default: Lenders now know more about you
The Credit Information Bureau (India) Limited (CIBIL)can now generate a copy of your credit history and payment default reports at the click of a mouse. Borrowers will now have to tidy up their payment history.

March 24, 2008
Stock markets: Has history taught you anything?
Stock market history is proof enough that long term investors are the only players who make money and create wealth. But the question is: have they learned anything from their past experiences?

March 21, 2008
Throw a fab party... within a budget!
Here are a few ways in which the young and the young at heart can throw a fabulous party within a budget.

March 20, 2008
'Invest in Indian stocks for the long term'
Do you want to become a millionaire after 10-15 years? Do you know how can you achieve this goal? Get Ahead financial planning expert shows you the way.

March 19, 2008
'Emotions lead to irrational financial decisions'
What are the good mutual funds that you must buy for the long term? Are there any good mutual funds that will not only make money but help you save your tax? Get Ahead financial planning expert Vetapalem Sridhar has some answers.

March 18, 2008
No HRA? You can still claim tax benefits on rent paid
Do you know that you can claim tax benefits on rent paid even while housing rent allowance is not a part of your salary? Get Ahead Tax expert Mahesh Padmanabhan tells you how, how much and under which section you can claim tax benefits.

March 10, 2008
Indian stocks getting too risky? Invest abroad
If you are the one who finds investing in Indian stocks too risky in the current scenario then you can as well invest your money in international markets now. Here's how.

March 07, 2008
Safe mutual funds for the long term
In a chat with Get Ahead readers financial planning expert Vetapalem Sridhar tells them about the mutual funds for the long term and why they should remain invested for at least five years.

March 06, 2008
'What does financial planning mean to the young?'
What does financial planning mean to the young? How can they achieve it by saving and investing money? Financial planning expert Vetapalem Sridhar has some answers.

March 03, 2008
Want to lighten your tax burden? Here's help
If you want to do some last-minute tax saving trick then here's some advice from Lokesh Nathany, national head (Wealth management & portfolio management services) at Almondz Global Securities.

February 29, 2008
IT exemption: FM wins the heart of young professionals
The Finance Minister's move to raise the income tax exemption limit for both men and women in the Union Budhet 2008-09 seem to have won him a lot of young fans.

February 28, 2008
Is your provident fund withdrawal taxable?
Get Ahead tax expert Mahesh Padmanabhan answers queries on tax exemptions and how to invest for the long term.

February 27, 2008
How the Budget can help you make some money!
You can make some money using the stock market volatility on the eve and soon after the budget announcements are made by the finance minister.

February 26, 2008
In bad times investors flock to mutual funds
In recent times small investors are putting their money into mutual funds rather than in initial public offerings or investing directly in the stock markets due to market volatility.

February 25, 2008
How to achieve your financial goals
There are three essential elements to achieve your financial goals. If you stick to these you can easily achieve your financial goals in a set time frame.

February 22, 2008
How to build a good mutual fund portfolio
Financial planning expert Vetapalem Sridhar gives tips on how to build a good mutual fund portfolio for the long-term.

February 18, 2008
'Don't panic! Invest with a long-term horizon in MFs'
V Ramesh, CEO, Prabhudas Lilladher Financial Services, believes that investors with a long-term investment horizon in mutual funds should not panic as they can still make profits irrespective of the stock market volatility.

February 15, 2008
How to avail of HRA and home loan benefits
In a chat with readers Get Ahead tax expert Mahesh Padmanabhan advised them on how to claim tax deduction on HRA and home loans taken by salaried employees.

February 13, 2008
Buy low, sell high to make money in stocks
Making money in the stock markets is very easy indeed provided you have discipline and patience. Here's how you can buy low and sell high to make money in the markets.

February 11, 2008
Top 10 ELSS funds: Save tax, make money
Equity linked saving schemes not only help you save tax but also give decent returns. Here's the list of top 10 ELSS funds for the year ending February 8, 2008.

February 08, 2008
Stocks or mutual funds? Where to invest now?
Where should you put your money in these uncertain times? Stocks or mutual funds? Financial planning expert Vetapalem Sridhar has some answers.

February 07, 2008
Mutual funds you can hold for the long term
Financial planning expert Vetapalem Sridhar gives tips on how to invest in good mutual funds for the long term and how to plan for an early retirement to Get Ahead readers.

February 01, 2008
Expert speak: 'ELSS funds can reduce your tax burden'
Here are some tips for salaried class to reduce their tax burden as the financial year is nearing its close come March 31.

January 31, 2008
Read this before you join the IPO rush
Initial public offerings and the profits made from it has been a hot topic of discussion in recent weeks. Here's a look at what you must know before applying for that 'hot' IPO.

January 29, 2008
Don't get foxed by returns on your investments
Do you know that inflation is the enemy of profits that you make from your investments? Here's what you must know about inflation to plan your investments properly.

January 28, 2008
Market crash: 'I lost Rs 1 lakh in 60 seconds'
Get Ahead reader Anish Pillai narrates an account of how he lost a fortune by day-trading in the stock markets when the markets crashed in the third week of January.

January 25, 2008
MF investment is the best way to reduce your risks
Mukul K Gupta, CEO, Birla Sun Life Mutual Fund took some time from his busy schedule to address the issues and concerns raised by the investors

January 24, 2008
Financial planning: 'I want Rs 50 lakhs by 2020'
Financial planning expert Vetapalem Sridhar answered mutual fund, stock market, financial planning queries in a chat with Get Ahead readers on January 23.

January 23, 2008
'Time, tide and stocks wait for no one'
Young investors speak about their experience in the recent market crash. They, it seems, remain undaunted and want to put more money into stocks going ahead.

January 21, 2008
10 stocks to make young investors crorepatis
Gaurang Shah, vice president, K R Choksey Shares and Securities, gives ten stock picks that can make young investors with a long term investment horizon millionaires.

Market crash: A quick guide for young investors
What should you do when the markets crash by as much as 1,500 points? Buy, sell, hold or add more to your long-term portfolio.

Insurance: 'Is your car worth more than your life?'
Get Ahead reader Ravindra G from Bengalooru tells why he chose a term insurance policy instead of a money back/endowment policy and unit linked insurance policy. What's more he is happy with the life cover he has now bought for himself.

January 18, 2008
Expert speak: Tips to invest in mutual funds
The stock markets are going down and investing directly in stocks has become risky. While mutual funds help you minimise risks you should know a few things about them before investing. Here are a few tips on how to invest in mutual funds.

January 17, 2008
My worst financial mistake in 2007
We asked you to send in your experiences about the mistakes you made in 2007 and how do you plan to make 2008 a financial success. Here, a Get Ahead reader who wants to remain anonymous, shares his insurance woes.

January 14, 2008
'Making money is short-term, creating wealth is long-term'
Vikas Khemani, the executive vice president & co-head, institutional equities at Edelweiss, spoke with on sectors, themes and stocks that could make investors wealthy in long run.

All you must know about personal loans
Personal loans can help you tide over the cost credit card dues. Here's what you must know before applying for a personal loan.

January 11, 2008
Can co-owners get tax benefit on home loans?
If you have bought a home along with your family members as co-owners then can they avail of the tax benefit on interest paid? Tax expert Mahesh Padmanabhan answered tax related queries in a chat with Getahead readers on January 9.

Kaun banega crorepati? You can!
We asked you to send in your experiences about the mistakes you made in 2007 and how do you plan to make 2008 a financial success. Here we present a strategy by Bengalooru reader Mahitosh Patankar, telling us how you can make money using the magic of power of compounding and by the virtue of patience.

January 10, 2008
Paying tax on ESOPs? Check your CTC
Is your company using your cost to company, CTC, to make you pay the fringe benefit tax, FBT, on your stock options, ESOPs?

January 08, 2008
'How I make money by taking loans'
We asked you to send in your experiences about the mistakes you made in 2007 and how do you plan to make 2008 a financial success. Here, we present a strategy by Pune reader Anand K telling us how he makes money from the stock market by taking personal loans.

January 04, 2008
Buy ELSS funds, make money & save tax
Equity linked saving schemes of mutual funds help investors not only save tax but also make money.

Creating wealth for your family is EASY
Investing in mutual funds through systematic investment plans can help you create wealth for your family believes financial expert Vetapalem Sridhar.

January 03, 2008
Student loans: Women take longer to pay off than men

Is this the right time to buy mutual funds?
Is it a wise idea to put your money in mutual funds when stock markets in India are at an all-time high? Financial expert Vetapalem Sridhar believes that mutual funds generate good returns only over the long-term.

January 02, 2008
Do you know how to make 2008 a financial success?
Perhaps you made some bad investment decisions in 2007 and lost a great deal of money. Perhaps your wise words on how not to make bad investments can help others save and make a great deal of money.

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