Personal Finance

December 31, 2010
Insuring your family's health in the New Year
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of, will answer it.
December 30, 2010
Top 10 personal finance news in 2010
2010 was indeed an eventful year from the personal finance perspective. The year had its share of controversies, forward looking policies as well ones which will pinch your pocket more in days to come. Here is a look at top 10 news items (in no particular order).
December 29, 2010
Realise your financial dreams with your spouse
If only one partner handles personal finance, there could be a lot of mismatch between you and your partner in saving and spending money. This can lead to marital stress.
December 28, 2010
Why verifying your tax credit is important
A step-by-step guide to preparing and registering online for viewing the credit of taxes you paid to the income tax department.
December 27, 2010
Buying a new home? Two most important things to do
In the second of this three-part series on buying a home, we clarify on the two most important aspects while buying a new home: documentation and the various costs you would incur.
December 24, 2010
Watch out for these gimmicks before investing
Don't get carried away by lofty promises and hard-to-believe sales pitches because there is more often than not a catch.
December 23, 2010
Why you MUST buy travel insurance
It doesn't take a lot to insure yourself before you take that big trip to the Swiss Alps or anywhere else for that matter.
December 22, 2010
Eight simple ways to plan your taxes
Take some time out this week and spend a little time organising your tax plan. Here's how:
December 21, 2010
Five reasons you should shop online
With most brands having their presence online, it makes immense sense to ditch your local mall and head to your PC instead
December 20, 2010
Make home-buying a pleasant experience
In the first of a three-part guide, we help you wade through the tricky process of home-buying and make your first realty plunge a pleasant and rewarding experience.
December 17, 2010
SMART way to achieve financial goals
A step-by-step guide on what these SMART financial goals are and how you can achieve them.
December 16, 2010
Smart tips to avoid risks of online shopping
There is always a chance that you may become a victim of hazards of online shopping. But if you are smart you can easily avoid them.
December 15, 2010
I Dream: Of optimising my taxes
In the fourth part of the 'I Dream' series Anil Rego shows the way that will help you to optimise your taxes.
December 14, 2010
Common mistakes to avoid while taking a home loan
If you take some care you can avoid the common mistakes that most people make while taking a home loan.
December 13, 2010
VIP: A plan that offers safety, reasonable returns
Value averaging investment plan (VIP) is a powerful investment concept which provides considerable safety from the market volatility, discipline and reasonable guarantee of returns.
December 10, 2010
A personal finance checklist for newlyweds
In recent studies, many couples ranked financial matters as one of the most essential factors when it comes to happiness in a marriage. It is also one of the key factors causing marital stress. Here then, is a checklist for couples that takes them through the art of managing money post marriage.
December 09, 2010
5 dumb money mistakes and how to avoid them
Out of a long list that each of you may have drawn at some point in your life, here are five common money mistakes that we make.
December 08, 2010
I Dream: Of owning a home
In the third part of the 'I Dream' series Anil Rego explains how you can not only dream but actually plan and buy your dream home.
December 07, 2010
6 tax-saving tips for working couples
For a working couple, an efficient tax plan can be achieved by jointly making use of their dual income to invest, and the income tax rules to their advantage. Here are six smart tips from Investment Yogi, to help couples save more and maximise wealth.
December 06, 2010
6 checkpoints before buying a mediclaim policy
A mediclaim has many factors woven into it and it is important to know about these properly besides undertaking the arduous task of reading the fine print.
December 03, 2010
5 easy steps to calculate your tax
Here is a look into the slabs for the current financial year to help you prepare your investments and income, and to be able to file your tax returns accurately in the following assessment year.
December 02, 2010
I Dream: Of leading a debt-free life
In the second part of the 'I Dream' series Anil Rego explains how you can endeavour to lead a debt-free life.
December 01, 2010
'I left home at 15 to carve out my own identity'
In our series on How Young Indians earn, spend and save, we present the story of a farmer's son who left his village as a teenager and led a difficult life because he wanted to stand on his own feet.
November 30, 2010
E-Gold: The new, safe way to invest in gold
e-Gold, a product launched by National Spot Exchange Limited has the ideal combination of both the forms -- physical and electronic gold. Here are some enticing reasons why you must buy e-Gold.
November 29, 2010
Why teaser home loans trick borrowers
As a home loan borrower, it is very important to understand what a teaser loan is and what the implications in short- and long-term are.
November 25, 2010
Have you insured your home loan?
Home loan protection insurance is the perfect tool to protect your family against home loan liability and subsequent default.
November 24, 2010
Five ways to tackle constant price rise
Shun fixed deposits but invest in the new pension scheme, commodities, gold and equity to tackle ever-increasing prices and protect your investment returns from losing in value.
November 23, 2010
I Dream: Of becoming a millionaire by 30!
Beginning today we start a weekly series that dwells on dreams. Here's then on how to fulfill your dream of becoming a millionaire today.
November 22, 2010
Tips to buy mediclaim policies that suit you
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of, will answer it.
November 19, 2010
Get richer by avoiding this money mistake
Mental accounting is one such money mistake even smart people commit. Understanding this mistake and avoiding this could make you richer.
November 18, 2010
Why FMPs give better post-tax returns than FDs
Fixed maturity plans are definitely a better investment option than bank fixed deposits. Here's why...
November 16, 2010
Buying a resale property? Do your homework first
Important tips to help you smoothen purchase of resale properties.
November 15, 2010
Dummy's guide to understanding reverse mortgage
InvestmentYogi's detailed analysis of reverse mortgage, financial planning and retirement planning solution for senior citizen and retirees.
November 12, 2010
Is this the end for teaser rate home loans?
With interest rates rising there are doubts if teaser rate home loans offered by banks will come to an abrupt halt.
November 11, 2010
10 golden rules for investing in stock markets
A look at 10 things that investors need to understand and follow to avoid common investing blunders in an overheated market.
November 10, 2010
Common sense ideas to avoid overspending
Here are some of the common sense-based rules that can be useful for all of you to make sure you do not repeat the cycle of overspending during festive seasons year after year.
November 09, 2010
3 simple steps to become richer by next Diwali
The good thing is you don't have to employ some highly esoteric investment strategies or complex algorithms to become richer in a year's time. Some simple reorganisation in your personal finance management could help you hit your target.
November 08, 2010
Easy tips on raising financially smart kids
As parents, we need to take a moment to teach our children about being financially smart. It is a lesson that they cannot afford to miss.
November 04, 2010
Will your gifts be taxed this festive season?
With the holiday season quickly approaching InvestmentYogi takes a minute to look at the 'cost' of receiving and giving gifts and the effect it could have on your tax returns.
November 02, 2010
The new, safe way to invest this Dhanteras
This Dhanteras, try a newer way to invest in those precious metals, without having to worry about its safety.
November 01, 2010
Unusual Diwali gifts for your child and parents
Diwali is less than a week away and you must already be busy thinking of what to gift your dear ones this year.
October 29, 2010
10 times you should NOT use your credit card
InvestmentYogi explains 10 occasions when credit card usage should be restricted, to avoid the vicious circle of debt.
October 28, 2010
Protect your money, avoid this investment mistake
An investment technique or tool needs to be in sync with the basic investment principles. Here's why...
October 27, 2010
Easy tips to help plan your retirement
A scenario analysis on how much one needs to save / invest to build a good retirement corpus.
October 21, 2010
8 popular investment myths debunked
After reading through these myths you will know why individual investors fail miserably in achieving their financial goals and how you can avoid being one of them.
October 20, 2010
Your health insurance queries answered
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of, will answer it.
October 19, 2010
Simple steps to retire young and wealthy
The mindset of today's young professionals is changing radically. They would like to have a semi-retired life in their late forties or early fifties by taking up a hobby instead of a regular job. Here's then how to retire sooner and richer.
October 18, 2010
Understanding CTC and your actual salary
Whether you are joining your first job or changing jobs, it is important to understand the difference between cost to company (CTC) and take home salary. It will help you in better negotiation with the HR and structuring your salary.
October 15, 2010
Income tax refund: How to get it QUICK!
Here's the procedure of getting your income tax refund quickly which you have not been able to get within stipulated time.
October 14, 2010
Money and self-control: Spend smart, save more
To save more, you need to spend smart. To spend smart, you need to understand your spending patterns and your emotional urges.
October 13, 2010
The ABC of your loan break-up and why it matters
Amortisation, or break-up of your loan into interest and principal, is the key that can unlock the secrets of your loan by lifting the numerous curtains that banks put on it when offering you credit.
October 12, 2010
Quiz: Test your mutual fund gyaan
With the ever-changing finance industry and the new rules brought out by SEBI, are you sure you are up-to-date on your mutual funds gyaan?
October 11, 2010
Earn interest income while you invest in IPOs
In view of flurry of IPOs expected in the immediate future, here is a simple tip which will make investors' participation in IPOs more profitable and enjoyable.
October 08, 2010
11 ways to get out of debt, stay out of debt
Here are a few quick ways that can help you become debt free faster.
October 07, 2010
Twitter can cost you insurance money!
In the personal arena we have all read stories of people have been caught cheating because of their status updates and friends list with some cases even leading to divorces due to this. To this list of areas in which the social media is having an impact please add your financial lives as well.
October 06, 2010
10 smart tips to plan your retirement
Don't put off today what you can't afford to do tomorrow. Here are 10 things you must do to plan for your comfortable retirement.
October 05, 2010
Mobile trading of shares: What an idea, Sirji!
This is how trading in shares using your mobile handset will change your world.
October 04, 2010
Four insurance goof-ups you shouldn't commit
Examine the selling tools that insurance agents use, and check the list in this article to find out how many of these errors we have made by listening intently to what they said.
September 30, 2010
Taking a personal loan? 10 mistakes to avoid
Personal loans could well be the answer to many immediate financial needs. However, with the myriad of loans available in the market, each claiming its competency, how do you ensure you do not end up in a bad debt or a huge loan liability?
September 29, 2010
Can I get mediclaim for pre-existing diseases?
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of, will answer it.
September 28, 2010
6 steps to securing your child's financial future
If you are a young parent, take a look at some simple steps to securing your child's financial future.
September 27, 2010
Want to repay high-cost debt? Try a top-up loan
If you have taken a home loan which is six-month old, with a regular repayment record and are in need for additional loan to repay your personal loan or credit card over dues which is on higher rate of interest or want to redo your home for the festival season, top-up loan on your existing home is best suitable option available in market.
September 24, 2010
Invest in FMPs for safety, returns, tax efficiency
Since the last year, fixed maturity plans, or FMPs in short, have been gaining considerable popularity among conservative investors. The prime reason for this lies in investors seeking a safer alternative to equity funds, with decent returns and tax efficiency.
September 23, 2010
Direct tax code: How good is it for the salaried?
The long awaited direct tax code bill (DTC) proposes to simplify Indian taxation system. Here's how it will affect and benefit the salaried class.
September 22, 2010
Are you guilty of financial infidelity?
Find out what happens when you keep your family/partner unaware of your financial mismanagement.
September 17, 2010
All you wanted to know about company FDs
Want to know the pros and cons of investing in company fixed deposit schemes? How to identify risky copmany FDs and the risks of investing in them? Read this
September 16, 2010
Is this the right time to invest in stocks?
The stock markets in India are again scaling dizzying heights. But will you make money if you invest now?
September 15, 2010
Check online with CIBIL for your credit history
You can even check your CIBIL status or credit history by yourself. This can be done online by just logging on to and submitting certain details.
September 14, 2010
Can you make profits from a mediclaim policy?
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of, will answer it.
September 13, 2010
Buying travel insurance? How to minimise hassles
You must choose a travel insurance package carefully because that is what will determine how soft the blow of an emergency will be when you're abroad. Here are five things to remember when choosing a travel insurance plan.
September 03, 2010
All about Portfolio Management Services
Typically a high-end product, designed specifically for high net worth individuals, PMS should be looked at after your basic financial goals, and liquidity requirements are adequately taken care of.
September 02, 2010
Reduce risks: Invest in multi-manager funds
In simple words, a fund of funds is a mutual fund which invests in other mutual fund schemes. Here are the advantages and disadvantages of investing in fund of funds.
September 01, 2010
How to calculate the EMI on bank loans
Before opting for the right loan, it is important to understand the most integral part of any loan, and that is, its equated monthly installment.
August 31, 2010
The dos and don'ts of buying a mediclaim policy
Checklist before buying a mediclaim policy for you and your family.
August 30, 2010
7 tips for achieving financial security
Every cloud has a silver lining. The recent global economic slowdown too has reinforced the virtues of austerity. But you don't have to wait for that big stock market crash or the next big bank to go kaput to strengthen your financial immunity. Here are some tips to help you ensure your finances stay strong come hail or high waters...
August 27, 2010
Want to invest in gold? Try gold fund
For the beginners, this is a step-by-step process. First and foremost you will need to open a demat account with a depository participant before opening an account with a broker. To find out more, read on...
August 25, 2010
Save tax, make money: Invest in ELSS mutual funds
Before deciding to go for mutual fund ELSS, here are some points to ponder over.
August 24, 2010
Want to retire rich? Invest Rs 3,980 per month
If you want to retire rich, it is not too difficult. Here are some tips by P V Subramanyam, author of Retire Rich: Invest Rs 40 a Day.
August 23, 2010
Direct Tax Code: What does it mean to tax savers?
The Direct Tax Code recently been proposed by the Government of India, will bring about a change in the whole taxation system of the country. But how will it impact tax savers?
August 20, 2010
Do you have to pay extra for cashless mediclaim?
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of, will answer it.
August 19, 2010
Give yourself a financial check-up
Reviewing your financial plan should not be a one-time process. It is important to review your current financial situation on an ongoing basis.
August 18, 2010
A millworker's son who wants to become a scientist
In our series on How Young Indians earn, spend and save, we present the story of a mill worker's son who has struggled his way up and dreams of becoming a nuclear scientist one day. Buying life insurance? Choose the right plan
An easy guide to help you buy the right insurance plan for you.
August 17, 2010
13 tips to trim your monthly food bills
Food inflation is high. But it is possible to beat it by being a smart food shopper. Here are the tips that can help...
August 16, 2010
Saving tax through Infrastructure Bonds
From April 1, 2010, section 80CCF would provide an additional tax deduction, over and above the existing 80C deduction, in respect to investments made in long term infrastructure bonds.
August 13, 2010
You don't need insurance only when you die
Everyone thinks that they need insurance only when they die, but surprisingly, you need more insurance when you live. Surprised? Read on to know why.
August 12, 2010
9 investment lessons to learn from Warren Buffett
This knowledge on value investing will help drive investors to make sound investment decisions.
August 11, 2010
Seven-step guide to organising your financial life
Is chaos the first word that pops into your mind when you think of your finances? Take these seven steps to straighten out your financial life and regain control over your money...
August 09, 2010
Now view your tax credit online, Form 26AS decoded
Income Tax department has introduced a new facility this financial year 2009-10 (AY 2010-11) for viewing your tax payments made it is called 'Tax Credit Statement' or PAN LEDGER or Form 26AS.
August 06, 2010
Growth or dividend? MF concepts simplified
Don't understand the basic difference between dividend payout, dividend re-investment, growth or bonus options? This will help to make an informed decision while investing.
August 05, 2010
Cell phones: Too many telecallers?
Do you have a funny or harrowing experience to share about your rendezvous with pesky telemarketers? Simply write in to us at with the subject 'You are not alone Pranab da' and we'll publish the best stories right here on! Lending money:'I paid the price of my blind faith'
Two Getahead readers narrate their experiences on how they lost their friends after lending money to them. Can you claim double reimbursement on mediclaim?
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of, will answer it.
August 04, 2010
Car loan prepayment blues? Here's help
Important points to remember while going for a car loan and while prepaying the borrowed money to the lender.
August 03, 2010
Gold: Should you buy, sell or hold now?
Though gold prices have been softening in the last couple of weeks, in the past decade, gold has appreciated around seven-fold in value. Here's the answer to if you should buy, hold or sell gold now.
August 02, 2010
Neither lend money to, nor borrow, from friends
Borrowing or lending money surely creates a divide between friendships.
July 30, 2010
Why you need financial planning: Case study
A case study that charts financial plans of two individuals with different goals and responsibilities.
July 29, 2010
New ULIP rules: What's in it for you?
The new ULIP structure will come into effect from September 1, 2010. Will investors benefit now?
July 28, 2010
How mediclaim helps protect your family
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of, will answer it.
July 27, 2010
How young India earns, spends and saves launches a weekly series that will provide insights into how Young India lives. We will speak to Young Indians across the country about how they earn, spend and save, their ambitions, their dreams, and their goals.
July 26, 2010
5 simple tips to evaluate mutual fund risk
Not fall prey to mutual fund marketers who show you the moon. Find out if a mutual fund is worth investing your money.
July 23, 2010
6 checkpoints before investing your money
Instead of blaming the person who sells us a particular financial product, which ultimately helps her/him earn hefty commissions, we should blame ourselves for our short sight. But then there is something better than blaming self: know what, how, why and where you are investing your money. 6 simple checkpoints to know before beginning the blame game.
July 22, 2010
Best mutual fund SIPs to invest your money
Systematic investment plans of top mutual funds that you can invest your money for better returns.
July 21, 2010
Dummy's guide to stretching paychecks
Investment options that can help you minimise your tax outgo and stash that little extra away for a rainy day.
July 20, 2010
A step-by-step guide to claiming motor insurance
All you want to know about claiming insurance for your damaged vehicle after an accident.
July 19, 2010
5 steps to build your child's education corpus
A few effective steps to build a suitable education corpus for your bundle of joy.
July 16, 2010
Double your money in 8.7 years without any risk
Kisan Vikas Patra or KVP is one of the many fixed income financial products offered by the Indian Post Office department. It is a fixed income instrument that offers to double the investment in 8.7 years. InvestmentYogi looks at its prominent features.
July 15, 2010
FAQ: The benefits of filing income tax return
There are some solid reasons for acquiring a PAN card (if you don't have one) and filing your ITR within the due date, which is 31st July every year.
July 14, 2010
Used right, credit cards make good friends
Debt trap, credit quicksand, money tangle... credit cards have often been called a number of names by the savvier-than-thou. But used right, they can actually prove to be boons. Here are some benefits of owning the plastic...
July 13, 2010
Why you must not change your health insurer midway
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of, will answer it.
July 09, 2010
All you must know about contra and value MFs
In a chat with Getahead readers on June 22, Dhruva Raj Chatterji research manager at iFAST, AMFI registered mutual fund distributor, answered queries about contra and value mutual funds. For those who missed the chat here is the transcript. How to prepare financially for a divorce
Here's what suggests women should do about their finances when headed for a divorce.
July 08, 2010
How home refinance can reduce your loan burden
Investmentyogi explains how borrowers can use the home loan refinance route to improve their financial management.
July 07, 2010
Will buying ULIPs earn higher returns now?
Here's a quick look at the likely changes proposed for selling unit linked insurance plans from September 1, 2010 and how they will impact investors.
July 06, 2010
How to make your credit card work for you
If used wisely, credit cards can actually work for you. Here are three simple steps that can help you get more out of your credit cards.
July 01, 2010
Evaluating mutual funds? It's not an easy game
With so much transparency, access to information and expert advice available through the internet and media -- print and electronic -- evaluating a mutual fund should be child's play. Well if that's what you think here's news for you. It is not.
June 30, 2010
Home loans: Problems young Indians face
Harsh Roongta, CEO,, throws light on the frustrations faced by India's young working population when they try to avail of home loans to buy a house in their city of birth even as they work out of another city.
June 29, 2010
Get mediclaim expenses without hospitalisation
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of, will answer it.
June 28, 2010
Is your husband handling your money for you?
Rakshanda, 30, a marketing executive and a MoneyQuin follower is worried. Her husband has decided to invest her income without even seeking her approval at times. Here's what MoneyQuin would tell Rakshanda.
June 25, 2010
5 things to know before filing tax returns online
Filing your income tax return online this year? 5 points you should know to avoid hassles later.
June 23, 2010
Beware! That flashy ad could be an investment trap
Here's what you must know before buying investment products that companies and agents hardsell.
June 22, 2010
How to manage all your extra stocks and MFs
Managing 5-6 investments is easy. But when the number of investments increases significantly, the problem starts creeping in.
June 21, 2010
Best insurance policies for your family
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of, will answer it.
June 18, 2010
Dummy's guide to tax refunds
Tax refunds take their own sweet time to arrive. But there are ways you can ensure that you are not a tax refund case.
June 17, 2010
How to manage your money: A step-by-step guide
Budgeting is very crucial for your financial strength irrespective of your background.
June 16, 2010
Dividend or growth MF: Confused what to buy?
Here's how to make a wise choice between dividend and growth mutual fund depending on what kind of investor you are.
June 15, 2010
Is it wrong to make money in stock markets?
Investing in stock markets and mutual funds for the long term is the only surefire way of making money, claims Ashutosh Wakhare
June 14, 2010
What to do if your insurance claim is rejected
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of, will answer it.
June 11, 2010
Save tax: Claim deduction without HRA
No HRA deduction component in your salary? You can still claim deductions and save tax.
June 10, 2010
How to file your taxes with the new ITR-1 form
Filing your income tax return will be easier this financial year (FY) 2009-10. Want to know how? Read on.
June 09, 2010
5 checkpoints to sell your mutual funds
Exiting a mutual fund is an emotional decision. Five checkpoints that will tell you when to sell.
June 08, 2010
Are index funds playing with your money?
Aren't index funds mandated to mirror the underlying index they track? What does it mean when your index funds returns outperform or underperform the index they track?
June 07, 2010
Don't wait for Sensex to hit 21000. Buy stocks NOW
If you want to buy into the stock markets don't wait for tomorrow. The right time to buy stocks is NOW. And here's why...
June 04, 2010
Buying mediclaim? 7 important things you must know
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of, will answer it.
June 03, 2010
SIP by SIP to your tax freedom
One of the best ways to beat the market is through SIP (Systematic investment plan) which is based on a simple rupee averaging principle.
June 02, 2010
7 most frequently asked investment questions
How many of you have had doubts when it comes to investing your hard earned money? Here's an attempt to answer 7 most frequently asked questions about investing.
June 01, 2010
The risks of delaying financial decisions
Are you spending enough time on your investment decisions so that you can make them on time? If not, then what are all the consequences?
May 31, 2010
A simple checklist for buying mutual funds
Picking the right mutual fund(s) has become a challenge nowadays. Here is simple checklist that could help in making your investment decision easy.
May 28, 2010
Simplifying the dreaded income tax return forms
Choosing the right ITR form for your income tax return filing can be quite confusing. Investmentyogi simplifies the ITR forms and all the jargon associated with it. Keep it handy for your returns in 2010.
May 27, 2010
Bestselling author tells you how to get rich
InvestmentYogi attended a talk in Silicon Valley, California, by the bestselling author, Ramit Sethi, who recently wrote I Will Teach You to be Rich. Here are his mantras to become rich.
May 26, 2010
Why you should not prepay your home loan
Instead of prepaying your home loan before the term ends it's better to invest the amount you would save on prepaying the loan and earn good returns on investing the same.
May 25, 2010
Why you should not be scared of online banking
If anyone would have asked me 10 years back to transfer even Rs100 online, I would have refused. More than the money, I was concerned about my credentials being stolen! However, online banking has undergone a tremendous change since then.
May 24, 2010
Real estate investments made simple
Depending upon your risk tolerance and time horizon you can now invest in real estate too without many hassles.
May 21, 2010
Do your homework well before buying gold
Rushing to join the gold rush even as gold prices keep climbing every day? Here's what you must know before you invest.
May 20, 2010
How to invest to optimise your returns
The fourth and final part of the series on financial planning -- how to invest to optimise your returns for your retirement days.
May 19, 2010
Mediclaim: Can you claim money for medical tests?
Health insurance expert Harsh Roongta answers queries sent by readers on various aspects of mediclaim.
May 18, 2010
How to manage your money: A step-by-step guide
Have you been earning a steady salaried income? Here's a step-by-step guide to make a budget and manage your expenses, savings and investments.
May 17, 2010
Financial planning tips for newlyweds
Managing your finances together through proper planning from this moment on is as crucial as fulfilling your marital vows. InvestmentYogi tells you how and why.
May 14, 2010
Investing in company fixed deposits?Dos and don'ts
Though company fixed deposit offer a higher rate of interest than bank FDs there are certain important things an investor must know about them.
May 13, 2010
Buying a mediclaim policy? Things to watch out for
Health insurance expert Harsh Roongta answers queries sent by readers on various aspects of mediclaim.
May 12, 2010
How to become a successful stock market investor
The time for which your money remains invested in the stock market is more important than buying on dips and selling on tops.
May 11, 2010
Financial planning: Making wise investment choices
The final step in the financial planning process is choosing where the saving amount will be parked (investments) so that at the material time the accumulated amounts are available for satisfying your goals.
May 10, 2010
Want steady monthly returns with lower risk?
Monthly Income Plans are a good option for risk-averse investors looking for a higher return and more liquid alternative to bank fixed deposits. Also a list of best MIP mutual fund schemes for 2010.
May 07, 2010
Mother's Day: Gift her financial security
This Mother's Day, why don't you gift her something that she will truly appreciate -- a financial health check-up.
May 05, 2010
9 money mantras my mother taught me
Just as everything else mothers plays a very important role in the financial literacy of their children. Since financial literacy
May 04, 2010
What banks look at before giving you a credit card
There are several conditions that banks look at before giving out credit cards. Here's what you must know before applying for a credit card.
May 03, 2010
Tips for easing your tax burden
Tax-saving is the first level of financial planning. If you are salaried this would start from the declaration of investments that will be made at the beginning of the financial year. Here are some tips for easing your tax burden.
February - April 2010