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Vibha Batra

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It will be advantage borrowers from April 1

  Banks to compute lending rates under new rules  To force lenders effectively pass on policy rate cuts, the Reserve Bank of India on Thursday said from April 1, 2016, banks must review......

Want to protect your bank deposits? Here's how

Deposits up to Rs 100,000 are insured. Read on for ways to raise this coverBank fixed deposits are among the safest of savings instruments. The principal and interest are guaranteed and depositors......

Interest rate cuts only after March

Even if banks do not rush to cut rates now, it is possible they would not renew the bulk deposits given to large companies at higher rates Chiding by the Union finance ministry and two rounds of......

NPA-wary credit card firms get tough

Weighed down by mounting outstandings and non-performing assets (NPAs), credit card companies are taking strong measures that include slashing new card issuances and credit limits for existing......

Tough times ahead for NB finance companies

A rise in interest rates has started pinching non-banking finance companies and housing finance companies, which say that the cost of funds is going up by 200-300 basis points. Though banks had......

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