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Emi Harsh Roongta

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RBI loan moratorium: 'Which bank will refuse?'

Is the three-month loan moratorium good news, even if temporary, for borrowers who will be financially stressed in the times to come?Prasanna D Zore/Rediff.com finds out. How will the RBI......

Borrowers, be prepared to pay for the Nirav Modi scam!

'The RBI can make a change in EMI the default option, when interest rates rise or fall, rather than a change in the loan tenure,' says Harsh Roongta.Illustration: Uttam Ghosh/Rediff.com It seems......

Going for a fancy home loan scheme? Read this

Look at effective interest rate on home loan offers. Availing of ICICI Bank's cashback offer will mean you lose the flexibility to switch or prepay the loan, reports Sanjay Kumar Singh.......

Jobless and burdened with an education loan?

Banks and financial institutions provide 6-12 months of additional time, beyond which you need to negotiate. You have just passed out of a good educational institution but haven’t found a......

'Cheap' teaser loans are actually expensive for borrowers

The entire 'teaser rate' phenomenon only ended up benefiting lenders and developers at the cost of the loan consumers, notes Harsh Roongta. Home loan at eight per cent? When the home loan rates are......
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