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April 30, 2007
Should you buy a house or stay on rent?
There are factors, financial as well as non-financial (individual needs and aspirations), which need to be considered while determining the feasibility of options.

How to buy stocks, property abroad
Open an overseas account with the click of a mouse, invest in the Nikkei/Hang Seng, buy property in Dubai

April 28, 2007
NFOs: The latest 'serial' killers
Our advice to investors remains the same - ignore serial NFOs on the equity side and instead focus on the well-established funds with a proven track record over the long term.

An SIP for just Rs 50 per month
ICICI Prudential AMC has launched the ICICI Prudential Micro Systematic Investment Plan (MSIP) with a minimum investment of just Rs 50 per month.

April 27, 2007
Why FMPs are more lucrative than bank FDs
If you are looking for a fixed income avenue that yields a reasonable return with minimum risk, adequate liquidity and tax efficiency, FMPs will provide you with an effective shelter.

April 26, 2007
A new TDS form for 2007-08
If you are filing income tax returns during 2007-2008 for the previous year, do collect the new Tax Deduction at Source certificate from your employer.

3,500-year-old investment tips that still work!
Four great investment and savings tips that have stood the test of time.

How to enjoy the good things in life for free!
Here's how Mr Murli does it. What's your strategy?

April 25, 2007
Overseas PE funds help rich Indians
Indian investors accounted for 30 per cent of the fund's total corpus, while the minimum ticket size (entry level) stood at $2,50,000.

Currency market: How to invest and make money
The gain in the value of the rupee has been beneficial to the foreign investor. If you invest in the assets of a currency that appreciates (as the rupee has done) then you benefit.

April 24, 2007
Investment advice for youngsters
Gradually build up your finance portfolio by adhering to a few thumb rules.

Simple rules to earn better returns
Remember this important principal of investing -- "Real life long term returns is what investor does and not what portfolio does. . ."

How to make smart money with close-ended equity funds?
The only thing important point to keep in mind here is that you must have the investment horizon to hold the units till maturity. If you want to exit in between, you may not make any money as you too will have sell at the discount.

April 23, 2007
All about investing in auto stocks

The pitfalls of comparing mutual funds
Investors must be careful while comparing mutual funds. They must ensure that they are comparing funds with comparable risk profiles within the same category.

April 20, 2007
Can reverse mortgage click for India's elders?
It is yet early days for this product. It has the potential to prove very useful but you should wait for clarity on rules before you liquidate your biggest investment -- your house.

How reverse mortgage works
The popularity of the instrument lies in that it converts an illiquid asset -- the house -- into liquid cash flows for the owner, typically a senior citizen.

April 19, 2007
5 ways to assess your financial health
Are you going overboard with your debts?

What does SBI Life Shield offer?
SBI Life Shield Plan should appeal to insurance seekers looking for a pure risk cover.

Advantages of investing in ULIPs
ULIPs essentially combine the benefits of an insurance policy and a market-linked investment.

April 18, 2007
Your age will decide your investment portfolio
Kick start your saving and money management strategy at the age of 25, and build it up gradually.

April 17, 2007
Innovation is the buzzword
wSe believe that investing at its core is a rather simple activity. If investors stick to the basics, they are likely to do well for themselves over longer time frames.

April 16, 2007
How to lower risks, get higher returns
If you own shares of several different businesses, your risks are lower and your returns less volatile.

Insurance: Be on the safe side
Pester your insurance agent continuously and compel him/her to take up cudgels on your behalf.

Benefits of investing in mutual funds
Nowadays, mutual funds have become a popular vehicle of investment.

Why portfolio review is a must
Volatile markets, rising interest rates, inflationary pressures... deadly cocktail to make an investor feel jittery. Should you sell out? should you hold on?

6 money mantras for women in their 50s
It's a good idea to understand your finances, even though your hubby manages them well. Be prepared for any eventuality.

A SWOT analysis on reverse mortgage loans
The loan is given without any income criteria at an age where normal loans are not available.

April 13, 2007
Golden funds: Better than gold!
UTI Mutual Fund recently launched Gold Exchange Traded Funds and many more companies plan to follow suit. Get the lowdown.

April 12, 2007
Some never-changing money truths
When you take a loan, always look at your ability to repay: never stretch beyond your limits. Always maintain a buffer for unexpected turn-of-events.

April 11, 2007
Some useful investment tips
Matching portfolio design to your expectations of upside and downside holds the key to good investment

5 steps to become a SMART investor
If investors stick to the basics, they are likely to do well for themselves over longer time frames. Here's how to do it.

April 10, 2007
Investing in MFs? 6 GREAT tips
Successful mutual fund investing requires a plan as well as the discipline to stick to that plan

How to plan your investment
Damani suggests that one should keep 10-15 per cent of your portfolio value in cash as it is a good hedge in volatile markets

April 09, 2007
HDFC TaxSaver vs HDFC LT Advantage
Two tax-saving funds that you might consider investing in. Here are their salient features.

The leading equity, debt mutual funds
Despite being one of the basic tenets of financial planning, diversification is often overlooked by investors.

How to deal with rising EMIs
The answer needs to be answered after taking into account several factors and drawing a robust financial plan. Here are some starting points.

April 05, 2007
Review: Optimix Multi Manager Equity Fund
Positives outweigh the negatives and investors looking to invest in a portfolio arrived at by the best minds in the industry with the associated tax benefits should take exposure.

ABN Amro's new fund: How good is it?
ABN Amro Asset Management's latest offering ABN Amro Sustainable Development Fund seeks to invest in 'socially responsible companies,' and is the first of its kind in India.

April 04, 2007
Exchange traded funds, demystified!
ETFs offer advantages in the form of lower costs and convenience of investing.

Mutual funds: The cost to the investor
Investors must add the fund's cost efficiency while evaluating a fund, as over the long-term the costs involved can have a significant impact on the fund's performance.

April 02, 2007
Why you must track your investments
Investors must track their portfolios and keep a close watch on their progress so that at any point in time their investments do not veer away in the wrong direction.

Balanced funds are better bet than FMCG schemes
Greed, fear and hope are key drivers of stock markets.

Review your asset allocations periodically
As and when the equity markets run up substantially, book profits in your equity holdings and move this money towards debt instruments

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