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|February 22, 2006|
How to pay LESS tax
Taxes are one of two big certainties in life, as Mark Twain said, but here's how to make it the nicer one.
|February 20, 2006|
Say 'NO' to thematic funds
Instead, invest in established diversified equity funds, the latter are equipped to safeguard your interests over the long haul.
Why you MUST plan for retirement
We believe that a little bit of discipline and patience can go a long way in turning 'retire in peace' from a slogan into reality.
|February 17, 2006|
5 easy steps to a secure future!
Retirement planning ranks as one of the most overlooked financial planning activities. Most of us are so preoccupied with planning and providing for the present that we overlook the need to provide for the future.
Mutual fund factsheets need improvement
Outlined here are the most relevant information points where a lack of standardisation has been noticed.
|February 15, 2006|
Reliance Equity Fund
In our view, REF's investment mandate has the flexibility to maximise gains for the investor across stock market levels (by hedging the portfolio).
Prudential ICICI Fusion Fund
Investors on their part need to take into consideration that PIFF is a high risk - high return investment proposition.
Quantum Long-Term Equity Fund
The fund's strategy to invest in cash in the event of scarce investment opportunities (from the value perspective) could mean that it will trail its peers during a stock market rally, but do better in a downturn.
|February 13, 2006|
Budget and mutual funds: What might happen
There is little time left for investors to finalise their tax-saving investments. As far as the risk-taking investor is concerned, its about time he tied up his investments in tax-saving funds.
|February 09, 2006|
The best way to save tax
A well-defined asset allocation plan for tax-saving instruments will help you realise not just your tax-planning objective, but also complement your overall financial planning.
|February 01, 2006|
How to counter rising home loan rates
Individuals can always evaluate the fixed rate (fixed for 3 years) option. That way, the individual can lock his loan at prevailing interest rates, which could be lower than what one might see 3 years hence.
Why you must buy gold
In our view, gold is a must in every portfolio. However, the extent to which you should be invested in it should depend on your overall asset allocation.