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|June 25, 2004|
It's not 'the end' for MIPs
Monthly income plans as a product should not be criticised if the investment decision was based on incorrect understanding of the product.
|June 23, 2004|
Never be a bad customer
Being a bad customer is a losing proposition in more ways than one in banking, credit card and insurance relationships.
|June 22, 2004|
How to avoid market bubbles
It is essential to recognize market cycles if you want to avoid being caught off guard in the markets.
ULIPs: Some Do's and Don'ts
Understand the cost of taking a ULIP. Sometimes a pure life insurance and mutual fund combination may turn out to be more cost effective.
|June 17, 2004|
Inflation-proof bonds on the way!
Capital Indexed Bonds promise a double bonanza: they purport to offer returns at a fixed rate and yet incorporate the ability to combat inflation.
Interest rates and stock markets
Investors need to understand and keep in mind how interest rates and the stock markets are related in order to make informed decisions.
|June 16, 2004|
The 'management' factor
There is no specific model or pre-defined guidelines as to decide upon management quality, but we take look at some to assist you in your evaluation.
Right time to invest
Last year this time the stock markets were taxiing for take off. And take off they did. The BSE Sensex jumped from about 3,000 to 6,000 in a matter of months.
|June 15, 2004|
ULIPs: Does the marriage work?
Novel and noble as it appears, investor/insurance-seekers rarely understand the cost implications of the marriage between investments and life insurance. To be sure, it is intricate and not everyone is able to unravel it.
|June 10, 2004|
Want a good credit record? Pay on time
Establish a budget to control spending habits. Some of the savings should be used to repay some debt. The key to good credit record is to always pay on time, says CIBIL chief.
How to add life to your house
Home loan companies offer home improvement loans to finance the cost of tiling, plumbing, electrical work, grills, woodwork, painting, compound walls and almost all improvements.
Investing in MF IPOs? Read this
While there is inherently nothing wrong with investing in an IPO, the decision to invest in one should be triggered by its ability to fill a gap in the investor's portfolio.
|June 04, 2004|
What will be your tax this year?
While it is uncertain how much of the impact of The Kelkar reforms will be felt in the near term, over the next few years tax reforms are likely to move broadly in tandem with what has been suggested.
|June 01, 2004|
How to get cash for emergencies
Public sector banks are not averse to extending unsecured personal loans. In fact, they charge the finest interest rates on personal loans.