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Should you buy a dengue health insurance plan?

September 14, 2016 08:45 IST

Considering the rising dengue cases, the affordability and availability of such a plan makes it worth buying, says Harjot Singh Narula

Should you buy a dengue health insurance plan?

An Ae. aegypti mosquito, one of the primary vectors for the transmission of dengue fever around the world, gets a blood meal from a host; Photograph: James Gathany, courtesy of Centers for Disease Control, Oregon State University

We all hear about the rising cases of dengue, chikungunya, malaria due to the breeding of mosquitoes in the monsoon season. According to the civic bodies, the National Capital Region has reported 284 new dengue cases in the last ten days, taking the total to 771. There were around 50,000 dengue cases which were reported last year.

India has observed a 14 times increase in the number of dengue cases reported between 2007 and 2013 (as per National Vector Borne Disease Control Programme) with symptoms that require hospitalisation for its treatment. Such rise in dengue cases has resulted in an increase in the health insurance claims in past years as per the insurers.

What is dengue?

Dengue or 'break-bone fever' is a mosquito-borne viral disease which is mainly found in the tropical and subtropical countries. This disease is caused by one of the four related dengue viruses and is an infectious disease. It is a life-threatening disease, and there is no vaccination or drug available to cure the dengue virus.

The symptoms include high fever, severe headache, fatigue, nausea, joint aches, skin rash, etc. There is no specific drug for treating dengue. Early stage cases require an adequate intake of fluids, fever control and monitoring of blood count. In the cases of high severity, the patient may also require an ICU admission.

Need for dengue health cover

Benefits of stand-alone dengue health plan


It is always better to be safe than sorry!

Harjot Singh Narula is founder and CEO,

Harjot Singh Narula