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Living cashless: How I travelled to 5 cities with Rs 600

November 28, 2016 14:17 IST

We'd asked you, dear readers, to share your experiences of living cashless in India and we've been inundated with your responses.

THANK YOU :) Please keep them coming!

Here are some of the stories we received:

IMAGE: Using app-based cab services is one of the many solutions offered by readers who believe in living cashless. Photograph: Getty Images

Jigar Pathak, an IT professional from Mumbai, has travelled to 5 cities since November 6 with just Rs 600 in his wallet. He tells how he managed:

"As a part of my job, I have to travel various different locations all over the India and abroad.

"I have been travelling for corporate training before the demonetisation announcement was made. Trust me, since that day I have never used any ATM to withdraw a single rupee.

"I started my journey on November 6, 2016 and I have visited different places during this time, including Bangalore, Delhi, Pune, Mumbai and Hyderabad.

"When I started I had Rs 600 and I still have about Rs 400 to Rs 500.

"I'm using Ola and Uber to travel within cities, and autos that accept payment using Paytm. Some autos are part of Ola, so you can go cashless.

"To purchase groceries for home, I visit DMart or online shopping portals. For booking flight, hotel and other food bills, I'm paying through my debit or credit card.

"I always favour cashless transactions wherever possible. For example, we can use only pass-based entry for train and buses. We should stop using cash transactions in those sectors.

"You can take example of Singapore Metros -- they have implemented cashless travelling by implementing ticket vending machines. Once you fill up your card you can travel up to n-number of stations."

Bibhor Banerjee, from Kolkata, tells us how with proper planning, one can avoid the hassle of paying by cash.

"I live in Kolkata, but my parents stay at an upcountry suburban town called Naihati, which is 60 km away from Kolkata.

"Here's how I have managed my expenditure:

"This does not mean I have not faced any problem. Here are few which was not possible without cash:

"I was sure that without going to the ATM I could find a solution to these problems. Also, I have observed most of these facilities who accept card payment. Having said that, in my hometown, there are certain movie halls where you cannot book tickets via Internet banking.

"I sat down and calculated my expenditure for the next two weeks.

"On a Saturday morning I went to the nearest bank and withdrew the money I'd require. I had to stand in a queue for a maximum of one hour in that particular day and I had taken out Rs XXX (which is my maximum expenditure for 15, 20 days).

"If a person is a little organised and ready to stand in a queue for maximum 1 to 2 hours once in a fortnight, there won't be much of a problem."

Ajay Govind Ranade, from Kalyan, details how he is managing with Rs 5,000 cash since November 8:

"From November 8, 2016 till date, I have not visited any bank or ATM for currency deposit or withdrawal.

"I am managing the show with Rs 5,000 in Rs 100 and Rs 10 denominations.

"I will list below some of my experiences.

"I have prepared myself for so-called troubles to common men like standing in queue once for three to four hours to deposit my own 'hard earned' money.

"As a citizen of India, it's my duty to support this move, whether I like it or not."

Dear readers, do you think it is possible to live cashless? Have you tried it? What was the experience like?

E-mail your stories, experiences, tips to (Subject Line: Living Cashless) along with your NAME, AGE, LOCATION and photograph, if possible. We'll feature the best responses on