Once your visa comes through, you need to arrange for a place to stay when you get to your new college. There are usually many choices in terms of costs and facilities, but the ones closer to college work best (see Roof Over Your Head).

"Universities guarantee accommodation for international students if they apply by the deadline," says Sircar. This would be a good option initially since the facilities are usually good.

Once you get the lie of the land, you can rent a place off campus along with other students. This usually works out cheaper and gives you more flexibility.

Pachisia now pays the same amount for a year for his shared apartment that he used to for his university dorm for eight months. Maheswari, however, says staying on campus is good for making friends.

STEP XII: Before leaving

Before leaving it is advisable to attend pre-departure briefings. You also have to arrange for travel and carry some foreign exchange for the first few days till you can open an account and deposit your travellers' cheques.

Money's worth

Admittedly, a foreign college education doesn't come cheap. But the benefits can far outweigh the costs. For starters, the exposure that a top college gives has no substitute. And, for places such as Singapore, the costs are not much higher than in India. So, if you have the inclination and, of course, the funds, you can follow your heart and study wherever you want. Strike out.

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Also see: Australia's new student visa regulations

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