All stories by Sanjay Kumar Singh
What 'Yes' or 'No' vote mean for Franklin Templeton investorsRediff.com21 Dec 2020
With a 'yes' vote, there is a more foreseeable outcome, while a 'no' could result in greater uncertainty, for which retail investors may not have the appetite.
Buying cancer insurance? Read thisRediff.com20 Nov 2020
Bear in mind that the amount you get paid depends on the stage at which cancer is detected, reveals Sanjay Kumar Singh.
Want to invest in Corporate FDs? Read thisRediff.com5 Nov 2020
When looking for alternatives, consider several parameters -- your investment horizon and liquidity requirement, post-tax returns, and risk.
How loan restructuring scheme can impact your financesRediff.com2 Oct 2020
The accumulated interest will increase the principal and you will have to pay a higher rate. Borrowers should take the restructuring plan only after they are convinced they have exhausted all other options.
Buying a used car? Read thisRediff.com8 Sep 2020
Buying a used vehicle is a lot more complicated. Not only do you have to worry about its condition, you also have to think about whether the price you are offering is anywhere close to its true value, reveals Sanjay Kumar Singh.
Why investors MUST book partial profits in goldRediff.com27 Apr 2020
Such an economic environment tends to be positive for gold, the ultimate safe-haven asset. Since gold cannot be debased by central banks, it naturally gains in value.
Work from home tips: 'Do not work sitting on your bed'Rediff.com14 Apr 2020
You need to revamp both your work practices and technology tools to maintain your efficiency and effectiveness
NRIs, check the number of days you spend in IndiaRediff.com2 Mar 2020
The Budget has changed the rules for Indian citizens and persons of Indian origin visiting India. Instead of 182 days, the number of days has been reduced to 120. You will be treated as a resident of India for tax purposes if you stay in the country for more than 120 days in a financial year and 365 days in the past four years. One consequence of the change will be that people of Indian origin who reside outside India will be able to spend a smaller number of days in the country if they wish to keep their non-resident status intact, points out Sanjay Kumar Singh.
Salary increase in 2020 may be lowest in a decadeRediff.com19 Feb 2020
The projected increase for 2020 is lower than the average salary hike that graduates of top business schools have managed - at around 12 per cent.
Buy health insurance early in lifeRediff.com31 Dec 2019
'A 25 year old buying a high-value policy now will be well covered even in his 40s.'
Do not lower your EPF contributionRediff.com27 Dec 2019
If someone does reduce his contribution, he should scale it back to the 12% level as soon as he can, suggests Sanjay Kumar Singh.
Invest through MF route in mid-capsRediff.com20 Dec 2019
The worst may perhaps be over for these stocks, suggests Sanjay Kumar Singh.
Explained: Why Bharat Bond ETFs is good investment optionRediff.com19 Dec 2019
These ETFs will also carry interest-rate risk, especially the 10-year ETF. The investor can overcome this risk by holding them till maturity, suggests Sanjay Kumar Singh.
High risk investor? Check this outRediff.com10 Dec 2019
Two factors play a predominant role in fetching good returns -- stock selection and allocation, suggests Sanjay Kumar Singh.
Paying high interest on home loans? Read thisRediff.com9 Dec 2019
By evaluating their loan rate against the best available every year, borrowers can achieve considerable savings over the entire tenor, suggests Sanjay Kumar Singh.
Affected by Karvy crisis? Read thisRediff.com6 Dec 2019
In case of any grievance, file a complaint with Sebi on its SCORES (Sebi Complaints Redress System) web site, suggests Sanjay Kumar Singh.
Better to revive old LIC policy or buy new one?Rediff.com5 Dec 2019
LIC is currently allowing customers to revive policies that have lapsed for more than two years.
Rising child healthcare cost? Opt for family floater planRediff.com26 Nov 2019
Once the child is 90 days old, parents must add her to the family health floater cover, suggests Sanjay Kumar Singh.
Ageing parents? How to meet medical expensesRediff.com22 Nov 2019
'Children should include their parents in the group health insurance cover provided by the employer at the earliest.' 'However, the elderly should not depend on it alone and should also buy a personal health cover,' suggests Sanjay Kumar Singh.
Joker's Stash: Hope your credit, debit card details are not up for saleRediff.com15 Nov 2019
Reports suggest this lot could fetch the cybercriminal as much as $130 million upon sale.