Anup Roy

All stories by Anup Roy

How India saved $30 bn

How India saved $30 bn

Rediff.com26 Dec 2018

India imports 1.2 billion barrels of oil, and oil prices are falling, falling...

One more headache for RBI Gov!

One more headache for RBI Gov!

Rediff.com21 Dec 2018

The HR challenge seems to be one of the most important issues that RBI Governor Shaktikanta Das will have to tackle.

Staffers expect new Governor to bring old RBI back

Staffers expect new Governor to bring old RBI back

Rediff.com18 Dec 2018

Not only were Urjit and Rajan outsiders, they also hired laterally, bypassing the existing talent, especially in the field of economics

5 key challenges that Shaktikanta Das faces as RBI guv

5 key challenges that Shaktikanta Das faces as RBI guv

Rediff.com12 Dec 2018

A staunch defender of demonetisation, it would be interesting to see how he handles the government's increasing demand for more cash from the RBI, and letting some weak banks get out of prompt corrective action.

Genuine defaulter is a delusion: RBI deputy governor

Genuine defaulter is a delusion: RBI deputy governor

Rediff.com12 Dec 2018

For willful defaulters, change in ownership accompanied by punitive action against the defaulting management is the way to go.

When RBI governors fought for the bank's autonomy

When RBI governors fought for the bank's autonomy

Rediff.com5 Nov 2018

Tension between the government, specially the finance ministry, and RBI is as old as the central bank itself.

IL&FS fallout: NBFCs may run into choppy waters

IL&FS fallout: NBFCs may run into choppy waters

Rediff.com3 Oct 2018

The general nervousness because of the IL&FS default will prevail in the system for now.

RBI may hike rates in October despite bond turmoil

RBI may hike rates in October despite bond turmoil

Rediff.com27 Sep 2018

At least a 25 basis points hike can be expected on the October 5 policy

Falling rupee puts spotlight on govt in election year

Falling rupee puts spotlight on govt in election year

Rediff.com8 Sep 2018

Brokerage firm CLSA says in its interactions with government officials, measures such as the dollar-deposit scheme were under consideration.

Will RBI hike rates in October?

Will RBI hike rates in October?

Rediff.com5 Sep 2018

The rupee has depreciated 10.5 per cent against the dollar this year, making it Asia's worst-performing currency.

Was RBI right to let the rupee slide?

Was RBI right to let the rupee slide?

Rediff.com4 Sep 2018

Can we find fault with RBI for not intervening enough in the market? Actually no, say some experts. A correction in rupee was long overdue.

IBC effect: Promoters are lining up to pay their dues

IBC effect: Promoters are lining up to pay their dues

Rediff.com11 Jul 2018

Bankers say there is palpable fear among erring promoters that the banking system just cannot be taken for granted, and any delay in loan repayment could mean promoters losing business

Will rupee breach 70 a dollar?

Will rupee breach 70 a dollar?

Rediff.com29 Jun 2018

The immediate concern for the rupee is the sharp spike in oil prices

How Ujjivan plans to give shape to Modi's financial inclusion dream

How Ujjivan plans to give shape to Modi's financial inclusion dream

Rediff.com1 Jun 2018

A well-run non-banking company has better margins than a bank, but the objective of setting up Ujjivan was to provide comprehensive financial inclusion, Ujjivan Small Finance Bank MD & CEO Samit Ghosh tells Anup Roy in an interview.

Will Modi's big ticket reforms help the banking sector?

Will Modi's big ticket reforms help the banking sector?

Rediff.com29 May 2018

Bankers seem to be pleased with the government for keeping its promise of not interfering in operational matters, but are apprehensive about the intense scrutiny of their functioning.

RBI to use 'plain English' and de-jargonise its documents

RBI to use 'plain English' and de-jargonise its documents

Rediff.com15 May 2018

The RBI now brings in important and contentious changes directly through voluminous Master Directions, or Master Circulars

Stressed bond dealers get RBI help

Stressed bond dealers get RBI help

Rediff.com5 May 2018

Central bank moves to infuse liquidity into bond market to help boost sentiment.

Bonds: Rising interest rates may hurt India's GDP

Bonds: Rising interest rates may hurt India's GDP

Rediff.com2 May 2018

As yields rise, bond prices fall. Higher yields not only translate into losses for investors, it also pushes up borrowing cost for companies as well as government

How a weak rupee hurts India Inc

How a weak rupee hurts India Inc

Rediff.com2 May 2018

A weak rupee, though seemingly good for exporters, would push up input cost further for Indian companies.

How RBI is trying to keep the rupee strong

How RBI is trying to keep the rupee strong

Rediff.com30 Apr 2018

Year-to-date, the rupee is the worst-performing currency in Asia, weakening 4.184 per cent against the US dollar.

RBI moves to keep FPIs invested in bond market

RBI moves to keep FPIs invested in bond market

Rediff.com30 Apr 2018

The RBI had in the past expressed its concerns about allowing foreign investors in short-term paper, because it attracted hot money.

RIL's cost of borrowing gives India Inc jitters

RIL's cost of borrowing gives India Inc jitters

Rediff.com25 Apr 2018

If Reliance has to pay about one percentage point more for short-term money, the bond market could be out of bounds for many lower-rated firms after some time.

How the bond market has upset govt's fiscal math

How the bond market has upset govt's fiscal math

Rediff.com12 Apr 2018

For current financial year, govt plans to borrow Rs 2.88 trillion in the first half of 2018-19, out of Rs 6.05 trillion planned for entire year

Who will buy Rs 4.6 trillion bonds?

Who will buy Rs 4.6 trillion bonds?

Rediff.com21 Mar 2018

With banks staying out of the bond market, and foreign investors exhausting their investment limit, the question is: Who will buy the Rs 4.6 trillion bonds that will be issued from April.

How household savings recovered quickly post DeMo

How household savings recovered quickly post DeMo

Rediff.com12 Mar 2018

According to the report, financial assets of the Indian households are predominantly in the form of bank deposits, followed by life insurance - a pattern that got disrupted after note ban

'Top business houses have spread themselves too thin'

'Top business houses have spread themselves too thin'

Rediff.com5 Mar 2018

'Some business families would probably have to revert to their core businesses, which the IBC will ensure.'

Meet RBI's man for all seasons

Meet RBI's man for all seasons

Rediff.com26 Feb 2018

Y H Malegam, 80, will head the panel that will look into non-performing bank assets and their relation to the Rs 114-bn PNB scam.

PNB fraud: Most PSBs have kept SWIFT outside core banking

PNB fraud: Most PSBs have kept SWIFT outside core banking

Rediff.com21 Feb 2018

It is up to the bank management to decide which application gets to interact with the CBS

RBI revises framework to resolve stressed bank accounts

RBI revises framework to resolve stressed bank accounts

Rediff.com13 Feb 2018

Banks given 180-day time for NPA resolution, matter to be referred to Insolvency Board within 15 days.

Banks don't want changes in MCLR calculation: RBI

Banks don't want changes in MCLR calculation: RBI

Rediff.com12 Feb 2018

Banks argued that loans of most lenders are funded primarily by retail deposits and not from the wholesale market as was the practice abroad

Why foreign banks are going slow on India

Why foreign banks are going slow on India

Rediff.com19 Jan 2018

Foreign banks were ahead in terms of technology, but that is no longer the case as Indian private banks steal the innovation march.

Why RBI does not want to hike rates

Why RBI does not want to hike rates

Rediff.com17 Jan 2018

Instead of a rate hike, or even a pause, there could be a window for the RBI for an interest rate cut

Interest rates unlikely to change in whole of 2018

Interest rates unlikely to change in whole of 2018

Rediff.com5 Jan 2018

Growth impulses, while improving, remain fragile, and a rate hike will be disruptive to interest costs.

Post DeMo, bank credit grows at over 10% in December

Post DeMo, bank credit grows at over 10% in December

Rediff.com4 Jan 2018

Loans, cash credits, and overdrafts at the end of December 22, 2017, stood at Rs 81,287.32 billion, against Rs 73,340 billion in the year-ago period.

Banks are responsible for bad debt mess: RBI

Banks are responsible for bad debt mess: RBI

Rediff.com22 Dec 2017

Banks might not have realised the exact implication of risky projects under PPP projects, which were getting implemented under high leverage

'RBI now has a problem of plenty'

'RBI now has a problem of plenty'

Rediff.com5 Dec 2017

While RBI's foreign exchange reserves have swelled to over $400 billion, it has a 'sell' position of $981 billion.

Depositors, don't worry about losing money: Bankers

Depositors, don't worry about losing money: Bankers

Rediff.com2 Dec 2017

Will the Financial Resolution and Deposit Insurance Bill endanger our bank deposits?

'We have to transparently define what is fraud and what is wilful default'

'We have to transparently define what is fraud and what is wilful default'

Rediff.com24 Nov 2017

K C Chakrabarty, former deputy governor, RBI, talks to Anup Roy on issues in the new bankruptcy law and rules.

Bankers divided over tech vs human touch

Bankers divided over tech vs human touch

Rediff.com7 Nov 2017

There's a long way to go before human beings are replaced by machines -- in banks at least.

Foreign banks' presence in India declining, confirms RBI

Foreign banks' presence in India declining, confirms RBI

Rediff.com2 Nov 2017

Foreign banks had 317 branches in 2015-16; it has reduced to 286. In the same period, employee strength came down from 26,642 to 24,766.

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