Q. How is "Jeevan Bharti" (LIC) ?
:  A. Insurance is an expense , not an investment. Go for PURE TERM COVER ONLY. Those are the cheapest and best. For investment PPF & Mutual funds...... more

Q. Hi this is rupesh from noida age 29 years .I'm looking for Term plan but not able to finalizing the product ... pls help me to resolve the following issues :-\1) Opt for age 60 years or 65 years age ...?2) Should i take term plan of company who is offering minimum yearly premium or consider other factor .. 3)consider new insurance company like kotak,bharti ,bajaj or go for LIC, SBI ,ICIC.. ? is any norm by IRDA if company close it business .. i heard that bharti is planing to close its insurance buisness .\thx
Urmila :  A. Its life insurance and not investment. for investment look for other plans, for insurance, i prefer conventional policies of lic. I think jeevan...... more

Q. If u hv a Most popular Jeevan Shree Policy of LIC for 5 lakhs, want to increase Life Cover by additional 10 Lakhs in just 2% value?
Rupesh Bartunia:  A. Are u thinking of investing in long term or short term plans. Bharti Axa Life Insurance has some good plans of investment with high returns. If...... more

Q. Which L I C Policy is a better option for my 18 year old daughter ? An Endownment , Money Back , or Term Policy ?
Amol Sharma:  A. normaly motive to take the policy to build the future of the child. as you say your daughter is 18 yrs .now this is time where u can choose the lic...... more