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Why RBI Is Worried About The Rise In Personal Loans

In the June quarter of FY24, 51 per cent of consumers who took small-ticket personal loans already had more than four credit products at the time of accessing yet another new loan, compared with......

EMIs shouldn't exceed 35% of net income

Also build a contingency fund equal to 9 to 12 months of expenses, experts tell Sanjay Kumar Singh. Illustration: Uttam Ghosh/Rediff.com Self-employed borrowers have been borrowing more from......

Why loan against property can be risky

Most borrowers of loans against property pin hopes on future cash flows from their business, but in case of failure to repay the loan, the lender can repossess the property and sell it.Sanjay Kumar......

Loans? New agencies to ensure speedy approval

Borrowers often find their home or auto loan applications rejected due to credit rating scores from the Credit Information Bureau of India, or Cibil. And sometimes, even though they may not have......

Loan approvals may be linked to phone bills

Applying for a loan? Check if you've paid your telephone bill or insurance premium first. Soon, your loan proposals will not depend only on your credit card and debt payment record with banks but......

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Highmark Credit Rating

News for Highmark Credit Rating

Why RBI Is Worried About The Rise In Personal Loans

EMIs shouldn't exceed 35% of net income

Why loan against property can be risky

Loans? New agencies to ensure speedy approval

Loan approvals may be linked to phone bills

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