Q. am 32 years old and my yearly insurance/investment portfolios is as shown below HDFC MF (SIP) - Rs. 12000 (1000/month)PPF - Rs. 5000 Tata AIG Life insurance - Rs. 15000 Bajaj Alliance New unit gain - Rs. 20000 LIC - Jeevan Plus ULIP- Rs. 20000 LIC Endowment fund - Rs. 19903. I would be investing long term. Are these ok? I also have plans to buy a house. Are the above funds in the right direction?
:  A. You should also invest in Govt Bond Like NABARD Bhavishya Nirman Bond. These never dips. more

Q. Hi Sridhar,Myself Milan(27) and my wife(27) drawing 70,000PM. I have SIP of SBI Tax magnum fund of 2000, Principal adv fund 1000, Fedilty growth 1000 and franklin templeton of 1000(Total 5000 per month). Two Insurance plan of bajaj allianz having premium 10000 and 25000p.a. One LIC of having premium of 2600p.a.My wife has ICICI life insu policy of premium 20,000. Investment of 80,000 is still remaining. Right now having no Kid and planning to take home. Please suggest where and how to invest the ammount so that we both can save tax.Please also suggest whether it is good to take home or
Antony Gerald:  A. Hi, u selected the correct for tax benefits-SBI Magnum Tax Gain 93 - has got platinum edge-u can increase the amount in this scheme as markets are...... more

Q. how safe MF scheme are . which MF are safe for regular earner
Milan Pandit:  A. The Mutual Fund schemes are as safe as the investment that they make are. For example, if the MF scheme invests into equity and the markets are...... more

Q. Should you invest in Bhavishya Nirman Bonds? if i am invest this bond the maturity amount is full ex mated (tax)
ANUSHREE KANKONKAR:  A. u can, bu t lock-in period is 10 yrs more